Cara Haynes - Loan Market

08/06/2026

Investors are sitting on the bench. The rules of the game have changed. And home buyers have a unique window of opportunity. Use this time wisely before it's too late.

04/06/2026

New Build Property: ​Are you buying a quality asset, or are you just putting lipstick on a pig? 💋🐷✨️

​It is easy to get blinded by shiny depreciation schedules and negative gearing benefits when looking at new build properties. But if the tax perks are the only reason you are buying, you might be heading for a setback.

​Before you sign any property contract, you need to ask two non-negotiable questions about the advice you are getting and the true quality of the asset.
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02/06/2026

28/05/2026

Anxious about where interest rates are heading? 📉

Before you rush to lock in a fixed rate, there is a golden rule you need to know: Fix for your circumstances, not to beat the bank. 🏦

Trying to outsmart the market is tough, but structuring your loan for peace of mind is entirely within your control.

🔗 Read our 5-minute Q&A guide on Fixed vs Variable rates - https://broker.loanmarket.com.au/cara-haynes/blog/fixed-versus-variable-rate-qld/

19/05/2026

HECS Debt post goes viral? You betcha! You have until 1 June until your HECS and HELP debts get indexed. The catch is, they will be adding 2.8% based on your balance from last year, not taking into account what you have been paying through your employer this year.

15/05/2026

Our beautiful client Wini has bought her first home! Read the full article - https://www.realestate.com.au/news/she-saved-100k-for-a-house-it-wasnt-enough-so-mums-now-her-flatmate/

13/05/2026

Finance girlie got bored talking about the Federal Budget so let's discuss something that actually will save you money.

HECS is now called HELP but old habits die hard 🫠

24/04/2026

Is holding off to save a bigger deposit for your first home really going to help? Depending on where you are buying, you may be better placed to buy sooner than later.

14/04/2026

Thinking about your first build? 🔨✨

​It’s an exciting move, but the finance side can get complicated fast. I’m breaking down the Queensland Builder’s Blueprint to help you avoid the common traps.

​We’re covering:

✅ Why your HECS debt might be shrinking your loan.

✅ How "Progress Payments" keep your costs down during the build.

✅ Why a "Finance Clause" is your ultimate safety net.

✅ Choosing between big volume builders and local teams.

​Don't let hidden costs or bank jargon ruin the experience. Get the facts, get your budget set, and build with confidence.

​🔗 Tap the link to read the 5-minute guide! https://broker.loanmarket.com.au/cara-haynes/blog/first-time-builder-guide-qld/

​ HomeTips