Energise Home Loans

Energise Home Loans Energise Home Loans can arrange your home loan for you, so you can enjoy the exciting experience of buying a home. Well, ‘churn and burn’ we are not!

We have been helping people with property ownership for over 20 years. Services
* Home Lending
* Refinancing
* Business and Car Finance Energise Home Loans is a boutique mortgage broking firm located in Northern Sydney. We use our extensive home loan and banking experience to help each of our customers to find exactly the right lending product to meet their individual needs. Why we are different:



From the moment you contact Energise Home Loans, you become a valued customer. We pride ourselves on giving personal and individual attention, taking into consideration the individual needs of each customer that we assist. Here’s 3 points that set us apart from other mortgage brokers:

* We have been helping customers with their home loans for 19 years:

We understand that your needs are not the same as the last customer’s, and we are careful to match these needs with a lending solution that is a great fit for you. Having been in banking and mortgage broking for as long as we have has developed a range of skills and experience that can assist you to reach your property goals. Whether you are buying a property for the first time, or you are a seasoned property investor, we have the experience to assist you. Nothing makes us happier than finding a great deal for our customers – it’s what gets us out of bed every morning!

* We are here for the long run:

We have seen it time and time again – the broker that helps with the customer’s current ‘deal’, and then moves onto the next customer, looking for that next elusive commission! And like you, we think it’s downright unprofessional! We understand that your needs change over time, and we can assist you wherever you are in the property cycle. We have assisted many ‘repeat customers’ over time as their needs have changed, and we have done this by staying in touch with them to ensure we are on hand when they need us.

* We have the time to give personal attention to each customer:

Many large mortgage broking firms (it wouldn’t take you long to think of the names of the big guys!) rely on a sheer ‘numbers game’ to survive – pump through a large number of customer meetings, glossing over the details and not investing the time that complex lending may require, in the hope that a small number of customers may stick with them! We help our customers every step of the way, from that crucial first meeting where we work with you to understand your needs, to your exciting day when your loan is settled…and beyond! We would love the opportunity to assist you with your lending needs. We understand that buying a home is exciting! Let us take care of all of the little details for you, so that you can enjoy the experience! And, our service to you is completely free!

09/09/2026

Complimentary valuation on your investment property.

Refinance your home loan or investment loan through Energise and the valuation on your investment property is complimentary. No cost, nothing to claim back, it is simply included.

Thirty years of lending experience, and Brian is a mobile broker who works with clients right across Australia.

Start here: energisehomeloans.com.au

Brian Rusten, Credit Representative No. M0019638, is a representative of Mortgage Line Australia Pty Ltd, Australian Credit Licence 386276.

Buying a home is more than just getting a loan.From understanding your borrowing position to finding the right loan, man...
29/08/2026

Buying a home is more than just getting a loan.

From understanding your borrowing position to finding the right loan, managing settlement and reviewing your loan as your goals change, Energise Home Loans is here to help along the way.

🏠 Your home loan journey, supported from start to finish.
www.energisehomeloans.com.au

A lower property valuation can change the numbers on your home loan.If the bank values the property below your agreed pu...
28/08/2026

A lower property valuation can change the numbers on your home loan.

If the bank values the property below your agreed purchase price, you may need to contribute more of your own funds.

Before you sign, know your numbers. 🏠
www.energisehomeloans.com.au

A high income doesn't automatically mean a high borrowing capacity.Lenders also look at your existing debts, living expe...
20/08/2026

A high income doesn't automatically mean a high borrowing capacity.

Lenders also look at your existing debts, living expenses, dependants, income structure and how your loan is assessed under serviceability requirements.

This is especially important for professionals and business owners with more complex financial situations.

📩 Speak with Energise Home Loans to understand what may be possible for your situation.

www.energisehomeloans.com.au

The lowest rate isn't always the best deal.A slightly higher rate could come with lower fees, better flexibility, a loan...
19/08/2026

The lowest rate isn't always the best deal.

A slightly higher rate could come with lower fees, better flexibility, a loan structure that suits your situation, or features you will actually use.

When comparing home loans, it's important to look beyond the headline rate and consider the bigger picture.

Chat with us today! www.energisehomeloans.com.au

RBA holds at 4.35% 📊The RBA has kept the cash rate unchanged at 4.35% as it continues to monitor inflation and the Austr...
18/08/2026

RBA holds at 4.35% 📊

The RBA has kept the cash rate unchanged at 4.35% as it continues to monitor inflation and the Australian economy.

For homeowners and borrowers, it's another reminder to stay across your home loan and understand how current rates affect your repayments and borrowing plans.

🏡 If it's been a while since you reviewed your loan, Energise Home Loans can help you explore your options.

www.energisehomeloans.com.au

Your repayments are influenced by more than just the interest rate.Your loan term, loan type and even small extra repaym...
13/08/2026

Your repayments are influenced by more than just the interest rate.

Your loan term, loan type and even small extra repayments can make a noticeable difference to what you pay each month and over the life of your loan.

Rather than trying to work it all out yourself, let Energise Home Loans help you compare the numbers and understand your options.

📩 Let’s make your home loan work smarter for you.

www.energisehomeloans.com.au

Your financial goals change over time, and your home loan should keep up.At Energise Home Loans, refinancing starts with...
12/08/2026

Your financial goals change over time, and your home loan should keep up.

At Energise Home Loans, refinancing starts with understanding your situation, not pushing a one size fits all solution. We'll review your current loan, compare suitable lenders, and recommend options that align with your goals, whether that's lowering repayments, accessing equity, or improving your loan structure.

📩 Thinking about refinancing? Let's explore what's possible together.

www.energisehomeloans.com.au

Great News!The RBA reports no signs of widespread financial stress across households, showing many borrowers are managin...
11/08/2026

Great News!

The RBA reports no signs of widespread financial stress across households, showing many borrowers are managing well despite higher costs.

That said, your home loan shouldn’t be set and forget. As markets and lender policies change, a quick review can help ensure your loan still suits your goals.

📩 Energise Home Loans can help you review your options anytime.

www.energisehomeloans.com.au

Address

PO Box 140
Belrose, NSW
2085

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+61411066616

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