30/06/2026
You could buy your first home in Sydney on a 5% deposit — and the price cap just jumped to $1.5 million. 👇
The First Home Guarantee changed in a big way on 1 October 2025:
• Income caps? Gone — no more $125k single / $200k couple limit.
• Places? Unlimited — the old 35,000-a-year cap is abolished.
• Deposit? As little as 5%, with no Lenders Mortgage Insurance (the government guarantees the rest).
• Sydney price cap? Now $1.5 million (up from $900k).
Who actually qualifies: first home buyers who haven't owned property here in 10 years, buying to live in, Australian citizens or permanent residents, with 5% genuine savings, through a participating lender.
Whether it's right for you comes down to your numbers — which is exactly what we check, for free.
Could this be your year? DM us 'FIRST' or start the free check at start.sabea.com.au.
Subject to eligibility and lender assessment.
Sabea Group Pty Ltd ABN 86 653 823 253, Credit Representative 539662 of BLSSA Pty Ltd ACL 391237. General information only — credit assistance subject to lender assessment.
