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Kandid Loans Mortgage brokers with a focus on getting the best results for clients. Refinance or buy a new home today with ease and piece of mind..

🚨 INTEREST RATES RISE AGAIN – MORE PRESSURE ON AUSTRALIAN HOMEOWNERS!The Reserve Bank has increased the official cash ra...
03/11/2026

🚨 INTEREST RATES RISE AGAIN – MORE PRESSURE ON AUSTRALIAN HOMEOWNERS!

The Reserve Bank has increased the official cash rate by another 0.25%, taking it from 4.60% to 4.85% – its highest level in 18 years.

With this being the fifth rate rise this year, mortgage holders are facing even greater pressure on household budgets.

🏡 What does this mean for you?

A borrower with a $600,000 home loan and 25 years remaining could see repayments increase by approximately $92 per month.

💡 Now is the time to review your home loan.

Don’t assume your current mortgage is still the best deal. There may be opportunities to:
✔️ Negotiate a better interest rate
✔️ Refinance to a more competitive lender
✔️ Review your loan structure and repayments
✔️ Explore ways to improve your household cash flow

📩 Want to know if your home loan is still competitive? Get in touch with our team for a no-obligation review.

Your mortgage deserves a regular health check!

AustralianProperty MortgageBroker KandidLoans

WATCH OUT - grab your popcorns and watch this Movie -  “The Treasurer is set to announce further changes to negative gea...
04/08/2026

WATCH OUT - grab your popcorns and watch this Movie - “The Treasurer is set to announce further changes to negative gearing reforms ‘imminently’ amid fears it is hitting divorced couples “

🚨 Big changes are coming for SMSF property investors!From 10 August 2026, SMSFs will no longer be able to use Limited Re...
03/07/2026

🚨 Big changes are coming for SMSF property investors!

From 10 August 2026, SMSFs will no longer be able to use Limited Recourse Borrowing Arrangements (LRBAs) to purchase residential property.

✅ Existing LRBAs and contracts exchanged before the deadline are protected.
✅ Refinancing existing LRBAs will still be permitted.
✅ Commercial property purchased through an SMSF using an LRBA is not affected.

If you’ve been considering buying residential property through your SMSF, now is the time to understand how these changes could impact your strategy.



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Big changes could be coming for SMSF property investors. With the proposed ban on new residential property borrowing thr...
24/06/2026

Big changes could be coming for SMSF property investors. With the proposed ban on new residential property borrowing through SMSFs, investors should review their strategy sooner rather than later to understand how these reforms may affect future opportunities 🏠💰💸.










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25 more reasons to review your current home loan rates and assess if you are at the best possible rate OR making the ban...
12/08/2025

25 more reasons to review your current home loan rates and assess if you are at the best possible rate OR making the banks rich⁉️

At its meeting today, the Board decided to lower the cash rate target by 25 basis points to 3.60 per cent.

Read the full statement here: https://ow.ly/4Nnt50WEjNT

How has the current interest rates changed the buying behaviour and affordability, check out excerpts of our recent inte...
20/05/2024

How has the current interest rates changed the buying behaviour and affordability, check out excerpts of our recent interview with SMH

Narender

Dozens of suburbs that were affordable to the average buyer are no longer within reach. Here’s what slipped away, and where to look instead.

The federal budget is out , Check out the an interesting article from AMP
14/05/2024

The federal budget is out , Check out the an interesting article from AMP






Read about the economic and investment market implications of the 2024-25 Federal Budget announcements.

Spanner in the works, SMSF Property investors must read 🔧 💰
12/05/2024

Spanner in the works, SMSF Property investors must read 🔧 💰

Plans to tax unrealised gains on super balances have investors considering options. Here’s what calculations show about the potential impact of the tax.

Paying over 6%on your HomeLoan❓ Book in your HomeLoan Sense check Today and start saving !! 🏡 💰 Home loan options for - ...
25/04/2024

Paying over 6%on your HomeLoan❓
Book in your HomeLoan Sense check Today and start saving !! 🏡 💰

Home loan options for
- Owner Occupiers
- First home buyers ( with NO LMI*)
- Investors
- SMSF
- Debt Consolidation

Ask for Special rate owner occupier rates With up to $3000 cashback !

Lending criteria and T&C’s apply



Wishing everyone a very happy and prosperous Diwali 🪔🪔
12/11/2023

Wishing everyone a very happy and prosperous Diwali 🪔🪔

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Baulkham Hills, NSW
2153

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