Mortgage Choice Jags Lakhani

Mortgage Choice Jags Lakhani Jags Lakhani is your trusted mortgage broker in Adelaide and surrounding areas.

A lot of people put off buying their first home because they think they need 20 percent saved first.That number scares o...
09/09/2026

A lot of people put off buying their first home because they think they need 20 percent saved first.
That number scares off more buyers than it should.

The truth is you can buy your first home with as little as 5% deposit, and some buyers get in with just 2 % through specific government support schemes. Lenders mortgage insurance can cover the shortfall, and these schemes exist for exactly this reason, to help first home buyers stop waiting and start looking sooner.

What you actually need depends on your income, your savings, and which schemes you qualify for. It is rarely the 20% everyone assumes.

If you know someone still saving for their first home, send them this post.

Contact me at 0451 956 659 to find your real number.
Australia wide services via secured teleconferencing.

Jagdish Lakhani Mortgage Advisor, Mortgage Advisor Australia, First home buyer deposit help, Low deposit home loan Australia, Government home buyer grants, How much deposit do I actually need, First home buyer eligibility check, Home loan pre approval process.

How much deposit do I actually need to buy my first home in Australia?
What is the minimum deposit for a first home buyer?
Do I qualify for a government home buyer scheme?
Can I buy a house with a 5 percent deposit?
How does lenders mortgage insurance work?

Happy Father’s Day to all the incredible dads and father figures.From holding the handlebars to helping us navigate life...
05/09/2026

Happy Father’s Day to all the incredible dads and father figures.

From holding the handlebars to helping us navigate life’s big moments, thank you for your steady guidance, endless patience, and constant support.

We hope you get to kick back, relax, and have a fantastic day 🚲☕

🚨Want to win $1,000 and get a better deal on your home loan?🚨  This is your last chance to enter our latest giveaway - w...
03/09/2026

🚨Want to win $1,000 and get a better deal on your home loan?🚨

This is your last chance to enter our latest giveaway - we’re giving $1,000 weekly to one lucky customer who attends an appointment with a Mortgage Choice broker by 20 September. 💰

Time is running out! ⏱️ Get in touch today at 0451 956 659.

While this offer is closing soon, you still have a chance to win $20,000 from our apply to refinance giveaway.

T&Cs apply: https://www.mortgagechoice.com.au/campaign/morechancestowin/terms-and-conditions/.

Between shifting market momentum and recent policy discussions around housing taxes, the investment landscape has evolve...
31/08/2026

Between shifting market momentum and recent policy discussions around housing taxes, the investment landscape has evolved over the last few months.

I can compare options from over 35 lenders to ensure your property portfolio is structured effectively for the long term.

Want to know your numbers before the spring market kicks off? Send me a message at 0451 956 659 to review your investment strategy.

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interes...
27/08/2026

A split loan is a home loan repayment option that allows a borrower to have part of their loan amount on a fixed interest rate and the other on a variable interest rate. This strategy provides the flexibility of a variable rate while still having the security of fixed repayments for some of your loan.

There is a lot you need to consider before deciding whether a split loan repayment model is the right option for you. If you want to learn more, text me SPLIT at 0451 956 659.

If you’re considering purchasing a commercial property for your business, you’ve come to the right place.   Mortgage Cho...
24/08/2026

If you’re considering purchasing a commercial property for your business, you’ve come to the right place.

Mortgage Choice has been helping Australian businesses grow for more than 30 years. As small business owners, we understand small business needs.

We have access to a range of finance options for investors and business owners alike.

Reach out today at 0451 956 659 to get started.

Managing multiple debts can feel complex and overwhelming.If you’re a business owner looking to consolidate debt, I can ...
21/08/2026

Managing multiple debts can feel complex and overwhelming.

If you’re a business owner looking to consolidate debt, I can help.

Whether you want to streamline your finances or reduce the amount of interest you’re paying, consolidating your debt can offer significant benefits.

Reach out today at 0451 956 659 to learn more.

Powerhouse day on the road with Jules Marin and Adam Hutcheson from Marketplace Finance, our commercial partners.We spen...
20/08/2026

Powerhouse day on the road with Jules Marin and Adam Hutcheson from Marketplace Finance, our commercial partners.

We spent the day locking in strategy and meeting key clients across some massive local deals:

Development Finance for a huge land site in Adelaide’s north 🚜

Commercial Refinancing for a prime Commercial property 📈

Builder Finance for a premier Adelaide home builder 🏗️

When it comes to complex commercial funding, having the right team in your corner changes everything. Fantastic catching up with Jules and Adam.

Got a commercial project, development, or refinancing deal on the horizon? Send me a message on 0451 956 659 and let's make it happen.

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current ...
18/08/2026

A lot can change in a year. If your household budget is feeling tighter, or if your lifestyle has shifted, your current home loan might no longer be the right fit for you.

Refinancing isn't just about chasing a lower interest rate. It's about making your money work harder or finding you a better deal. A quick check-in can help you:

-Lower your monthly repayments to free up extra cash flow.
-Consolidate debts like credit cards or car loans into one manageable payment.
-Access your home's equity to fund upcoming spring renovations or a summer holiday.

You don't need to spend hours researching or negotiating with banks. I do all the heavy lifting by comparing your current loan against options from over 35 lenders to see if there is a better deal out there for you. Reach out today at 0451 956 659.

It’s International Relaxation Day 🛋️ Hunting for a property or trying to refinance can feel overwhelming, but we can hel...
15/08/2026

It’s International Relaxation Day 🛋️

Hunting for a property or trying to refinance can feel overwhelming, but we can help take the weight off your shoulders by comparing options from over 35 lenders, managing the paperwork, and dealing with the banks for you.

Put your feet up, relax and let me do the heavy lifting.

👉 Text me RELAX at 0451 956 659 to book a stress-free chat today.

Address

169 Fullarton Road
Adelaide, SA
5063

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 7am - 9pm

Telephone

+61451956659

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