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Mortgage Choice Jags Lakhani

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Australia
Adelaide, SA
Mortgage Choice Jags Lakhani

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Jags Lakhani is your trusted mortgage broker in Adelaide and surrounding areas.

03/11/2026

The RBA just increased the cash rate to 4.85% ‼️

That’s five hikes in 2026 alone and the highest cash rate Australian borrowers have seen in 18 years.

Instead of absorbing higher monthly repayments, let’s see where you stand. A home loan review could help you save money by negotiating a sharper rate with your current lender or by exploring more competitive options across over 35 lenders.

📩 Drop me a DM at 0451 956 659 to book a home loan review today.

02/11/2026

Purchasing your very first home is one of the biggest milestones you’ll ever achieve. With a Mortgage Choice broker by your side, it doesn't have to feel overwhelming.

From figuring out how much you can borrow to navigating government grants and finding the right loan structure, you don't have to do it alone. I do the heavy lifting by comparing options from over 35 lenders to help you secure a loan tailored to your budget and goals.

Ready to turn your homeownership dream into reality?
Send me a direct message on 0451 956 659 today.

01/11/2026

Buying land first? Your deposit may need to be bigger than you planned.

Lenders often treat vacant land as higher risk, and how much they lend against it depends on the lender. The build is then funded separately, in stages.

Send this to someone pricing land before they have priced the build.

Text 0451 956 659 and we will plan both stages.
Jagdish Lakhani, Mortgage Advisor

31/10/2026

Is your current home loan rate starting to spook you? 😱

Opening your monthly bank statement shouldn't feel like a horror movie. But if your interest rate hasn't been reviewed in the past 12 to 24 months, "rate creep" may have quietly driven up your monthly repayments.
As your home loan expert, I can benchmark your current rate against hundreds of options from over 35 lenders to help you find a better deal.

Get in touch today at 0451 956 659 to learn more.

29/10/2026

Great broker-BDM partnerships aren’t built on active files alone.

Had a fantastic mid-week catch-up with Lauren McClure from Bluestone Home Loans over at the Parkside Hotel.

Deal on the desk or not, it’s always worth making time to talk shop, swap insights on where the market is moving, and simply stay connected. When you build relationships before the complex scenarios land, finding the right solutions for clients later on becomes second nature.Always appreciate your support, Lauren, looking forward to the next one ☕🤝

29/10/2026

Your home loan and your investment deposit should not be tangled together.

Borrowing against your home creates a separate debt with its own purpose, and a separate loan split keeps it clear. Whether it works depends on the lender, the valuation and your income.

Send this to someone planning to use their equity.

Call 0451 956 659 and we will keep it tidy from the start.
Jagdish Lakhani, Mortgage Advisor

28/10/2026

Extras on a new build are not automatically covered by the loan.

Upgrades and variations may need lender approval, and any cost that is not funded comes from your own pocket. It varies by lender. Each stage is also checked before the builder is paid.

Send this to someone about to sign a building contract.

Message me on 0451 956 659 and we will go through it first.
Jagdish Lakhani, Mortgage Advisor

26/10/2026

A massive congratulations to Chirag Barot and the Barot family on the official opening of Harcourts Luxe in St Morris🎉

So thrilled to have been part of celebrating this huge milestone with you all. A gorgeous new space, great company, and the start of an exciting new chapter for luxury real estate in Adelaide.

Wishing you and the entire Harcourts Luxe team nothing but growth, great listings, and continued success ahead. Cheers to what’s next.

24/10/2026

Found the right place, but the paperwork behind your pre approval has gone stale.

It happens more than people expect. How long it lasts varies by lender, and a new loan or job change can alter it.

Message me on 0451 956 659 and we will check it before you offer.
Jagdish Lakhani, Mortgage Advisor

24/10/2026

Your tenant's rent is not worth the same to every lender.

Most discount it for vacancy and costs, and how much depends on the lender. Same rent, different borrowing capacity.

Send this to someone eyeing an investment who has only run the weekly rent.

Text 0451 956 659 and we will check how it would be counted.
Jagdish Lakhani, Mortgage Advisor

Address

169 Fullarton Road
Adelaide, SA
5063

Opening Hours

Monday	7am - 9pm
Tuesday	7am - 9pm
Wednesday	7am - 9pm
Thursday	7am - 9pm
Friday	7am - 9pm
Saturday	7am - 9pm
Sunday	7am - 9pm

Telephone

+61451956659

Website

https://www.mortgagechoice.com.au/jags.lakhani/

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