Namy- Finance Broker- EZY Finance Deals

Namy- Finance Broker- EZY Finance Deals Your Finance Shop for Home Loans, Investment Loans, Refinance, Car Loan, Construction Loans and SMSF.

๐Ÿก What are some features of a mortgage worth considering besides the rate? ๐Ÿ“ˆโฃโฃWhen considering a home loan, the interest...
27/08/2023

๐Ÿก What are some features of a mortgage worth considering besides the rate? ๐Ÿ“ˆโฃ
โฃ
When considering a home loan, the interest rate is often the number one factor in most peopleโ€™s decision-making process. ๐Ÿค”โฃ
โฃ
But, what are some other key factors and features you should also consider? Here's a few ๐Ÿ‘‡โฃ
โฃ
๐Ÿ  Do you plan on paying down your mortgage early? It's worth making sure you can make extra repayments for free. โฃ
โฃ
๐Ÿ  What about accessing those extra repayments should you need to? Then a redraw facility or offset account may be for you.โฃ
โฃ
๐Ÿ  Want to hedge your bets? You may be able to split your home loan so that half is on a fixed rate, and the other half is variable (which can give you access to the above two feat0469 075 873โฃ
To find out more, DM us on:

โ˜Ž โ€“ 0469075873
๐Ÿ’ป โ€“ [email protected]

๐Ÿก Is bigger always better? Not when it comes to a more manageable home ๐Ÿก โฃโฃA recent study revealed that 26% of surveyed ...
31/07/2023

๐Ÿก Is bigger always better? Not when it comes to a more manageable home ๐Ÿก โฃ
โฃ
A recent study revealed that 26% of surveyed Australians would consider a smaller home to avoid a bigger purchase price and maintenance costs.โฃ
โฃ
And 19% would prefer a smaller outdoor area to reclaim their weekend and avoid gruelling yard work. ๐Ÿกโฃ
โฃ
Not only could a smaller home offer lower maintenance and a reduced price. It may speed up your home ownership journey. โฃ
โฃ
A lower purchase price can also increase your chances for government scheme eligibility by staying within price caps.โฃ
โฃ
The First Home Guarantee, for example, offers loans with a super low deposit of 5% and no lenders' mortgage insurance. This can make a big difference to those trying to crack the market.โฃ
โฃ
But spots are strictly limited so get in touch today. ๐Ÿ‘‡โฃ
โฃ
To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:

โ˜Ž โ€“ โจ0469 075 873โฉ
๐Ÿ’ป โ€“ [email protected]
โฃ
*INGโฃ
โฃ

๐Ÿ  Is the property market starting to stabilise? The data looks promising ๐Ÿ โฃโฃWith fewer listings, rising interest rates, ...
04/07/2023

๐Ÿ  Is the property market starting to stabilise? The data looks promising ๐Ÿ โฃ
โฃ
With fewer listings, rising interest rates, and inflation, home-buying plans have taken a hit for many. โฃ
โฃ
But Westpac economists have stated that Australiaโ€™s housing correction is mostly over, predicting house prices to increase by 5% in 2024. โฃ
โฃ
Why is this good news if youโ€™re looking to buy? Youโ€™ll have more options to choose from as owners start to (hopefully!) list again. ๐Ÿ˜โฃ
โฃ
And with interest rates set to drop, getting pre-approved finance in place could have you primed to pounce when the perfect property arises. ๐Ÿˆโ€โฌ›โฃ
โฃ
To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
โ˜Ž โ€“ 0469 075 873
๐Ÿ’ป โ€“ [email protected]
โฃ
*Westpacโฃ
โฃ

๐Ÿ” Keeping an eye on property prices? There's more to it than rate rises ๐Ÿ”โฃโฃThere's no denying that rate rises influence ...
13/06/2023

๐Ÿ” Keeping an eye on property prices? There's more to it than rate rises ๐Ÿ”โฃ
โฃ
There's no denying that rate rises influence prices. But there are other factors that can have more cumulative and long-term effects. ๐Ÿ“ˆโฃ
โฃ
A 1% mortgage rate increase may result, on average, in a price decline of 1.34%*. But in comparison, prices could jump by 8.18% with a population increase of only 1%, as it can drive up housing demand. ๐Ÿ˜ฒโฃ
โฃ
And Australia is set to see an international migration boom according to the Centre for Population. โฃ
โฃ
So, while mortgage rates are important to pay attention to when surveying the marketโ€ฆ Other factors like population and migration are worth looking at too. ๐Ÿ‘€โฃ
โฃ
Are you watching the market and getting ready to take action? โฃ
โฃ
Give us a call today for help finding the right home loan.โฃ
โฃ
To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
โ˜Ž โ€“ 0469 075 873
๐Ÿ’ป โ€“ [email protected]

Drumrollโ€ฆ The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much ...
09/06/2023

Drumrollโ€ฆ The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this increase your monthly repayments? And how long does Philip Lowe plan to keep marching to this beat? โฃโฃ๐Ÿฅ

To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
โ˜Ž โ€“ 0469 075 873
๐Ÿ’ป โ€“ [email protected]
โฃ

๐Ÿ—ž๐Ÿ“ฐ ๐—œ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐˜€๐˜๐—ฎ๐—ฟ๐˜๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—ฟ๐—ฒ๐—ฏ๐—ผ๐˜‚๐—ป๐—ฑ? ๐Ÿ“ฐ๐Ÿ—žโฃโฃIs the property market starting to rebound? Prepping your finances no...
31/05/2023

๐Ÿ—ž๐Ÿ“ฐ ๐—œ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜ ๐˜€๐˜๐—ฎ๐—ฟ๐˜๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—ฟ๐—ฒ๐—ฏ๐—ผ๐˜‚๐—ป๐—ฑ? ๐Ÿ“ฐ๐Ÿ—žโฃ
โฃ
Is the property market starting to rebound? Prepping your finances now could have you ready to bounce when the time is right ๐Ÿ€โฃ
โฃ

๐Ÿค” What other property investment options are there other than residential? ๐Ÿค”โฃโฃIf you want to diversify your portfolio, y...
30/05/2023

๐Ÿค” What other property investment options are there other than residential? ๐Ÿค”โฃ
โฃ
If you want to diversify your portfolio, you may want to consider investing in commercial property, such as office, retail, or industrial spaces. ๐Ÿญโฃ
โฃ
Commercial property can be attractive to investors due to its longer leases than residential rentals. โฃ
โฃ
There are generally two options you can take:โฃ
โฃ
โœ… Direct investment by purchasing a commercial property yourself.โฃ
โฃ
โœ… Investing in a commercial property fund, where you become a part-owner of the portfolio of commercial properties, along with other investors. โฃ
โฃ
Whatever avenue you decide is right for you, we can help you with financing and loans. โฃ
โฃ
To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
โ˜Ž โ€“ 0469 075 873
๐Ÿ’ป โ€“ [email protected]
โฃ

๐Ÿก Single and under 30? Youโ€™re a great fit for the 5% deposit scheme ๐Ÿ™ŒโฃโฃโฃโฃLong gone are the days when you had to scrimp a...
23/05/2023

๐Ÿก Single and under 30? Youโ€™re a great fit for the 5% deposit scheme ๐Ÿ™Œโฃโฃ
โฃโฃ
Long gone are the days when you had to scrimp and save for a 20% deposit to buy your first home ๐Ÿค”โฃโฃ
โฃ
These days, you can crack the property market with just a 5% deposit and pay no lendersโ€™ mortgage insurance (LMI), thanks to the federal governmentโ€™s First Home Guarantee (FHG) scheme.โฃ
โฃ
Recent data from the scheme* shows the majority of people who purchase their first home under the scheme are single buyers, of which:โฃ
โฃ
- 52% are female and 48% are male.โฃ
- The median age is 25 to 29 years olds.โฃ
- The average loan size is $397,000.โฃ
- Earn around $60-$80k per year.โฃ
โฃ
Know anyone who might fit that bill and wants to escape the rental market? ๐Ÿค”โฃ
โฃ
Put them in touch with us before the next round of scheme spots become available on July 1. ๐Ÿ˜โฃโฃ
โฃโฃ
To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
โ˜Ž โ€“ 0469 075 873
๐Ÿ’ป โ€“ [email protected]
โฃ
* NHFICโฃ

๐Ÿ—ž๐Ÿ“ฐ ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฎ๐˜๐—ถ๐—ผ๐—ป: ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜„๐—ต๐—ฒ๐—ป ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ ๐Ÿ“ฐ๐Ÿ—žโฃโฃโฃโฃBank valuations vs market valuations โ€ฆ Knowing the...
18/05/2023

๐Ÿ—ž๐Ÿ“ฐ ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฎ๐˜๐—ถ๐—ผ๐—ป: ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜„๐—ต๐—ฒ๐—ป ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ ๐Ÿ“ฐ๐Ÿ—žโฃโฃ
โฃโฃ
Bank valuations vs market valuations โ€ฆ Knowing the difference and planning ahead can make the home-buying journey more of a breeze. ๐ŸŒฌโ›ตโฃโฃ

To find out more, DM us or contact Namy- Finance Broker- EZY Finance Dealss on:
โ˜Ž โ€“ 0469 075 873873
๐Ÿ’ป โ€“ [email protected]
โฃโฃ

๐Ÿ‘€ Keeping an eye on the property market? Prices are back on the rise ๐Ÿ‘€โฃโฃProperty prices had been declining in the wake o...
16/05/2023

๐Ÿ‘€ Keeping an eye on the property market? Prices are back on the rise ๐Ÿ‘€โฃ
โฃ
Property prices had been declining in the wake of interest rate hikes. But early 2023 saw the start of an upswing. ๐Ÿ“ˆโฃ
โฃ
March PropTrack data showed a 0.13% increase in property prices. And CoreLogic data showed an increase of 0.6%. ๐Ÿ โฃ
โฃ
Burgeoning property prices may mean increased equity for homeowners. Want to know how to unlock yours? Come and chat with us. ๐Ÿ—ฃโฃ
โฃ
And if youโ€™re in the market to buyโ€ฆ Weโ€™ve got tips to help you expand your borrowing power. โฃ
โฃ
To find out more, DM us or contact Namy- Finance Broker- EZY Finance Dealson:
โ˜Ž โ€“ 0469 075 873
๐Ÿ’ป โ€“ [email protected]
โฃ
*realestate.com.au & CoreLogic โฃ

๐Ÿ—ž๐Ÿ“ฐ ๐— ๐—ผ๐—ฟ๐—ฒ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜€๐—ฒ๐˜ ๐˜๐—ผ ๐—ฏ๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ ๐—ณ๐—ฟ๐—ผ๐—บ ๐—น๐—ผ๐˜„ ๐—ฑ๐—ฒ๐—ฝ๐—ผ๐˜€๐—ถ๐˜, ๐—ป๐—ผ ๐—Ÿ๐— ๐—œ ๐˜€๐—ฐ๐—ต๐—ฒ๐—บ๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃโฃThe Home Guarantee eligibility criteria is expan...
12/05/2023

๐Ÿ—ž๐Ÿ“ฐ ๐— ๐—ผ๐—ฟ๐—ฒ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€ ๐˜€๐—ฒ๐˜ ๐˜๐—ผ ๐—ฏ๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜ ๐—ณ๐—ฟ๐—ผ๐—บ ๐—น๐—ผ๐˜„ ๐—ฑ๐—ฒ๐—ฝ๐—ผ๐˜€๐—ถ๐˜, ๐—ป๐—ผ ๐—Ÿ๐— ๐—œ ๐˜€๐—ฐ๐—ต๐—ฒ๐—บ๐—ฒ๐˜€ ๐Ÿ“ฐ๐Ÿ—žโฃ
โฃ
The Home Guarantee eligibility criteria is expanding! See if youโ€™ll qualify for some low deposit, no LMI hefty home-buying savings. โฃ๐Ÿคฉโฃ

To find out more, DM us or contact Namy- Finance Broker- EZY Finance Dealson:
โ˜Ž โ€“ 0469 075 873
๐Ÿ’ป โ€“ [email protected]

Address

Adelaide, SA
5006

Alerts

Be the first to know and let us send you an email when Namy- Finance Broker- EZY Finance Deals posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share