Chartered Employee Benefits

09/04/2026

From childhood memories of fuel shortages to present-day price hikes, one thing hasn’t changed - South Africa remains deeply exposed to global oil dynamics.

While a temporary ceasefire offers some relief, the bigger question remains: how do we build long-term resilience in an oil-dependent economy?

Managing Director, Trevor Taylor, explores the economic importance of “black gold” and what it means for SA’s future 👉🏽 https://charteredeb.co.za/2026/04/the-economic-importance-of-black-gold/

One of my earliest childhood memories is being bundled into the back of my mom’s white Volkswagen Beetle with my brother as we set out to the local garage to get some fuel. There was no fuel available, and we had to try a few locations before my mom pulled out her wallet and paid […]

30/03/2026

🇿🇦 South Africa’s healthcare sector continues to evolve…
Policy reform, tighter regulation, and rising expectations around access, equity, and sustainability are reshaping the sector.

Senior Healthcare Consultant, Simphiwe Mofokeng, unpacks the latest developments - from NHI progress to changes in governance and innovation within medical schemes.

While there are encouraging strides forward, key areas still require ongoing focus to ensure a more inclusive and sustainable healthcare future.

Read more here 👉🏽 https://charteredeb.co.za/2026/03/key-developments-influencing-south-africas-healthcare-landscape/

South Africa’s healthcare sector continues to evolve within a complex mix of policy reform, regulatory scrutiny, and shifting expectations around access, equity, and sustainability. Recent developments across the National Health Insurance (NHI), regulatory governance, and medical scheme innovation...

06/03/2026

19/02/2026

While tax is often seen as a burden, the retirement fund framework offers powerful opportunities to reduce your current tax liability - while building long-term financial security.

In this article, Senior Retirement Fund Consultant, Raschin Naidoo, explains how retirement planning isn’t just about the future, it’s one of the most effective tax planning tools available today.

Consider the following → Read more https://charteredeb.co.za/2026/02/effective-tax-planning-retirement-fund-contributions/

With the start of a new tax year, retirement contribution planning deserves renewed attention. While tax is often viewed negatively, the retirement fund framework offers structured opportunities to reduce current tax liability while strengthening future financial security. Contributions to Approved....

27/01/2026

In a world built for speed and efficiency, it is still human attentiveness that leaves the strongest impression.

In this article, Director & Head of Healthcare and Wellness Benefits, Paramesh Dayaram, explores Unreasonable Hospitality as a mindset - not about service, but about intentionality, presence, and care in everyday interactions.

A thoughtful way to begin the year. → Read more https://charteredeb.co.za/2026/01/unreasonable-hospitality-a-mindset-for-the-year-ahead/

With some distance from the year just passed, we begin to refine not only what we want to achieve, but how we want to show up along the way. Beyond goals and plans, there is a quieter consideration: how do people experience us? During the holiday period, stepping away from the usual pace highlighted...

15/12/2025

“Uma ufuna ukuya kude, hambisana nabanye.” - “If you want to go far, go together.”

This year reminded us of the power of resilience and the value of trusted partnerships.

As 2026 approaches, we remain committed to supporting you, uplifting your teams, and continuing the journey toward a prosperous future.

Wishing you a restorative and peaceful holiday season.

21/11/2025

The five years leading up to retirement are some of the most critical for shaping long-term financial security and emotional well-being. This transition isn’t just about the numbers, it’s about redefining how you want to live.

In this article, Senior Retirement Fund Consultant, Greg Pullin, explores how to strengthen your financial position while reimagining your lifestyle, purpose, and daily routine.

Read more here: https://charteredeb.co.za/2025/11/preparing-for-your-next-chapter/

The five years leading up to retirement are among the most critical in shaping long-term financial security and emotional well-being. During this period, individuals must navigate a complex set of financial and personal decisions. Strengthening Your Financial Position The key concern is ensuring tha...

29/10/2025

Your mind and your money are more connected than you think!

This World Mental Health Month, take a moment to check in - not just on your emotions, but on your financial wellbeing too.

Retirement Fund Consultant, Thembeka Ndlovu, explores how mental health shapes long-term saving and how small, steady habits can build peace of mind and financial confidence.

Read more here: https://charteredeb.co.za/2025/10/the-link-between-mental-wellbeing-and-long-term-saving/

World Mental Health Day is observed each year in October, serving as a global reminder of the importance of mental wellbeing in all its dimensions— emotional, physical, social, and financial. While mental health discussions often focus on emotional support and clinical care, an equally important c...

29/09/2025

South Africa’s healthcare system faces staff shortages, rising costs, and uneven access. To help ease the pressure, Artificial Intelligence (AI) is stepping in as a game-changer.

Senior Healthcare Consultant, Simphiwe Mofokeng, explains that AI won’t replace people, but it can give them better tools to deliver care.

Read more here: https://charteredeb.co.za/2025/09/how-is-artificial-intelligence-changing-healthcare/

South Africa’s healthcare system is under pressure: staff shortages, rising costs, and uneven access between public and private care. To ease these challenges, government and healthcare leaders are turning to innovation, and Artificial Intelligence (AI) is emerging as a powerful tool. AI isn’t s...

31/08/2025

💡 Did you know South Africa has R89 billion sitting in unclaimed retirement fund benefits?

These benefits often go unclaimed due to outdated contact details, lack of awareness, or missing documents. While the money remains the rightful property of members or their beneficiaries, delays in claiming can reduce its value over time.

Retirement Fund Consultant, Siphiwe De Frend, emphasises the importance of awareness, financial literacy, and technology in ensuring South Africans access what’s rightfully theirs.

Read more here: https://charteredeb.co.za/2025/08/all-you-need-to-know-about-unclaimed-benefit-funds/

Unclaimed benefits funds are money owed to members of retirement funds or their beneficiaries that have not yet been paid out, as they were never claimed. South Africa’s financial institutions hold an estimated R89 billion in unclaimed benefits assets. Although the South African retirement fund se...

29/07/2025

Only 60% of learners who started Grade 1 in 2013 made it to matric in 2024 - down from 68% the year before. Even more worrying: over 400,000 learners dropped out between Grade 10 and 12.

The new (BELA) Act, signed into law in December 2024, aims to fix some of the big challenges in our schools - from access and language policies to governance. It’s a big step for education in South Africa, but there’s still a long way to go.

Director, Andrew Craze, highlights the Key Provisions, Strengths and Criticism of the BELA Act. ⬇️
https://charteredeb.co.za/2025/07/educating-our-nation/

Having spent the early years of my working career as an Educator, I was alarmed to read that of the 1.2 million children who enrolled in Grade 1 in South Africa in 2013, only 740 876 of these learners matriculated in 2024. That means only 60% (2023: 68%) of those learners who started Grade 1 […]