AGM Financial Services Group

26/05/2026

The Insurance cover speak for themselves ……

12/05/2026

When things go wrong, you need an Insurance product that goes right
Remember that you get Insurance and you get INSURANCE, make sure you understand the cover and policy wordings. Make sure you ask question and compare the policy wordings and cover ( the cover is all in the wording)
Make contact with Us and get a quote from us. With more that 30 yrs in the insurance industry, AGM is an authorized registered FSP (FSP23034)
[email protected] or 0218614888

10/05/2026

10/05/2026

Winter brings a unique set of hazards, especially with heavy rain and cold weather. Here are some common risks to be aware of at home:

1. Flooding

• Blocked Drains and Gutters: Heavy rain can overwhelm your drainage system if gutters and drains are clogged, leading to water accumulation around the foundation.

2. Roof Damage

• Leaks: Rain and snow can exploit any weaknesses in your roof, resulting in leaks that can damage ceilings and walls.

• Loose or Missing Tiles: Strong winds can displace roofing materials, creating vulnerabilities.

3. Heaters

• Improper Use of Heaters: Using heaters or fireplaces incorrectly can lead to fire hazards or carbon monoxide poisoning.

• Blocked Vents: Snow accumulation can obstruct vents, leading to heating system malfunctions.

5. Electrical Issues

• Water Exposure: Rain can cause water to seep into electrical systems, leading to short circuits or fires.

• Damaged Cords and Plugs: Cold weather can deteriorate electrical components, increasing the risk of malfunction.

6. Structural Damage

• Foundation Issues: Prolonged exposure to moisture can weaken foundations, leading to cracks and structural instability.

• Wind Damage: Strong winds can uproot trees or blow debris against your home, causing physical damage.

7. Outdoor Hazards

• Loose Items: Furniture, decorations, or other outdoor items can become projectiles in high winds.

• Falling Branches: Heavy rain and wind can cause weakened branches to break and fall, posing a risk to people and property.

By being aware of these potential hazards and taking preventive measures, you can significantly reduce the risks associated with winter weather at home. Staying vigilant and proactive can help keep your home safe and secure.

20/04/2026

Meet the Directors