05/11/2026
**A promise to pay less. Then an R8,000 fee.**
John was already under debt review with Meerkat when another debt counsellor called, promising a lower monthly payment if he switched.
After he transferred, they wanted R8,000 to “restructure” his debt. But Meerkat had already arranged a court order for his repayment plan.
He eventually transferred back to Meerkat.
When money is tight, a lower payment sounds tempting. But switching debt counsellors does not cancel your existing court order or automatically reduce what you must pay.
💚 Before signing anything, get the proposed payment and all fees in writing. If you’re struggling with your current Meerkat payment, please talk to us. There’s no shame in asking for help.
**Read John's story and learn the warning signs:** https://www.meerkat.co.za/blog/promised-a-lower-debt-review-payment
*Name changed to protect our client’s privacy.*