Turnberry

Turnberry South Africa's premier Gap Cover provider. Offering clients security and assurance, especially during

Brokers + Gap Cover = A Winning TeamWith rising healthcare costs and medical aid limitations, brokers play a vital role ...
17/09/2026

Brokers + Gap Cover = A Winning Team

With rising healthcare costs and medical aid limitations, brokers play a vital role in protecting clients from unexpected medical expenses.

By partnering with trusted Gap Cover providers, brokers can:
✅ Bridge the financial gap for clients
✅ Add real value to their service
✅ Stand out in a competitive market

Let’s work together to create better outcomes—for your clients and your business.
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𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Casualty visits aren’t just for kids — and we get that.Unlike most competitors, Turnberry Gap Cover’s Casualty Benefit f...
16/09/2026

Casualty visits aren’t just for kids — and we get that.

Unlike most competitors, Turnberry Gap Cover’s Casualty Benefit for Illness has NO age restriction!
That means adults are covered too — because anyone can need urgent care.

✅ Unique benefit
✅ Affordable premiums
✅ Cover that fits your needs

Get in touch today for a quote tailored to you!
https:\\www.turnberrygapcover.co.za

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

🔍 Fact or Fiction?If you’re on a top-tier medical aid, all your medical bills are covered… right? 🤔❌ Fiction! Even the m...
15/09/2026

🔍 Fact or Fiction?
If you’re on a top-tier medical aid, all your medical bills are covered… right? 🤔

❌ Fiction! Even the most comprehensive plans can leave you with big shortfalls. Some specialists charge up to 600% of the medical scheme rate—far more than what your plan covers. That gap? It comes out of your pocket.

✅ Gap Cover bridges the difference—protecting your health and your finances.
https:\\www.turnberrygapcover.co.za

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Medical aid remains essential, but it does not always cover the full cost of treatment.Scheme tariffs, co-payments, sub-...
14/09/2026

Medical aid remains essential, but it does not always cover the full cost of treatment.

Scheme tariffs, co-payments, sub-limits, DSP requirements and treatment protocols can all result in unexpected out-of-pocket expenses — even when treatment is approved or qualifies as a Prescribed Minimum Benefit.

As healthcare costs rise and funding rules become more complex, Gap Cover is playing an increasingly important role in protecting clients against qualifying medical expense shortfalls.

For advisers, this means helping clients understand not only what their medical aid covers, but also where the gaps may be.

Regular reviews of medical aid and Gap Cover are essential to ensure cover keeps pace with changing benefits, family needs and healthcare costs.

Medical aid provides the foundation. Gap Cover helps protect against the shortfalls.
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𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

🌟 Rated 4.8 out of 5 by our happy customers! 🌟We don’t just promise service excellence—we deliver it.💬 We are very happy...
10/09/2026

🌟 Rated 4.8 out of 5 by our happy customers! 🌟
We don’t just promise service excellence—we deliver it.

💬 We are very happy Turnberry customers. Turnberry has assisted us with claims payments for 2 spinal operations for just under R200k within a year. We have paid the Doctors and they were stunned with the quick claims payments to them. The claims Assessing team is SO Professional with a great Claims Manager. Thank you for your effective, quality and quick turn-around-time. We will continue to tell everyone about Turnberry. Thank you Henriette & Martin

👏 Ready to experience it yourself?
https://getcovered.turnberry.co.za/app/1?src=facebook

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Medical aid gives families access to private healthcare — but it doesn’t always mean full financial protection.Specialis...
09/09/2026

Medical aid gives families access to private healthcare — but it doesn’t always mean full financial protection.

Specialist fees, co-payments and treatment shortfalls can still leave you with unexpected bills. And “100% of scheme rate” doesn’t necessarily mean 100% of the provider’s fee.

Turnberry claims data shows just how quickly these costs can add up, with lifetime claims ranging from R441,000 to R678,000.

That’s why planning ahead matters.

Gap Cover works alongside medical aid to help bridge qualifying shortfalls, protect your savings and reduce the financial impact of unexpected medical events.

Read more: https://turnberry.co.za/the-bill-you-never-saw-coming-real-healthcare-cost-shocks-facing-south-african-families/

https://getcovered.turnberry.co.za/app/1?src=facebook

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Good news! Favourable Underwriting until end September 2026! That means more time to take advantage of simplified cover ...
08/09/2026

Good news! Favourable Underwriting until end September 2026!

That means more time to take advantage of simplified cover with fewer exclusions and waiting periods.

Don’t miss out—secure your Gap Cover while the terms are in your favour!

Contact us today for a free quote. https://turnberry.co.za/contact-us/

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Medical aid is essential, but it doesn’t always cover the full cost of private healthcare.Specialist tariff gaps, co-pay...
07/09/2026

Medical aid is essential, but it doesn’t always cover the full cost of private healthcare.

Specialist tariff gaps, co-payments, sub-limits and network restrictions can leave clients facing significant unexpected expenses. That’s why Gap Cover should be part of every medical aid conversation — not treated as an optional extra.

Advisers play a vital role in helping clients understand where their medical aid may fall short and how Gap Cover can help reduce qualifying medical expense shortfalls.

Discussing these risks upfront means fewer surprises at claims stage, better-informed decisions and stronger financial protection.

Complete healthcare advice means looking beyond the medical aid premium — and understanding the gaps too. https://turnberry.co.za/why-gap-cover-has-become-a-non-negotiable-conversation-for-advisers/
https://getcovered.turnberry.co.za/app/1?src=facebook

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Rising healthcare costs are leaving medical aid members increasingly exposed.Private healthcare costs continue to climb,...
03/09/2026

Rising healthcare costs are leaving medical aid members increasingly exposed.
Private healthcare costs continue to climb, while specialists may charge well above medical scheme rates. At the same time, co-payments, sub-limits, benefit limits and designated provider rules are becoming a greater part of the healthcare landscape.

The result? Even clients on comprehensive medical aid options can face unexpected out-of-pocket expenses — sometimes running into tens of thousands of rands.

This is why Gap Cover is no longer simply a “nice to have”. It has become an important part of protecting your finances against the medical expense shortfalls your medical aid may not fully cover.
Whether you’re young or old, healthy or managing an existing condition, unexpected medical events can happen. Understanding where your medical aid ends — and where your financial exposure begins — can make all the difference.

Speak to your broker or financial adviser regularly to review your medical aid and Gap Cover and make sure your protection keeps pace with rising healthcare costs.

https://turnberry.co.za/the-future-of-healthcare-financing/

https://lifestyleandtech.co.za/smart-money/article/2026-08-31/how-rising-healthcare-costs-are-increasing-client-exposure

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

Many South Africans believe medical aid means their hospital treatment will be fully covered — but this is often not the...
03/09/2026

Many South Africans believe medical aid means their hospital treatment will be fully covered — but this is often not the case.

As healthcare costs rise, members are increasingly faced with co-payments, sub-limits and specialist shortfalls. While your medical scheme may pay “100% of the scheme rate”, specialists can charge far more — sometimes up to 500% of that rate — leaving you responsible for the difference.

These unexpected costs can add up quickly, often reaching tens of thousands of Rands.

Gap cover is designed to help cover these shortfalls, working alongside your medical aid to provide greater financial protection and peace of mind. https://turnberry.co.za/medical-aid-out-of-pocket-healthcare-expenses-are-the-highest-ever/

Understanding your cover before you need to claim is essential. Speak to your broker about where shortfalls may occur and how gap cover can help protect you from unexpected medical bills.
https://getcovered.turnberry.co.za/app/1?src=facebook

𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵 𝘙𝘪𝘴𝘬 𝘚𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 (𝘗𝘵𝘺) 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘯 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 𝘯𝘰. 36571). 𝘜𝘯𝘥𝘦𝘳𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘣𝘺 𝘓𝘰𝘮𝘣𝘢𝘳𝘥 𝘐𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘊𝘰𝘮𝘱𝘢𝘯𝘺, 𝘢𝘯 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘗𝘳𝘰𝘷𝘪𝘥𝘦𝘳 (𝘍𝘚𝘗 1596) 𝘢𝘯𝘥 𝘐𝘯𝘴𝘶𝘳𝘦𝘳 𝘤𝘰𝘯𝘥𝘶𝘤𝘵𝘪𝘯𝘨 𝘯𝘰𝘯-𝘭𝘪𝘧𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. #𝘛𝘶𝘳𝘯𝘣𝘦𝘳𝘳𝘺𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘎𝘢𝘱𝘊𝘰𝘷𝘦𝘳 #𝘕𝘢𝘷𝘪𝘨𝘢𝘵𝘪𝘯𝘨𝘵𝘩𝘦𝘞𝘢𝘺 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘴 #𝘔𝘦𝘥𝘪𝘤𝘢𝘭𝘌𝘹𝘱𝘦𝘯𝘴𝘦𝘚𝘩𝘰𝘳𝘵𝘧𝘢𝘭𝘭

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