10/14/2026
Living in Northeast Florida, flood insurance is something every homeowner should understand, even if you don’t live in a high-risk flood zone. 🌊
Here are a few things you may not know:
🏠 Flood insurance is separate from homeowners insurance. A standard homeowners policy typically doesn’t cover flood damage.
🌧️ You don’t have to live in a high-risk flood zone to experience flooding. Heavy rain, storm surge, and drainage issues can all contribute to flooding.
💧 Even a little water can mean costly repairs. Flood damage can affect flooring, walls, electrical systems, and personal belongings.
📋 Coverage isn’t one-size-fits-all. Your property, location, and coverage needs all matter when choosing a policy.
At Brightway Insurance – The Tarzia Agency, we help Nassau County homeowners understand their flood insurance options and find coverage that fits their needs. With local knowledge and access to multiple insurance carriers, we’re here to help you navigate the details before you need them.
📍 Visit us in Wildlight or Amelia Island to talk with our team about your flood insurance options!