Jeff Evans Mortgage Banker NMLS: 476391

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Jeff Evans Mortgage Banker NMLS: 476391 Jeff Evans
Mortgage Banker
NMLS # 476391
Licensed Va and NC

Atlantic Bay Mortgage Group, L.L.C
NMLS # 72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

11/05/2026

Great news for veterans looking to buy a home. Recent updates have made the V*A appr*isal process smoother and faster than ever.

The V*A has simplified guidelines for older homes, detached structures, and heating systems to eliminate delays. Veteran buyers can also pay for their own termite inspections in many cases, which helps strengthen purchase offers.

You served our country, and you deserve a seamless path to homeownership. Send me a direct message today to explore your options and put your hard-earned benefits to work.

Information is for educational purposes only and should not be relied upon by you. Communication is intended for real estate and/or financial professionals only and not intended for distribution to the general public. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
https://myoc.io/jeffevansmortgage

NMLS # 476391

11/02/2026

Are today's interest rates keeping you from shopping for your dream home? You might be focusing on the wrong number. A temporary buydown can significantly lower your initial monthly payments during the first few years of homeownership. These upfront savings are often funded through seller or builder concessions, giving your budget immediate breathing room. Before you cross a house off your list, let us run the numbers together. Send me a message today to see how a buydown strategy can help you reach your goals. 🏡
https://myoc.io/jeffevansmortgage

NMLS # 476391

Want to buy a home before year-end? There's till plenty of time, with plenty of solutions to find a path that works best...
10/30/2026

Want to buy a home before year-end? There's till plenty of time, with plenty of solutions to find a path that works best for you. Don't let mortgage rates keep you on the sidelines - I'm here to help! Call or DM me, and let's run the numbers!



NMLS # 476391

10/29/2026

Buying a home today looks very different than it did a decade ago. That does not mean purchasing a property right now is off the table.

While prices and market conditions have shifted, waiting on the sidelines for things to become simple rarely works. Successful buyers are moving forward by focusing on smart strategies and loan structures built for their specific goals.

The right financing strategy can open doors much sooner than you think.

Send me a message or comment below to schedule a private consultation and map out your next steps. 🏡
https://myoc.io/jeffevansmortgage

NMLS # 476391

10/28/2026

Am I the only one?

10/26/2026

You could be overpaying by hundreds of dollars every month on mortgage insurance you no longer need. If your home value has increased since you bought it, you might have already reached the equity needed to cancel your monthly PMI. Many homeowners qualify to eliminate this extra payment without even refinancing. It only takes a quick review of your current home value and loan balance to find out. Comment the word PMI below or send me a direct message, and I will run the numbers for you. 🏡
https://myoc.io/jeffevansmortgage

NMLS # 476391

Debt-ermined to buy a home? 🏡 If you’re paying down balances and saving up at the same time, every extra dollar comes wi...
10/23/2026

Debt-ermined to buy a home? 🏡 If you’re paying down balances and saving up at the same time, every extra dollar comes with a choice. We broke down how to decide based on what your debt costs, your timeline, and your DTI.
đź”— atlanticbay.com/knowledge-center/pay-off-debt-or-save-down-payment/
https://myoc.io/jeffevansmortgage/AxykN



NMLS # 476391

New products, fall buying trends, and tricks to treat sellers with more offers. Tap the link for a scary-good October Ro...
10/23/2026

New products, fall buying trends, and tricks to treat sellers with more offers. Tap the link for a scary-good October Round-Up! Want more news and tips? Ask me about my monthly email!
https://myoc.io/jeffevansmortgage/3gz9O

NMLS # 476391

The housing market may seem a little scary, but there may be more options than you think! From rate buydowns to differen...
10/23/2026

The housing market may seem a little scary, but there may be more options than you think! From rate buydowns to different loan programs, we can explore tricks and treats to help make your homeownership goals possible. Send me a message, and we can chat!



NMLS # 476391

10/22/2026

Buying a home should never leave your bank account completely empty. Draining every dollar for a down payment leaves you vulnerable to sudden repairs and everyday surprises. The right mortgage strategy protects your emergency fund while still helping you purchase your home. 🏡 Comment the word SAVE below to connect and discover a comfortable price range that keeps your savings secure.
https://myoc.io/jeffevansmortgage

NMLS # 476391

Address

111 Cybernetics Way, Suite 118
Yorktown, VA
23693

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