Marissa Ashley Sharp, First Alliance Home Mortgage

06/01/2026

Congratulations to Cara and Mike Brino on the purchase of your beautiful new shore home! 🏡💙

This closing was especially meaningful because I had the opportunity to work alongside my best friend, Cori Totoro- Basile. Cori guided Cara and Mike through the home search and purchase process as their Realtor, and I was honored to help them secure the financing as their mortgage loan officer.

Helping great people achieve their homeownership goals is always rewarding, but getting to celebrate this milestone with friends makes it even more special.

Wishing you countless memories, laughter, and amazing summers in your new home. Thank you for trusting us to be part of such an important chapter in your lives.

Congratulations and welcome home! 🥂🔑🏡

05/28/2026

Need money for a big expense… and not sure where to pull it from?

Most people default to a personal loan.

But if you’re a homeowner, you may have a much cheaper option sitting right under you 👇

✔️ Lower interest rates
✔️ More flexible access to funds
✔️ Potential tax advantages (depending on use)

That’s where a HELOC comes in.

This guide breaks down the real differences so you’re not overpaying for convenience: https://fahmloans.com/blogitem/heloc-vs-personal-loan

05/16/2026

Helping homeowners access the equity they’ve worked hard to build is one of the most rewarding parts of what I do. 💙

Thank you, Scott, for the kind words and for trusting me to help with your HELOC! I’m so glad I could make the process smooth, easy, and stress-free.

Whether it’s home improvements, consolidating debt, or creating financial flexibility, a HELOC can be such a valuable tool when used the right way — and I’m always happy to help guide the process.

Click to see all 4 reviews of Marissa Sharp, Mortgage Loan Originator | NMLS # 2019047

05/15/2026

Why did your mortgage payment go up… even though your rate didn’t?

Chances are, it’s escrow.

It’s one of the most common (and confusing) parts of homeownership, especially when:
✔️ Your monthly payment changes unexpectedly
✔️ Taxes or insurance go up
✔️ You’re not sure where that extra money is going

The truth is, escrow isn’t a “mystery fee”, it’s just how your taxes and insurance get paid.

This guide breaks it all down so you can understand your payment: https://fahmloans.com/blogitem/what-is-escrow-in-a-mortgage

05/10/2026

Happy Mother’s Day to the women who make every house feel like home. 💐🏡

Today we celebrate the strength, love, sacrifice, and heart that moms bring to their families every single day. Wishing all the amazing moms a day filled with love, laughter, and the people who matter most. ❤️

05/06/2026

Still trying to figure out if a reverse mortgage is a smart move?

You’re not alone, and the answer depends on your situation.

For some homeowners, it’s:
✔️ A way to stay in the home they love
✔️ Extra breathing room on a fixed income
✔️ A tool to fund retirement or in-home care

For others, it may not be the right fit at all.

The difference comes down to understanding how it actually works, not just what you’ve heard.

This guide breaks it down in so you (and your family) can make the right call together.

Read here: https://fahmloans.com/blogitem/what-is-a-reverse-mortgage-guide

04/29/2026

Should you use a HELOC to buy a car?

It’s not the most common approach, but for some homeowners, it can actually make a lot of sense.

Here’s why people consider it:
➡️ Potentially lower interest rates than traditional auto loans
➡️ Access to funds through equity you’ve already built
➡️ More flexibility in how and when you use the money

But there’s also a bigger picture to think about…

You’re turning a short-term purchase into debt tied to your home. That’s not always the right move.

The goal isn’t to push one option, but to help you understand what makes sense for your situation.

If this is something you’ve been curious about, this article explains it:
https://fahmloans.com/blogitem/heloc-to-buy-a-car

04/17/2026

Thinking about buying a home but not sure if you qualify?

FHA loans are one of the most common paths to homeownership, especially for buyers who may not have perfect credit or a large down payment.

Here’s what matters most:
➡️ Credit score flexibility
➡️ Lower down payment options
➡️ Debt-to-income guidelines that can work in your favor
➡️ A path forward even if you’ve been told “not yet” before

The biggest mistake we see? Assuming you don’t qualify without actually exploring your options.

If you’re even thinking about buying, this is a great place to start: https://fahmloans.com/blogitem/fha-loan-requirements

04/08/2026

Still waiting for mortgage rates to “drop” before you buy?

You’re not alone. It’s probably the #1 thing buyers are stuck on right now. But here’s what most people don’t realize:

➡️ The rate you see online ≠ the rate you’ll actually get
➡️ A 1% difference can cost $60K+ over time
➡️ APR matters more than the interest rate when comparing lenders
➡️ Waiting for the “perfect rate” can cost you more in the long run
➡️ You can refinance later, but you can’t get time back

At the end of the day, buying a home isn’t just a math decision… it’s a life decision.

If you’re trying to make sense of rates, payments, and timing, this article breaks it down: https://fahmloans.com/blogitem/mortgage-rates-explained

03/18/2026

Feeling like your paycheck disappears faster than it used to? 💸

Between groceries, gas, and everyday bills, many homeowners are looking for ways to create more room in their monthly budget.

Refinancing your mortgage may help you:

✔ Lower your monthly payment
✔ Consolidate high-interest debt
✔ Access equity for major expenses
✔ Switch to a more stable loan structure

For example, even a small rate change could mean hundreds of dollars saved per month.

Read the full article here: https://fahmloans.com/blogitem/how-refinancing-can-lower-your-monthly-payment