Michael Ciresi, Loan Officer, NMLS# 532665

Michael Ciresi, Loan Officer, NMLS# 532665 Michael Ciresi, Loan Officer, NMLS # 532665
Licensed in PA and MD

I welcome you to call me directly at 717-968-4390 to provide you with personal assistance with your home financing needs. We offer a variety of traditional and sophisticated mortgage programs that provide the best financing options available in today’s competitive market. I will take the time to consult with you and provide personalized information to fit your individual needs.

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgag...
08/27/2026

Your home may be one of the most valuable assets you've built over the years. For eligible homeowners, a reverse mortgage can be one way to leverage home equity while continuing to live in the home you love. Explore whether it could support your retirement goals: http://spr.ly/6188BECYUG

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While na...
08/26/2026

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to land...
08/25/2026

“Homeowner” is great, but “real estate investor” has a nice ring to it, too. If you’re interested in leveling up to landlord, we’re here with everything you need to know and plenty of loan options to help you get there.

Start here: http://spr.ly/6184BEHS6e

08/22/2026

Sometimes toys take over and play gets lost in the noise. Clear a little space, and imagination grows bigger!

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyl...
08/21/2026

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyle, career goals and life stage are playing an even bigger role in homebuying decisions.

An adjustable-rate mortgage (ARM) starts with a fixed interest rate for a set period before the rate can adjust accordin...
08/20/2026

An adjustable-rate mortgage (ARM) starts with a fixed interest rate for a set period before the rate can adjust according to loan terms. For some borrowers, ARMs may make sense when planning a shorter time horizon or looking for lower initial payments. Explore the details: http://spr.ly/6180BE734y

July home sales dipped 1.7%, reflecting the impact of higher rates and elevated home prices. Still, affordability has im...
08/19/2026

July home sales dipped 1.7%, reflecting the impact of higher rates and elevated home prices. Still, affordability has improved from a year ago, offering encouragement for buyers entering the market. Let’s connect!

08/18/2026

The deed of trust is one of the most important documents in your closing package, but...what is it? Here’s the simple breakdown: http://spr.ly/6182BDL1He

It’s all in the details. Ornamental finishings, old-world craftsmanship, molding, paneling, trim, curves and more. Merge...
08/15/2026

It’s all in the details. Ornamental finishings, old-world craftsmanship, molding, paneling, trim, curves and more. Merge vintage pieces with modern style for a layered, timeless space brimming with soul and history.

See all of this year’s top trends: http://spr.ly/6183BEB27Z

A 23% median down payment highlights an advantage repeat buyers have: equity. It's a reminder that homeownership creates...
08/14/2026

A 23% median down payment highlights an advantage repeat buyers have: equity. It's a reminder that homeownership creates more opportunity overtime, giving buyers flexibility and strength.

Address

York, PA
17402

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