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Jennifer Schlichter, Loan Officer NMLS# 1737392

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Wyomissing, PA
Jennifer Schlichter, Loan Officer NMLS# 1737392

Mortgage Loan Officer at Magnolia Bank NMLS 423028
Equal Housing Lender – Member FDIC This is not a commitment to lend or extend credit. NMLS 418481.

All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. Bank of England Mortgage is a division of Bank of England. Member FDIC.

09/08/2026

Here’s a homebuying myth worth
throwing a flag on: you always need
20% down to buy a home.

Depending on the loan program and
borrower qualifications, eligible buyers
may be able to purchase with much
less.

Don’t let a down payment
misconception keep you on the
sidelines. Let’s talk about the options
that may be available to you.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

09/03/2026

We’ve heard just about every mortgage question there is — and if you’re wondering about something, chances are you’re not the only one.

Buying a home can bring a lot of questions, and you shouldn’t have to figure everything out on your own.

At Magnolia Bank, we’re here to provide straightforward answers and helpful guidance throughout the mortgage process.

So go ahead — ask away. We’d be happy to help.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

09/01/2026

Football fans know one tough game doesn’t define an entire season — and one setback doesn’t necessarily define your path to homeownership.

If you’ve been told “not yet,” have concerns about your credit, or think you need a bigger down payment, don’t assume you’re out of the running. There may be steps you can take now to put yourself in a stronger position down the road. Let’s look at where you are today and talk about what your path toward homeownership could look like.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

08/27/2026

A VA loan is one of the many ways we can thank those who've served.

For qualified borrowers, benefits like no down payment and competitive financing options can make homeownership more affordable.

Let's see if a VA loan is the right fit for your goals.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

08/25/2026

Back-to-school season is a reminder that there's always something new to learn.

This month, we're sharing simple mortgage tips to help make homebuying a little easier to understand.

Whether you're buying your first home or planning your next move, we'll answer common questions and help you feel more confident every step of the way.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

08/20/2026

What really determines how much home you can afford? It's about more than income.

Your debt-to-income ratio, credit, available assets, and (if applicable) home equity all help paint the full picture.
Understanding these factors can help you shop with confidence and avoid surprises later.

Ready to learn more? Let's start the conversation.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

08/18/2026

If you guessed False on both, you're right!

There are plenty of misconceptions about home financing, which is why we're spending the month answering common mortgage questions and helping buyers understand their options.

Have a question? I'd be happy to help you sort through the facts.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

08/13/2026

Government-backed loan programs may offer unique advantages depending on your situation. Here's a quick overview:

• FHA – Designed to make homeownership more accessible, often with flexible qualification options.

• VA – An earned benefit for eligible veterans, active-duty service members, and certain surviving spouses, offering valuable financing advantages.

• USDA – Helps eligible buyers purchase homes in qualifying rural areas, often with little to no down payment.

Not sure which program might be the best fit? I'm happy to help you explore your options.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

08/11/2026

More kids. More hobbies. A home office. A bigger backyard.

If your current home no longer fits your lifestyle, it may be time to explore what's next.

Let's talk about your options and what a move-up home could look like for you.
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

08/06/2026

You shouldn't have to choose between personal service and mortgage expertise.

With Magnolia Bank, you get both.

Local knowledge. Friendly faces. A team that's here to help from your first question to closing day—and beyond.

Let's talk about your home-buying goals!
https://myoc.io/MagnoliaJen

Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

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2 Meridian Boulevard
Wyomissing, PA
19610

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