Jennifer Schlichter, Loan Officer NMLS# 1737392

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Jennifer Schlichter, Loan Officer NMLS# 1737392 Mortgage Loan Officer at Magnolia Bank NMLS 423028
Equal Housing Lender – Member FDIC This is not a commitment to lend or extend credit. NMLS 418481.

All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. Bank of England Mortgage is a division of Bank of England. Member FDIC.

Closing costs don’t have to sneak up on you. Knowing what expenses to expect before closing day can help you plan ahead ...
10/30/2026

Closing costs don’t have to sneak up on you. Knowing what expenses to expect before closing day can help you plan ahead and avoid unwanted surprises. That’s why we believe in talking through the numbers early.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

If rising rent has you wondering whether homeownership could be your next move, it may be worth exploring the numbers. Y...
10/27/2026

If rising rent has you wondering whether homeownership could be your next move, it may be worth exploring the numbers. You don’t have to be ready to buy tomorrow to start asking questions today.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

Waiting until your credit is “perfect” before talking to a loan officer? You may be waiting unnecessarily. Your credit i...
10/23/2026

Waiting until your credit is “perfect” before talking to a loan officer? You may be waiting unnecessarily. Your credit is one part of the mortgage picture, and understanding where you stand now can help you figure out your next step.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

Thinking about buying a home in the months ahead? You don’t have to wait until you’re ready to make an offer to start pr...
10/20/2026

Thinking about buying a home in the months ahead? You don’t have to wait until you’re ready to make an offer to start preparing. Reviewing your budget, credit, available funds, and financing options early can help you better understand what your next steps may look like. A little preparation now can make the homebuying process feel much more manageable later.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

If buying a home has been on your mind, fall could be a good time to get clear on your budget, financing options, and ne...
10/16/2026

If buying a home has been on your mind, fall could be a good time to get clear on your budget, financing options, and next steps—even if you’re just starting to explore.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

Think every homebuyer needs 20% down?Trick: A 20% down payment isn’t always required. Depending on the loan program and ...
10/13/2026

Think every homebuyer needs 20% down?

Trick: A 20% down payment isn’t always required. Depending on the loan program and borrower qualifications, options with less than 20% down may be available.

Treat: Understanding your options before you spend years saving toward a number you may not need.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

Here’s a number worth knowing before you start house hunting: the monthly payment you’re comfortable with.Your maximum a...
10/09/2026

Here’s a number worth knowing before you start house hunting: the monthly payment you’re comfortable with.

Your maximum approval amount and your ideal budget aren’t necessarily the same thing. Someone who spends more of their monthly budget on travel, dining, entertainment, or other priorities may choose a smaller housing payment, while someone with fewer expenses in those areas may be comfortable putting more of their budget toward a home.

We’ll help you look at the numbers and find a range that works for your life.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

VA, USDA, and FHA loans offer different features and eligibility requirements for different borrower and property scenar...
10/06/2026

VA, USDA, and FHA loans offer different features and eligibility requirements for different borrower and property scenarios. Tell us your goals, and we’ll help you explore your options.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

There’s no better compliment than a happy borrower! ❤️I’m so grateful to every client who takes the time to leave a revi...
10/01/2026

There’s no better compliment than a happy borrower! ❤️

I’m so grateful to every client who takes the time to leave a review or refer a friend, family member, or coworker to me. Those referrals and reviews truly mean so much to me and are a huge part of my business. I never take that trust for granted!

Whether you’re thinking about buying your first home, moving into your next home, refinancing, or you’re simply curious about what your options might look like, I’m always happy to talk through your questions and goals — no pressure and no obligation.

If you or someone you know has questions about the mortgage process or is thinking about making a move, I’d love to be a resource. 🏡

And if we’ve worked together and you haven’t had a chance to leave a review, I’d be incredibly grateful if you would! Thank you for your continued support! ❤️

The quarterback may get a lot ofattention, but it takes an entire team towin a football game.Mortgage rates can feel the...
09/29/2026

The quarterback may get a lot of
attention, but it takes an entire team to
win a football game.

Mortgage rates can feel the same way.
They get plenty of headlines, but your
rate is only one part of your overall
mortgage picture.

Your loan program, monthly payment,
upfront costs, and long-term goals all
play an important role.

Instead of focusing on one number, let’s
look at how all the pieces work together.
https://myoc.io/MagnoliaJen



Magnolia Bank, NMLS 423028, LO NMLS 1737392, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

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2 Meridian Boulevard
Wyomissing, PA
19610

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