Bob Biese - Motto Mortgage Loan Originator

06/05/2025

If not, here’s your reminder. Keeping your air quality high and your family healthy – it’s one of the smaller parts of being a homeowner that doesn’t always get talked about, but that can make a huge difference.

Ready to be a homeowner (and take care of all the little homeowner chores, too)? Reach out for more information!

06/03/2025

Is it building equity? Ensuring more predictable payments? Investing in your future? Or is it that you finally have the chance to paint your living room that BOLD color you’ve always been dreaming of (and your landlord would never allow)? Let us know in the comments what you love about being a homeowner!

Don't own a home yet but want to start the journey towards homeownership? Reach out for more information!

05/29/2025

Do you call your dad (or whoever you most trust with a toolbox) when something breaks? 🤔 Well, we’re kind of like that trusted person with a toolbox when it comes to answering questions about mortgages and the homebuying process.

Don’t wait until it breaks. Reach out today with any of your pressing questions about getting a home loan.

05/28/2025

05/27/2025

You have a choice on who you work with for your mortgage, including banks, credit unions, and mortgage brokers. Here are the main differences between the professionals you’re likely to work with:
• Loan Officer: Works for a specific lender (like a bank or credit union) and helps borrowers apply for a loan- including home loans – directly with that institution.
• Mortgage Broker: Works with multiple lenders to find the best mortgage rates and terms for your situation. They act as a middleman between borrowers and potential lenders.
Knowing the difference can help you choose the right professional for your home financing needs! 🏠🔑

Interested in talking to a mortgage professional who’s part of a mortgage brokerage? Reach out for more information!

05/26/2025

"Our debt to the heroic men and valiant women in the service of our country can never be repaid. They have earned our undying gratitude. America will never forget their sacrifices." - Harry S. Truman
Today, we remember and honor the bravery of those who have sacrificed for our freedom. 🇺🇸

05/23/2025

Go on, stay home and enjoy that hard-earned mortgage. You deserve it. 🙌

Don't own a home yet but want to start the journey towards homeownership? Reach out today to get started on your homebuying journey.

05/20/2025

Yes! It's possible to get a mortgage even if you’ve just started a new job. While lenders often prefer a two-year job history, many understand that employment changes happen and so will take into consideration other factors like your credit score, debt-to-income ratio, and savings.

Different lenders have different guidelines, so it’s important to shop around and find one that makes the most sense for you!

Questions about how to approach getting a mortgage if you just started a new job? Reach out for more information!

05/15/2025

If you're buying a home and putting less than 20% down, you might come across PMI. PMI is a type of insurance that protects the lender. But don’t worry, it’s not forever! PMI can often be removed once you’ve built enough equity in your home.

Curious about how PMI works and how to manage it?
Reach out to learn more!

05/13/2025

When it comes to buying a home, you’ve got home loan options! Whether it’s down payment assistance programs, first-time buyer programs, or lower credit score solutions, there’s a path for you. Let’s figure out the best one together.

Reach out to get started.

05/11/2025

Today, we celebrate all the incredible moms who fill our lives with love, joy, and endless support. Whether you're a mom, stepmom, grandmother, or a mother figure, your dedication and care make the world a better place.
Wishing you a day filled with relaxation, happiness, and all the things that bring you joy. 💐💖

05/08/2025

Homeownership might feel out of reach, but it can be closer than you think. It all begins with one step – talking to a trusted mortgage pro. Make your path to homeownership simple and clear! 🏠✨

Let’s take the first step together. Reach out to get started.