Josh Veldman Mortgage Loan Officer, Mercantile Bank, NMLS 1010412

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United States
Wyoming, MI
Josh Veldman Mortgage Loan Officer, Mercantile Bank, NMLS 1010412

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As a Mercantile Bank Mortgage Lender, I am dedicated to helping my clients achieve their homeownership goals and dreams!

Equal Housing Lender I Member FDIC I Comments and postings on this page do not necessarily reflect the views and opinions of Mercantile Bank.

10/31/2026

Ready to get your finances looking less terrifying than a haunted house this Halloween? 🎃 Whether you're dealing with the ghosts of mortgage matters past or looking to finance your dream home without the fright, I'm here to make achieving your homeownership goals a treat, not a trick!

Kitty ears and vampire teeth won't make closing costs disappear, but my expertise will make the process as smooth as a candy-induced nap! Let's have a chat!

Interested in learning more about what makes a mortgage officer scream with excitement? Share your dream in the comments! Follow me for fa-boo-lous tips. 🏠
https://myoc.io/joshveldman

Equal Housing Lender NMLS # 1010412

10/22/2026

Saving for a down payment is important, but it shouldn't be the only savings goal when you're preparing to buy.
Moving and closing expenses can add up, and homeownership inevitably comes with the occasional unexpected repair.
Building some savings beyond the money needed to close can help you start homeownership on a stronger financial footing.
Having a financial cushion can also give you more flexibility to handle the unexpected without putting your long-term goals on hold.

08/26/2026

Your credit score can play an important role when preparing for major financial goals, including buying a home.

Small, consistent steps like making payments on time, keeping credit card balances manageable, paying down debt, and reviewing your credit report can help strengthen your credit profile over time.

Building healthy credit habits today can put you in a better position for future opportunities.

08/24/2026

There’s more to the cost of homeownership than the price of the home.

Property taxes, insurance, HOA fees, maintenance and utilities can all impact your monthly budget.

Before you start shopping, consider the full cost of owning a home so you can set a realistic budget, avoid surprises, and find a home that fits comfortably within your finances.

08/18/2026

Building your dream home and confused about the funding process? No worries, I'm here to break it down.

Let's simplify the "draw process" with these 5 easy steps to know how your funds are released. Knowledge is power, and I aim to equip you with just that to make your experience seamless and stress-free.

Curious to learn more? Have questions about funding options for new construction? Let's chat in the comments or shoot me a message directly. I'm here to help guide you every step of the way!
https://myoc.io/joshveldman

Equal Housing Lender NMLS # 1010412

08/11/2026

Building your dream home? 🏠 Let’s talk about how a one - time close Construction Loan can streamline your path to homeownership! By handling your initial approval process just once, instead of multiple times, I can save you time!

Imagine this: less paperwork, fewer headaches, and more time to focus on designing your backyard oasis or gourmet kitchen. Ready to set your big plans in motion without detours?

Drop a comment with your questions, or DM me to explore your options. It's time to make that dream home a reality. Let's build your future together!
https://myoc.io/joshveldman

Equal Housing Lender NMLS # 1010412

08/07/2026

Buying a home? Once you're under contract, it's important to keep your finances steady until closing.

Avoid opening new credit accounts, financing large purchases, or increasing your credit card balances, as these changes could impact your loan approval.

08/07/2026

July's jobs report surprised to the downside, with the economy losing 23,000 jobs versus expectations for an 80,000 gain. May and June payrolls were also revised lower by a combined 103,000 jobs, while the unemployment rate edged down from 4.2% to 4.1%.

08/06/2026

Which one surprises you the most?

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, others are moving up or downsizing, but all have one thing in common: they’re making a move that fits their life stage and financial picture.

08/06/2026

Equal Housing Lender/NMLS 1010412

Summer has long been one of the busiest seasons for moving, and it's easy to see why. With more homes typically on the market, buyers and sellers often have more opportunities to find the right fit. Whether it's a job change, a growing family, or simply taking advantage of the season, summer remains a popular time to make a move. Curious what buying could look like for you? Reach out any time. I’m here to help.

Address

Wyoming, MI

Telephone

+16164021315

Website

https://mercbank.com/mortgage/

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