Matthew Kroon, NMLS #1119369

Matthew Kroon, NMLS #1119369 Home Loan Specialist
CHURCHILL MORTGAGE NMLS 1591
1️⃣0️⃣ years of experience
Serving: MI

❤️🤍💙❤️🤍💙❤️🤍💙❤️🤍💙❤️🤍💙🎆 Happy 4th of July  🎆 Wishing everyone a fun, safe, and joyful Independence Day filled with family,...
07/04/2026

❤️🤍💙❤️🤍💙❤️🤍💙❤️🤍💙❤️🤍💙

🎆 Happy 4th of July 🎆

Wishing everyone a fun, safe, and joyful Independence Day filled with family, friends, good food, and plenty of memories. My favorite little patriot is helping me celebrate today! 🐕 🐾

🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸

Well… they’re not wrong 😂🚨Apparently the message is getting out there… if you need a mortgage, you know who to call 😉🏡Wh...
07/02/2026

Well… they’re not wrong 😂🚨
Apparently the message is getting out there… if you need a mortgage, you know who to call 😉🏡
Whether you’re buying, refinancing, or just have questions - I’m always here to help.
616-327-4633

06/17/2026

Most people don’t realize how often this happens…
Someone reaches out for a lender, gets started, and then…
👉 the communication slows down
👉 the guidance gets unclear
👉 or worse, the loan officer disappears completely

That’s exactly what happened here.

We connected through Facebook after their previous lender went completely MIA in the middle of the process. At that point, they weren’t just looking for a loan, they were looking for someone they could trust to actually show up and get it done.
So me and the team got to work.
✅ Reset the entire game plan
✅ Clear, proactive communication to clients and all agents
✅ Quick turnaround without cutting corners
✅ A true white-glove experience all the way to closing

They officially closed today 🎉

And the best part? They called me just to say thank you.
That never gets old.

What people don’t always see is what goes on behind the scenes to make this happen - the late nights, constant communication, and staying locked in from start to finish.
I couldn’t do it without my amazing wife and family who support me through it all ❤️
They’re a huge reason I’m able to show up at a high level for my clients every single time. Thank you

At the end of the day, rates and programs matter…
But ex*****on matters more.
When other loan officers don’t come through - I do.
If you (or someone you know) need a lender who will actually see it through, send me a message. I’ve got you. 💬
616-327-4633

Big thanks to Jamie & Elyse for being awesome partners on this one - always makes a difference having a strong team in p...
06/15/2026

Big thanks to Jamie & Elyse for being awesome partners on this one - always makes a difference having a strong team in place.

This one meant a lot.Every client situation is different, and I’m grateful for the trust to help guide them through it.
06/15/2026

This one meant a lot.

Every client situation is different, and I’m grateful for the trust to help guide them through it.

It was such a pleasure working with you Jacob on your refinance! Thank you for the awesome review!  :)
06/15/2026

It was such a pleasure working with you Jacob on your refinance! Thank you for the awesome review! :)

🚨🚨 5 closings this week — and every single one had a game plan behind it. 🙌We wrapped it up with a great one: Scott and ...
04/25/2026

🚨🚨 5 closings this week — and every single one had a game plan behind it. 🙌
We wrapped it up with a great one: Scott and Lisa bought their condo and came to closing with less than $100 out of pocket. That’s right, UNDER $100! That doesn’t happen by accident — it’s the result of structuring the loan the right way, preparing early, and solving problems before they ever show up at the table.
For my agent partners and clients, this is exactly how I approach every file:
• Clear strategy upfront so there are no surprises
• Consistent communication so you’re never chasing updates
• Proactive problem-solving to keep deals on track and closing on time
• A focus on making you and your client look and feel confident every step of the way
Huge thank you to my wife, Jessica, for the constant support behind the scenes — it allows me to stay locked in for my clients and partners. I appreciate you more than you know. 😘 And Jeremy and Emily, I appreciate the work you put in on these files to help get them across the finish line.
If you’re thinking of buying or refinancing, I’d be honored to help strategize with you.
If you’re an agent looking for a lender who treats your clients like their own and helps you close clean, predictable deals — let’s connect. 📲

🔥 FOUR closings this week and we’re wrapping it up STRONG on a Friday!! 🔥Huge congrats to first-time homeowners Caleb & ...
04/18/2026

🔥 FOUR closings this week and we’re wrapping it up STRONG on a Friday!! 🔥
Huge congrats to first-time homeowners Caleb & Abby on their brand new home! 🏡👏 This one was smooth sailing from start to finish—exactly how it should be!
Couldn’t have asked for a better team either… shoutout to Jamie Rogers at Bellabay for being an absolute rockstar and making this one seamless every step of the way! 🙌
As usual, Emily and Jeremy were absolute rockstars behind the scenes.
Caleb & Abby — welcome to homeownership! This is just the beginning and I’m pumped for you both!
If you’re thinking about buying, or even just curious what it could look like for you, let’s connect. I’d love to help you make it happen. 📲 616-327-4633

03/26/2026

Everyone talks about interest rates…
But almost nobody talks about *what actually stops people from winning* in today’s market.

Let me give you the real story 👇

This week alone I talked to:
• A couple who thought they needed 20% down (they didn’t)
• A buyer who was told “wait until rates drop” (that advice cost them a home)
• Someone who could’ve bought 6 months ago… but no one showed them how

Here’s the truth most won’t say:

👉 It’s not the market that’s confusing… it’s the lack of clear guidance.

My job isn’t just to “get you a loan.”
It’s to help you make smart moves at the right time so you don’t miss opportunities.

Because in a market like this:
✔ The prepared buyers win
✔ The informed buyers win
✔ The buyers who *move with confidence* win

And that’s exactly what I help people do every day.

If you’ve been:
• Waiting
• Wondering
• Or just not sure where to start

Let’s change that.

No pressure. No sales pitch. Just a real conversation about your options and a game plan that actually makes sense for YOU.

Let’s make this the year you stop guessing… and start winning. 💪

03/05/2026

🚨🚨 Today starts some of the best news I’ve heard about in a long time for the mortgage industry - and more importantly for homebuyers. 🏡

After years of fighting for it, the Homebuyers Privacy Protection Act is finally becoming reality.

If you’ve ever applied for a mortgage, you might already know what I’m about to say…

A buyer applies for a loan with a lender they trust (such as me!)

Within minutes their credit inquiry gets picked up by the credit bureaus and sold as a “trigger lead.”

Then the chaos begins.

📞 30… 50… sometimes 100+ phone calls
📩 Texts and emails from lenders they’ve never heard of

And here’s the part that always frustrates my clients the most…

*They think I sold their information.

I hear it all the time:
“Matt, did your company give my info to someone?"

The answer is *no. Never.

The credit bureaus like
• Experian
• Equifax
• TransUnion

sell those credit inquiries to lead companies like
• LendingTree
• LowerMyBills
• Bankrate

…which then distribute them to call-center style mortgage shops across the country.

So the second someone applies for a mortgage, their phone can start blowing up.

That’s not the experience I want for my clients.

The Homebuyers Privacy Protection Act aims to stop that, restricting credit bureaus from selling a consumer’s information after a mortgage credit pull unless the buyer gives permission.

That means:

✔ Far fewer spam calls
✔ More privacy for homebuyers
✔ A smoother experience when working with the lender you actually chose

At Churchill Mortgage, my business has always been built on relationships, referrals, and doing the right thing for families trying to buy a home.

So this is a big win for consumers and ethical lenders alike.

Long overdue… but definitely a step in the right direction.

If you are thinking about buying, or know someone who is, let’s connect.
616-327-4633 📲

Address

5751 Byron Center Avenue SW XY
Wyoming, MI
49519

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