Matthew Kroon, NMLS #1119369

Matthew Kroon, NMLS #1119369 Home Loan Specialist
CHURCHILL MORTGAGE NMLS 1591
1️⃣0️⃣ years of experience
Serving: MI

Big thanks to Jamie & Elyse for being awesome partners on this one - always makes a difference having a strong team in p...
06/15/2026

Big thanks to Jamie & Elyse for being awesome partners on this one - always makes a difference having a strong team in place.

This one meant a lot.Every client situation is different, and I’m grateful for the trust to help guide them through it.
06/15/2026

This one meant a lot.

Every client situation is different, and I’m grateful for the trust to help guide them through it.

It was such a pleasure working with you Jacob on your refinance! Thank you for the awesome review! :)
06/15/2026

It was such a pleasure working with you Jacob on your refinance! Thank you for the awesome review! :)

🚨🚨 5 closings this week — and every single one had a game plan behind it. 🙌We wrapped it up with a great one: Scott and ...
04/25/2026

🚨🚨 5 closings this week — and every single one had a game plan behind it. 🙌
We wrapped it up with a great one: Scott and Lisa bought their condo and came to closing with less than $100 out of pocket. That’s right, UNDER $100! That doesn’t happen by accident — it’s the result of structuring the loan the right way, preparing early, and solving problems before they ever show up at the table.
For my agent partners and clients, this is exactly how I approach every file:
• Clear strategy upfront so there are no surprises
• Consistent communication so you’re never chasing updates
• Proactive problem-solving to keep deals on track and closing on time
• A focus on making you and your client look and feel confident every step of the way
Huge thank you to my wife, Jessica, for the constant support behind the scenes — it allows me to stay locked in for my clients and partners. I appreciate you more than you know. 😘 And Jeremy and Emily, I appreciate the work you put in on these files to help get them across the finish line.
If you’re thinking of buying or refinancing, I’d be honored to help strategize with you.
If you’re an agent looking for a lender who treats your clients like their own and helps you close clean, predictable deals — let’s connect. 📲

🔥 FOUR closings this week and we’re wrapping it up STRONG on a Friday!! 🔥Huge congrats to first-time homeowners Caleb & ...
04/18/2026

🔥 FOUR closings this week and we’re wrapping it up STRONG on a Friday!! 🔥
Huge congrats to first-time homeowners Caleb & Abby on their brand new home! 🏡👏 This one was smooth sailing from start to finish—exactly how it should be!
Couldn’t have asked for a better team either… shoutout to Jamie Rogers at Bellabay for being an absolute rockstar and making this one seamless every step of the way! 🙌
As usual, Emily and Jeremy were absolute rockstars behind the scenes.
Caleb & Abby — welcome to homeownership! This is just the beginning and I’m pumped for you both!
If you’re thinking about buying, or even just curious what it could look like for you, let’s connect. I’d love to help you make it happen. 📲 616-327-4633

03/26/2026

Everyone talks about interest rates…
But almost nobody talks about *what actually stops people from winning* in today’s market.

Let me give you the real story 👇

This week alone I talked to:
• A couple who thought they needed 20% down (they didn’t)
• A buyer who was told “wait until rates drop” (that advice cost them a home)
• Someone who could’ve bought 6 months ago… but no one showed them how

Here’s the truth most won’t say:

👉 It’s not the market that’s confusing… it’s the lack of clear guidance.

My job isn’t just to “get you a loan.”
It’s to help you make smart moves at the right time so you don’t miss opportunities.

Because in a market like this:
✔ The prepared buyers win
✔ The informed buyers win
✔ The buyers who *move with confidence* win

And that’s exactly what I help people do every day.

If you’ve been:
• Waiting
• Wondering
• Or just not sure where to start

Let’s change that.

No pressure. No sales pitch. Just a real conversation about your options and a game plan that actually makes sense for YOU.

Let’s make this the year you stop guessing… and start winning. 💪

03/05/2026

🚨🚨 Today starts some of the best news I’ve heard about in a long time for the mortgage industry - and more importantly for homebuyers. 🏡

After years of fighting for it, the Homebuyers Privacy Protection Act is finally becoming reality.

If you’ve ever applied for a mortgage, you might already know what I’m about to say…

A buyer applies for a loan with a lender they trust (such as me!)

Within minutes their credit inquiry gets picked up by the credit bureaus and sold as a “trigger lead.”

Then the chaos begins.

📞 30… 50… sometimes 100+ phone calls
📩 Texts and emails from lenders they’ve never heard of

And here’s the part that always frustrates my clients the most…

*They think I sold their information.

I hear it all the time:
“Matt, did your company give my info to someone?"

The answer is *no. Never.

The credit bureaus like
• Experian
• Equifax
• TransUnion

sell those credit inquiries to lead companies like
• LendingTree
• LowerMyBills
• Bankrate

…which then distribute them to call-center style mortgage shops across the country.

So the second someone applies for a mortgage, their phone can start blowing up.

That’s not the experience I want for my clients.

The Homebuyers Privacy Protection Act aims to stop that, restricting credit bureaus from selling a consumer’s information after a mortgage credit pull unless the buyer gives permission.

That means:

✔ Far fewer spam calls
✔ More privacy for homebuyers
✔ A smoother experience when working with the lender you actually chose

At Churchill Mortgage, my business has always been built on relationships, referrals, and doing the right thing for families trying to buy a home.

So this is a big win for consumers and ethical lenders alike.

Long overdue… but definitely a step in the right direction.

If you are thinking about buying, or know someone who is, let’s connect.
616-327-4633 📲

🔥 BIG NEWS FOR MICHIGAN HOMEBUYERS 🔥The Michigan State Housing Development Authority (MSHDA) rolled out NEW LOWER INTERE...
02/20/2026

🔥 BIG NEWS FOR MICHIGAN HOMEBUYERS 🔥

The Michigan State Housing Development Authority (MSHDA) rolled out NEW LOWER INTEREST RATES earlier this month, and this could be the opportunity many buyers have been waiting for.

If you’ve been sitting on the sidelines thinking:
• “Rates are too high.”
• “I don’t have enough for a down payment.”
• “Maybe next year…”

This might be your moment 👇

Here’s what MSHDA offers:

✅ Below-market interest rates
✅ Down payment assistance options
✅ Programs for first-time and repeat buyers
✅ Competitive Conventional & FHA options

Lower rates = lower monthly payments = more buying power.

And here’s what most people don’t realize…
Many assume they don’t qualify when they actually do. Income limits are often higher than expected, and buyers are frequently surprised at how little they need out of pocket.

As a local lender here in the community, my goal is simple:
👉 Educate you
👉 Run the numbers honestly
👉 Show you every option available

No pressure. No gimmicks. Just clarity.

If you (or someone you know) are thinking about buying in the next 3–12 months, let’s have a quick conversation and see what this new rate update means for your situation.

Comment “HOME” or send me a message and I’ll break it down for you 🏡

Let’s get more Michigan families into homes this year.

Matt Kroon
📲 616-327-4633

Heart & Patience⭐️⭐️⭐️⭐️⭐️Seriously thankful for clients who trust me with one of the biggest financial decisions of the...
02/09/2026

Heart & Patience
⭐️⭐️⭐️⭐️⭐️
Seriously thankful for clients who trust me with one of the biggest financial decisions of their lives. Reviews like this remind me why I do what I do.
If you want a mortgage experience that’s transparent, responsive, and zero pressure, this is exactly how I work with every client - every time.
Your goals matter. Your timeline matters. And your experience matters.
⬇️ Client review below ⬇️

Trust & Experience⭐️⭐️⭐️⭐️⭐️There’s nothing better than hearing this from clients.Buying a home can feel overwhelming, a...
02/09/2026

Trust & Experience
⭐️⭐️⭐️⭐️⭐️
There’s nothing better than hearing this from clients.
Buying a home can feel overwhelming, and my goal is always to make the process clear, honest, and stress-free from day one to closing day. When clients take the time to leave feedback like this, it means everything.
If you’re looking for a lender who actually explains the “why,” answers the phone, and fights for your best outcome, I’ve got you covered.
👇 Client words below 👇

Address

5751 Byron Center Avenue SW XY
Wyoming, MI
49519

Telephone

+16163274633

Website

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