Kevin Patrick - CrossCountry Mortgage

06/08/2026

Already used your VA loan?
You can use it again.
As long as it’s a primary residence,
you can keep your current home.
That means one to live in
and one to hold.
The key is your remaining entitlement.
If you’re not sure where you stand,
it’s worth checking.

06/05/2026

A lot of buyers think they missed it.
They’re looking at old prices
and assuming it’s over.
But the market changed.
Slower growth.
More stability.
Less pressure.
That creates a different opportunity.
More time to think.
Better decisions.
Stronger strategy.
It’s not too late.
It’s just different.

06/04/2026

A little negotiating can lead to big savings on closing day. How? Seller concessions. Learn more: http://spr.ly/6188B62jjw 💸

06/04/2026

A lot of veterans think it’s one and done.
It’s not.
Your VA loan can still be used.
You may have entitlement left.
Or be able to restore it.
That matters right now.
Rates are higher.
Affordability is tighter.
This is where the benefit counts.
Especially if you’re sitting on equity
and thinking you have to go conventional.
You don’t always have to.
The benefit didn’t disappear.
It just hasn’t been fully used.





06/03/2026

The market feels more balanced.
But sellers still have options.
They’re not just looking at price.
Financing.
Timeline.
Certainty of closing.
That’s what separates offers.
If you’re making a move,
it needs to be strong from start to finish.

06/02/2026

The CCM Smart Start loan program for first-time homebuyers covers up to $5,250 of your down payment so you can buy your first home. That's a great head start on your home purchase. 👉 See if you’re eligible: http://spr.ly/6183B8E4kZ

06/02/2026

Inventory is changing.
Listings are rising.
Still below normal, but improving.
That creates a new market.
More options.
More time.
More leverage.
It’s not easy.
But it’s different.
If you’ve been waiting for a shift,
this is it.

06/01/2026

A second home isn’t just lifestyle.
It can be strategic.
More flexible options.
Steady price growth.
Some use it now.
Plan for later.
Others are thinking ahead.
Retirement. Location flexibility.
The key is how it’s structured.
How it’s classified changes everything.
If it’s been on your radar,
it’s worth seeing how it fits the bigger plan.

06/01/2026

5.0 star review received on Experience.com for Kevin Patrick by Whitney R - Good communication skills and very helpful

Click to see all 890 reviews of Kevin Patrick at CrossCountry Mortgage, SVP of Mortgage Lending | NMLS #1036946

05/29/2026

This market isn’t extreme.
It’s unclear.
Rates are steady.
Prices are moving slowly.
Inventory is improving.
That’s where people stall.
No clear signal. No decision.
The move isn’t guessing.
It’s having a strategy.
Because it’s not about getting a loan.
It’s about making the right move.