Sara Richards - CrossCountry Mortgage

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Sara Richards - CrossCountry Mortgage Loan Officer NMLS #2307718
CrossCountry Mortgage NMLS #3029
Branch NMLS #2568119
(www.nmlsconsumeraccess.org)
Equal Housing Opportunity

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11/02/2026

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CCM takes on Orlando 📩DM your address and I’ll send you a postcard☀️
11/02/2026

CCM takes on Orlando

📩DM your address and I’ll send you a postcard☀️

🔑 Congratulations, Ralph & Cathy! 🏡It was an honor to help you through the purchase of your forever dream home. Seeing y...
10/22/2026

🔑 Congratulations, Ralph & Cathy! 🏡

It was an honor to help you through the purchase of your forever dream home. Seeing you at the closing table was the best part!

Thank you to Robin Gochenour of Skyline Real Estate for being such a great partner in getting Ralph & Cathy to the finish line, and to Angela Musick of Old Towne Title for making closing day seamless.

Welcome home! 🎉

Thursday night, we dig pink. 💗Central High School’s Dig Pink Volleyball night is almost here, and I am proud to be a Gol...
10/14/2026

Thursday night, we dig pink. 💗

Central High School’s Dig Pink Volleyball night is almost here, and I am proud to be a Gold Sponsor.

Thursday, October 15
🏐Middle School at 4:30
🏐JV at 6:00
🏐Varsity at 7:15

This night is about more than volleyball. It is about showing up for the people in our community who have been touched by breast cancer. Every cheer, every wear pink moment, every person in the stands sends a message: you are not alone.

I believe in supporting the communities where we live, work, and raise our families. Local events like this are what make a hometown feel like home.

So grab your family. Grab your friends. Wear your pink. Come fill the gym.

Our girls will be playing their hearts out. Let’s give them a crowd worth playing for.

💖Sara Richards
CrossCountry Mortgage

Who are you wearing pink for this Thursday? Tell me below. 👇

Stop scrolling. This one is move-in ready.Meet 325 Cherry Street in Timberville, VA. Listed at $321,000!3 bedrooms. 2 ba...
10/13/2026

Stop scrolling. This one is move-in ready.

Meet 325 Cherry Street in Timberville, VA. Listed at $321,000!

3 bedrooms. 2 bathrooms. 1,400 square feet. Built in 2019.

This well-maintained rancher has curb appeal that makes you look twice. Stone accents. A concrete driveway.

Step inside and the open floor plan does the work for you. The kitchen has tile flooring, plenty of cabinet and countertop space, and barstool seating. The dining area is ready for gatherings. The laundry room sits just off the kitchen.

The living room is filled with natural light and opens right to the back patio and a generous backyard.

The split bedroom layout adds privacy. The primary suite has an attached bath with double vanities and tile flooring. Two more bedrooms and a full bath sit on the other side of the home.

Listed by Lori Hoffman, Realtor with Realty One Group Old Towne.

Want to know what you qualify for? Let’s talk.

Sara Richards
CrossCountry Mortgage

So tell me, which feature sells you fastest: the split bedroom layout or that backyard?

You held the line. Now hold the keys.That's the message for every veteran thinking about buying a home this November.A r...
10/06/2026

You held the line. Now hold the keys.

That's the message for every veteran thinking about buying a home this November.

A rate buydown means your interest rate starts lower than the standard rate for a set period, which lowers your monthly payment right when you're settling into a new home. This month, eligible veteran borrowers who close in November 2026 can get a free 0.5% rate buydown for 12 months.

Free means no extra cost to you for the buydown.

Why does that matter? The first months in a new home are when expenses stack up. Moving costs. Furniture. Repairs you didn't see coming. A lower payment at the start gives you breathing room while everything else falls into place.

For Realtors, this is a real conversation starter with your veteran clients and a reason to keep their closing on track for November. For referral partners, it's a meaningful way to honor the veterans in your circle.

This offer applies to loans that close in November, so the time to start is now.

Offer applies to eligible veteran borrowers, subject to credit approval and program guidelines.

Do you know a veteran who has been waiting for the right moment to buy? Tag them below or send them my way. I'll make the process simple.

That might be my favorite kind of review.Congratulations to Cathy & Ralph on their next chapter! And thank you for letti...
10/06/2026

That might be my favorite kind of review.

Congratulations to Cathy & Ralph on their next chapter! And thank you for letting me play a small part in your next journey.

Big thanks to Robin Gochenour with Skyline Real Estate for trusting me with her clients.

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10/03/2026

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Keys in hand. 🔑 Dreams officially unlocked.Congratulations to The Bradley Family. Today is closing day, and you are offi...
09/30/2026

Keys in hand. 🔑 Dreams officially unlocked.

Congratulations to The Bradley Family. Today is closing day, and you are officially home!🏡

To the Bradleys: Thank YOU for trusting me with one of the biggest decisions of your lives. It was an honor to walk beside you and your realtor Nick Whitelock from start to finish. I cannot wait to see how you make this house your own. 🫶

Welcome Home Sweet Home!
❤️Sara


And to anyone who has been thinking about their own move: you do not need to have it all figured out. You just need someone in your corner who will explain each step and keep you calm along the way.

That is what I am here for.

So tell me, what is the first thing you would do after getting the keys to your own home?

Waiting for rates to drop? Me too...But seriously, read this first!Here is the honest truth. Nobody knows where rates ar...
09/30/2026

Waiting for rates to drop? Me too...But seriously, read this first!

Here is the honest truth. Nobody knows where rates are headed. Not the cable news experts. Not the social media forecasters. Nobody.

So, what should you focus on instead?

Your own numbers. Your monthly payment, and how much is left at the end of the month. That is the real test.

Here is what most people miss. When rates do fall, more buyers rush back into the market. More buyers mean more competition, and often higher prices.

Stop trying to time the market. Build a plan that fits your life.

If the payment fits your budget and still lets you live comfortably, this could be your time. If it makes you nervous, waiting may be the smarter move.

Both answers are valid. Only your numbers can tell you which one is yours.

So, what is the one thing holding you back from buying right now?

Address

Woodstock, VA
22664

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

Telephone

+15403252475

Website

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