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Monday 8am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm Saturday 10am - 4pm Sunday 10am - 4pm

Prominent 1 Realty & Prominent 1 Financial Group, Inc.

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United States
Whittier, CA
Prominent 1 Realty & Prominent 1 Financial Group, Inc.

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Broker/Owners. Specialize in Mortgage Financing, Standard, Luxury Home Sales, REO, Probate, Short Sales, Foreclosures. Loan Officer.

Prominent 1 Financial &Prominent 1 Realty DRE #01337559 NMLS #242990 DRE 01520838 Five Star Mortgage Equal Opportunity Lender NMLS 1756744 We are a husband and wife team with over 40 years combined experience in the industry. We are both licensed Real Estate Agent's and Bernie is also a Licensed Sr. We have won several Top Producer Awards throughout our career. We love what we do and that's helping people achieve their dream of home ownership and save thousands of dollars when they List and Buy! If a borrower doesn't qualify, we don't dismiss them we help guide them in the right direction to the right credit repair team. We never say no, but we always say Yes it can be done! The best satisfaction we get is seeing the smiles that come with every transaction we close and giving our client's the key to their dream home! Call us today so we can help you achieve your real estate and financing goals! We're the team that takes action and delivers results! Corp DRE #02074332
Corp NMLS #242990

DRE #01337559
DRE #01520838

NMLS #242990

11/02/2026

🏡🔑 Congratulations to our niece Jennifer, her husband Jaiel, and their beautiful children on their new home! 💙

Thank you for choosing Bernie and me to help you find the perfect place for your family. You shared that after looking at several homes, you knew if anyone could help you find the right home, in the right location, and make it happen quickly—it would be us! Hearing that meant so much. 🙏🏼💯

It was an honor to help you both! Thank you for your trust, love, and support. May your home be filled with laughter, blessings, and beautiful memories. We love you all! 🫶🏼🏡💙

Fernando “Fernie” Torres
CEO/Owner | REALTOR®
Prominent 1 Realty
📲 909-325-9302
📧 [email protected]
DRE #01520838 | Brokerage DRE #02074333

HomeSweetHome MakingMemories ThankYouForYourTrust Prominent1Realty FernieandBernie WhoYouWorkWithMatters

10/23/2026

🏡📉 GREAT NEWS! Rates dropped half a percentage point (.50%)! 🎉

Thinking about purchasing a home or refinancing? Let’s explore your financing options! 💙

🔑 I also offer 1-1, 2-1, and 3-1 temporary buydown options on eligible loans to help lower your initial interest rate and monthly payments even further!

Let’s find the right financing for your goals. Who you work with matters! 🙌

📲 Call me: 909-568-5805
Bernadine “Bernie” Torres
Broker Owner | Mortgage Broker
Prominent 1 Financial Group, Inc.
NMLS #242990 | DRE #01337559

Rates subject to change. Temporary buydowns reduce the borrower’s payments during the buydown period; the note rate remains unchanged. Program availability and approval depend on loan type and borrower qualifications.

RatesDropped Refinance Purchase RateBuyDown WhoYouWorkWithMatters

10/22/2026

🏡✨ WELCOME BACK, ELIZABETH GARCIA! 🏡

We are papi to announce that Elizabeth Garcia has rejoined our Prominent 1 Realty & Prominent 1 Financial Group, Inc. Team! 🎉🥰

With 27 years of experience as a REALTOR® and Loan Officer, Elizabeth brings incredible knowledge, dedication, and a passion for helping families achieve their homeownership dreams! 🏡🔑

Elizabeth, thank you for choosing our team once again! ❤️ We’re so happy to have you back and look forward to growing and celebrating many more successes together! 🥂✨

🏆 ONE TEAM. ONE GOAL. YOUR SUCCESS.

DRE #1275344
NMLS #01265488

Prominent1FinancialGroup RealtorAndLoanOfficer StrongerTogether OneTeamOneGoal YourSuccess

10/16/2026

🏡✨ Come take a look inside this beautiful home with me! From the inviting living spaces to the gorgeous kitchen and backyard, there’s so much to love! 😍🔑

Thinking about making a move? I’d love to help you find a home that fits your needs! 🙌

I’m here to help you from house hunting to closing day! 🏡🤝 Who you work with matters!💯

📲 Fernando “Fernie” Torres
CEO / Owner – Realtor®
Prominent 1 Realty
📞 909-325-9302
DRE #01520838 | Broker #02074333

HouseHunting HomeownershipGoals BernadineTorres MortgageFinancing WhoYouWorkWithMatters

10/14/2026

🏡💰 A beautiful home gets your attention—but understanding your financing helps you take the next step!

My primary focus is helping you finance your home. I’ll walk you through loan options, down payment requirements, available wholesale rates, and estimated monthly payments so you can move forward with confidence.👩🏻‍💻🌟✨

For the home featured in this video at $593,000, eligible buyers may receive up to $10,000 in seller concessions to help with closing costs or an interest rate buydown, subject to loan guidelines and negotiated terms. 🔑

Whether you’re purchasing or refinancing, keep me in mind for your financing needs. I’m happy to work alongside your Realtor to help bring it all together! 🤝

📲 Let’s talk numbers and explore your options. Who you work with matters!💯🙏🏼

Bernadine Torres
Broker Owner
NMLS #242990 | DRE #01337559
Prominent 1 Financial Group, Inc.
(909) 568-5805 Cell

HomeFinancing WholesaleLending SellerConcessions PurchaseOrRefinance WhoYouWorkWithMatters

10/14/2026

🎉 JUST FUNDED! Another successful closing and another happy client! 🏡🎉

I was able to help this borrower access the cash they needed through a Home Equity Line of Credit (HELOC), using a 12-month bank statement program to qualify on their multi-unit income investment property in San Bernardino! 💙🏘️

Helping my clients find financing solutions that fit their needs is why I love what I do! ✨💵🏦❤️

A heartfelt thank-you to my awesome referring partner, Alicia Vega Pacheco, for always keeping me in mind for your clients’ financing needs. Your continued trust and partnership mean so much to me, and I appreciate you greatly! 🤝

A big thank-you also to Robert Duenas, my Loan Officer Assistant, for your hard work, dedication, and help processing this loan successfully. I’m grateful to have you on my team! 🙌💯

Congratulations to our happy client, and thank you for trusting me with your financing needs! 🥰🎊

Looking to purchase a home or refinance your current property? Keep me in mind for your financing needs! I’d love to help you explore your options and find a loan that fits your goals. Who you work with matters! 🏡🔑💙

Bernadine “Bernie” Torres
Broker Owner | Prominent 1 Financial Group
NMLS #242990 / DRE #01337559
📲 (909) 568-5805 Cell

BankStatementProgram HomeEquity InvestmentProperty MultiUnitProperty SanBernardino Prominent1FinancialGroup YourMortgageBroker Teamwork ILoveWhatIDo

10/13/2026

🏡✨ IN ESCROW! ✨🏡

Excited to share that this beautifully renovated pool home in Moreno Valley is officially in escrow! 🙌

📍 24859 Rock Springs Trl
💰 $620,000
🛏️ 4 bedrooms | 🛁 2 bathrooms | 📐 1,552 sq. ft.

Even better
I negotiated for the seller to pay for my Buyers’ 2-1 temporary rate buydown, helping lower their payments for the first two years! And Saving them Thousand$
🎉 My awesome preferred lender, Bernadine Anita Torres withProminent1 FinancialGroup Inc, has them locked in with a Low Wholesale Interest Rate! 🔑

We’re looking forward to a smooth, successful closing and getting my buyers into their new home! 🏡💙

Thinking about Buying or Selling?

Let’s make your next move happen!
Who You Work With Maters...

Fernando “Fernie” Torres
CEO - Owner - Realtor
DRE #01520838
📲(tel:909-325-9302)

Prominent 1 Realty #02074333

Prominent1Realty SellerPaidBuydown Teamwork HappyBuyers SoCalRealEstate

09/26/2026

It’s official! 🎉 Two weeks ago, I passed my life insurance license exam, and today I received confirmation that Life has been added to my California insurance producer license. Wow, that was fast! 🙌

I’m excited to help even more families protect the people they love. With real estate, mortgage, and insurance services, we’re truly a one-stop shop! 🏡❤️

Bernadine “Bernie” Torres
California Insurance Producer
License

InsuranceBroker MortgageBroker RealEstate EstatePlanning OneStopShop AddingValue FeelingBlessed GodIsGood

09/24/2026

🏡 Come tour this brand-new home in Menifee with me! It features a Next Gen suite that offers extra space for family or guests.

The seller is offering incentives that include an interest rate buydown and help with closing costs. Message me for more details or to schedule a private tour! 🔑

Fernando “Fernie” Torres
CEO | Owner | Realtor
DRE #01520838
📲 909-325-9302

Address

13112 Hadley Street , #101
Whittier, CA
90601

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	10am - 4pm
Sunday	10am - 4pm

Website

https://www.instagram.com/fernieandbernie

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