Reverse4Retirement - Reverse Mortgage Advisors

Reverse4Retirement - Reverse Mortgage Advisors Welcome to 1st American Reverse Mortgage NMLS #252371. Our Mission: "Helping Senior homeowners stay in their homes and enjoy their retirement."

Since 1986, A+ BBB rating. Find out if a Reverse Mortgage or right for you or someone you know. Welcome to 1st American Mortgage Corporation, dba: Reverse4Retirement, we are Reverse Mortgage Advisors, professionals dedicated to helping Seniors in California with reverse mortgages and reverse purchase home loans. We understand the needs and concerns of our clients and work with them each step of th

e way to make the reverse mortgage process easy and stress free. The cornerstone of our success has been educating our clients on the important aspects of the reverse mortgage programs. Our philosophy is to give every client personalized attention, reviewing their financial needs and goals in a straight-forward and no pressure way. We look forward to working with you and will help you decide if a reverse mortgage is right for you or someone you know.

Retirement Planning Doesn’t Happen on its Own….Retirement is complex and a holistic plan is important. So why not levera...
11/04/2022

Retirement Planning Doesn’t Happen on its Own….
Retirement is complex and a holistic plan is important. So why not leverage one of your largest assets, your home equity, as a Retirement Planning tool? A Reverse Mortgage puts your hard-earned equity to work so you can maintain or elevate your lifestyle during retirement.

Here are some thought starters on how you can optimize your retirement with a reverse mortgage:
• Pay off your current home loan and eliminate loan payment
• Supplement your retirement income with tax-free funds
• Avoid cashing out stocks and investments in down markets
• Pay for medical or long-term care needs
• Pay for major home improvements
• Purchase a more suitable home with no mortgage payment
• Establish a line of credit that you can access as needed
• Start a new business
• Fulfill your travel dreams

Let’s have a conversation about your retirement goals! Call us today 626-483-6281.

Home Equity Can Help Retirement Shortfalls....A shortage of retirement funds may have you wondering how you will comfort...
11/02/2022

Home Equity Can Help Retirement Shortfalls....
A shortage of retirement funds may have you wondering how you will comfortably maintain or elevate your lifestyle in retirement. Your retirement shouldn’t own you. Let us show you how to turn it around.
By unlocking the equity in your home, you can feel good about the possibilities that await you in retirement. Eligible borrowers can pay off an existing mortgage and have no monthly mortgage payment while receiving proceeds on a monthly or as-needed basis.
We offer retirement financing tools that could provide the support you need to jump securely into your next big adventure.

We can help you get to work on your retirement, contact us today! 626-483-6281

Retirement Risk – Running Out of Money....The primary risk that retirees and those approaching retirement face is an obv...
10/26/2022

Retirement Risk – Running Out of Money....
The primary risk that retirees and those approaching retirement face is an obvious one: running out of money. However, a study published in the Journal of Financial Planning suggests reverse mortgages can help retirees protect their portfolios from market dips and extend their savings.
*Re-Think Reverse Mortgages, a Retirement Planning Tool.
Rather than relying exclusively on distributions from investments and reducing their principal, retirees can temporarily replace those withdrawals with income from a reverse mortgage line of credit when their portfolios lose value during downturns. Doing so minimizes sequence of returns risk – the danger posed by taking distributions from their retirement account principal balance during a down market – using reverse mortgage proceeds instead lowers the chances that a retiree runs out of money.

How a Reverse Mortgage Could Be Right for You Now, Not Later...With many experts and investors predicting stocks to cont...
10/25/2022

How a Reverse Mortgage Could Be Right for You Now, Not Later...
With many experts and investors predicting stocks to continue falling this year — eventually precipitating a bear market — and inflation continuing, many people are looking for some sort of financial safety net to hedge against what may come.
And for some people, including savvy investors and financial planners, a reverse mortgage could be the answer.
What Is a Reverse Mortgage?
A reverse mortgage is similar to a home equity loan, with a few important differences. In both cases, the borrower taps into their home’s equity for money now. With a home equity loan, the borrower pays back the lump-sum loan through monthly mortgage payments.
With a reverse mortgage, however, payments are optional, the loan and interest don’t come due until the home’s last owner dies, sells the house, or leaves for more than one year. No monthly loan payment required.
Homeowners can tap into their home equity with a reverse mortgage in one of three ways:
• As a lump sum payment.
• Fixed monthly payments (can be used to fund retirement).
• As a line-of-credit to use only when needed.
All loan proceeds are tax-free. Some reverse mortgages pay interest on the untapped money in your Line-of-Credit, according to The New York Times.

As the Holidays approach, we're hearing from many of our Senior clients concerned about their financial future. To help...
10/10/2022

As the Holidays approach, we're hearing from many of our Senior clients concerned about their financial future. To help them keep their 401K and Retirement accounts intact, please reach out to us to discuss how your clients may be able to tap into a portion of the home equity.
Reverse Mortgage proceeds are tax-free and now available to Senior homeowners age 55+. Let's work together and discuss scenarios to help your clients during this time of financial insecurity.
We appreciate your business and referrals. Call us today.
Manuel and Susan Perez
Reverse Mortgage Advisors
626-483-6281

You should definitely consider a reverse mortgage if you: 1) Want to stay in your home for a long time, 2) Have no child...
05/06/2020

You should definitely consider a reverse mortgage if you: 1) Want to stay in your home for a long time, 2) Have no children to pass your home down to, and/or 3) Have a decent diversified retirement savings.
https://bit.ly/2ZWs1we

Did you know a reverse mortgage can be used to pay off the entirety of your original mortgage? This means no monthly mor...
05/04/2020

Did you know a reverse mortgage can be used to pay off the entirety of your original mortgage? This means no monthly mortgage payments! What do you love about your reverse mortgage?

Believe it or not, but having a reverse mortgage means you have access to your own line of credit, whenever you need! Re...
05/01/2020

Believe it or not, but having a reverse mortgage means you have access to your own line of credit, whenever you need! Ready to say goodbye to unexpected cash shortfalls?

Address

100 Barranca Street, Suite 700
West Covina, CA
91791

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16264836281

Website

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