Jim FitzGerald, Mortgage Loan Officer FitzGerald Financial

09/10/2026

New Maryland Mortgage Program Alert!

The Maryland Mortgage Program has launched First Homes for First Responders and Teachers, a new initiative designed to help eligible first-time homebuyers achieve homeownership with greater affordability.

Interested in learning more? Contact me today to see if you qualify for this exciting new homeownership opportunity.

09/07/2026

Every welcome home starts long before move-in day. Homeownership is often years in the making, and Labor Day is a reminder of the effort behind the milestone. Wishing you a relaxing weekend!

09/04/2026

5.0 star review received on Experience.com for James FitzGerald by Brian A - Jim was extraordinarily helpful, informative, and knowledgeable. I would refer any of my friends or family to Jim 10 out of 10 times. I feel very lucky to have been able to work with Jim to realize my dream of home ownership.

Click to see all 64 reviews of James FitzGerald, Mortgage Loan Officer | NMLS # 2110239

08/18/2026

Investor deals don’t have to get stuck on income documentation. With our DSCR Loans, clients can qualify based on the property’s income rather than personal income—making the process more streamlined and investor-friendly.

It’s a strong option for clients looking to build or scale their portfolio without traditional income barriers.

If you’ve got an investor deal to structure, I’m here to help.

08/13/2026

5.0 star review received on Experience.com for James FitzGerald by Valerie B - The communication.

Click to see all 62 reviews of James FitzGerald, Mortgage Loan Officer | NMLS # 2110239

08/13/2026

At FitzGerald Financial Group, we use automated underwriting review early in your loan process. This means crystal-clear approval clarity for you and significantly reduces last-minute surprises!

Sellers notice when your lender has already assessed the loan – it builds confidence and speeds up the process. Make your offer stand out!

Ready for a smoother, stronger path to your dream home? Reach out today.

08/05/2026

As your local loan company, we process loans in-house for faster approvals, direct communication, and more control. This means a smoother, more reliable path to your new home.

No outsourcing, just seamless service.

Learn how our in-house team makes a difference!

08/04/2026

That “needs work” listing might be the perfect opportunity. With our Renovation Loans, buyers can finance both the purchase and the updates in one loan, making more homes a realistic option.

✅ Finance the home and improvements together
✅ Expand options for your buyers
✅ Turn overlooked listings into strong opportunities

Message me anytime to explore options for your clients.

07/30/2026

As a trusted, local lender, I work with you to take the guesswork out of financing by thoroughly reviewing your financials and down payment sources early.

This means no surprises and a truly qualified buyer for a confident closing.

Work with me for clear, verified financing.