Monica Atkins, Senior Mortgage Loan Officer, NMLS # 455845

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United States
White Plains, MD
Monica Atkins, Senior Mortgage Loan Officer, NMLS # 455845

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With 25+ years in mortgage banking, I ensure transactions are handled with care, expertise and focus. FitzGerald Financial Group NMLS # 512138.

Equal Housing Lender I have been in the mortgage banking industry since 1996. With 25+ years experience, I bring a great deal of knowledge and expertise to each transaction. Attention to detail and exceptional customer service are the standards I use to provide each client with the best financing option to meet their individual needs and financial plans. I've always believed if you treat people the way you want to be treated it will come back to you. It is a great feeling when past clients come back to me for help on their next home purchase, refinance or when they refer their friends and relatives. My business comes from your referrals and I'm never too busy for them. Whether you are buying your first home, planning to move-up, or just looking to refinance, my knowledge, experience, and my dedication to outstanding customer service make me ideally qualified to satisfy all your home mortgage needs. I look forward to the opportunity to work with you and for you. I’m available evenings and weekends to assist you. Put my 25+ years of experience to work for you! Mortgage Products:

Conventional Conforming Loans

FHA Loans (Federal Housing Administration)

VA Loans (Veterans Administration)

ARM'S (Adjustable Rate Mortgages)

JUMBO Loans (Loans in excess of $417,000)

203K Loans (Renovation )

11/01/2026

A friendly reminder to change the clocks in your home on November 1st. Your phone already knows. Your oven and microwave probably don't. ⏰🍂

10/31/2026

At FitzGerald Financial Group, we use automated underwriting review early in your loan process. This means crystal-clear approval clarity for you and significantly reduces last-minute surprises!

Sellers notice when your lender has already assessed the loan – it builds confidence and speeds up the process. Make your offer stand out!

Ready for a smoother, stronger path to your dream home? Reach out today.

10/31/2026

🍬 Between the costumes and candy, here's to the place that holds our favorite memories. Have a fun and safe Halloween!

10/24/2026

As your local loan company, we process loans in-house for faster approvals, direct communication, and more control. This means a smoother, more reliable path to your new home.

No outsourcing, just seamless service.

Learn how our in-house team makes a difference!

10/17/2026

As a trusted, local lender, I work with you to take the guesswork out of financing by thoroughly reviewing your financials and down payment sources early.

This means no surprises and a truly qualified buyer for a confident closing.

Work with me for clear, verified financing.

10/13/2026

5.0 star review received on Experience.com for Monica Atkins by Nicole D U - Monica was amazing, while navigating a new chapter in my life after divorce . She helped me every single step of the way. Encauraging me and making me feel extremely comfortable during this process. I was so grateful for the team that I had and I highly recommend her.

Click to see all 374 reviews of Monica Atkins, Mortgage Loan Officer | NMLS # 455845

10/10/2026

At FitzGerald Financial Group, we believe in a full pre-qualification from the start. This means complete loan application and documentation upfront, showing sellers you're serious and financially prepared.

No last-minute surprises, just clear expectations and an offer that gets noticed!

Ready to make your move with confidence? Reach out to me today.

10/02/2026

As a local lender, we work with experienced local appraisers and proactively manage the entire appraisal process. This ensures accurate valuations and keeps your closing on track!

Why it matters: Local knowledge + proactive management = a protected timeline to your new home.

Ready for a streamlined experience? Reach out today.

09/11/2026

On September 11, 2001, our nation was changed forever. Twenty-five years later, we pause to remember the lives lost, honor the heroes who responded without hesitation, and reflect on the strength and unity that carried us forward. We will never forget.

09/07/2026

Every welcome home starts long before move-in day. Homeownership is often years in the making, and Labor Day is a reminder of the effort behind the milestone. Wishing you a relaxing weekend!

Address

White Plains, MD
20695

Website

http://www.fitzgeraldfinancial.net/monicaatkins

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