Monica Atkins, Senior Mortgage Loan Officer, NMLS # 455845

Monica Atkins, Senior Mortgage Loan Officer, NMLS # 455845 With 25+ years in mortgage banking, I ensure transactions are handled with care, expertise and focus. I have been in the mortgage banking industry since 1996.

With 25+ years experience, I bring a great deal of knowledge and expertise to each transaction. Attention to detail and exceptional customer service are the standards I use to provide each client with the best financing option to meet their individual needs and financial plans. I've always believed if you treat people the way you want to be treated it will come back to you. It is a great feeling w

hen past clients come back to me for help on their next home purchase, refinance or when they refer their friends and relatives. My business comes from your referrals and I'm never too busy for them. Whether you are buying your first home, planning to move-up, or just looking to refinance, my knowledge, experience, and my dedication to outstanding customer service make me ideally qualified to satisfy all your home mortgage needs. I look forward to the opportunity to work with you and for you. I’m available evenings and weekends to assist you. Put my 25+ years of experience to work for you! Mortgage Products:

Conventional Conforming Loans

FHA Loans (Federal Housing Administration)

VA Loans (Veterans Administration)

ARM'S (Adjustable Rate Mortgages)

JUMBO Loans (Loans in excess of $417,000)

203K Loans (Renovation )

5.0 star review received on Experience.com for Monica Atkins by Tiki L M - Monica gave us good advice and was also v...
06/12/2026

5.0 star review received on Experience.com for Monica Atkins by Tiki L M - Monica gave us good advice and was also very patient with us throughout the proces. She worked extremely well with our real estate agent so the communication flowed smoothly about the approval, the appraisal and the closing. We will use Monica again, when the rates hopefully lower, and we refinanc. I highly recommend Monica's service.

Click to see all 364 reviews of Monica Atkins, Mortgage Loan Officer | NMLS # 455845

5.0 star review received on Experience.com for Monica Atkins by Marva J M - Monica made this process very easy and...
06/10/2026

5.0 star review received on Experience.com for Monica Atkins by Marva J M - Monica made this process very easy and efficient. She was always available to communicate when questions came up and was able to provide us very efficient services being under some time constraints. Thank you so much for all your help .

Click to see all 363 reviews of Monica Atkins, Mortgage Loan Officer | NMLS # 455845

5.0 star review received on Experience.com for Monica Atkins by Robert E W - i have brought 2 other house. This ...
05/30/2026

5.0 star review received on Experience.com for Monica Atkins by Robert E W - i have brought 2 other house. This was the best experience I've had when purchasing

Click to see all 361 reviews of Monica Atkins, Mortgage Loan Officer | NMLS # 455845

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our country. As we spend time w...
05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our country. As we spend time with those we love, let’s pause to reflect on the freedoms we enjoy because of them.

5.0 star review received on Experience.com for Monica Atkins by Christopher E I - Was attentive thorough and detailed an...
05/16/2026

5.0 star review received on Experience.com for Monica Atkins by Christopher E I - Was attentive thorough and detailed and what we need to do...made the process so easy as a first time home buyer...recommend!!

Click to see all 360 reviews of Monica Atkins, Mortgage Loan Officer | NMLS # 455845

On this Armed Forces Day, we salute the dedicated men and women actively serving in our armed forces. Your unwavering co...
05/16/2026

On this Armed Forces Day, we salute the dedicated men and women actively serving in our armed forces. Your unwavering commitment and sacrifice protect our nation and preserve our freedoms, ensuring our safety and security. Today and every day, we honor your bravery and dedication with endless gratitude.

Our communities are made stronger by individuals who consistently show up for others. Grounded in a culture of caring, w...
05/15/2026

Our communities are made stronger by individuals who consistently show up for others. Grounded in a culture of caring, we’re proud to stand behind the everyday heroes whose work creates lasting impact, supports families, and helps make our neighborhoods better places to call home.

Mother’s Day is a reminder that home is about more than walls and rooms. It’s shaped by everyday moments, big milestones...
05/10/2026

Mother’s Day is a reminder that home is about more than walls and rooms. It’s shaped by everyday moments, big milestones, and a mother’s love that brings comfort, stability, and a true sense of belonging. Today, we celebrate the women who turn houses into homes.

5.0 star review received on Experience.com for Monica Atkins by Curlisa E I - MONICA MONICA MONICA that it, that's all! ...
05/03/2026

5.0 star review received on Experience.com for Monica Atkins by Curlisa E I - MONICA MONICA MONICA that it, that's all! Pleasant to work with. JUST LISTEN AND DO EXACTLY WHAT SHE SAYS. Monica has a can do; will get it done personality! I really can't explain how WONDERFUL it was allowing her to service our needs for this loan. She's respondent, professional, and VERY knowledgeable about her business. We closed in LESS THAN A MONTH!! I'm really at a loss for words, which is rare. I just know MONICA ATKINS IS THE WAY TO GO! Act like you know!!! Thank you so very much Monica and crew! I can't even think well enough for all the praise you and your team deserve!

Click to see all 358 reviews of Monica Atkins, Mortgage Loan Officer | NMLS # 455845

5.0 star review received on Experience.com for Monica Atkins by Shakira A J - Monica was patient and provided support t...
05/01/2026

5.0 star review received on Experience.com for Monica Atkins by Shakira A J - Monica was patient and provided support throughout the entire process.

Click to see all 356 reviews of Monica Atkins, Mortgage Loan Officer | NMLS # 455845

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White Plains, MD
20695

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