GIA Risk Management, L.L.C.

01/12/2026

Do you know everything your homeowner’s policy covers from Coverage A to Coverage F? Today we’re talking Coverage B. Coverage B insures other structures on your property, not considered part of your dwelling. Contact your agent to learn more.

01/11/2026

Can’t find car insurance because of your driving record or another issue? Ask if your state has an insurance program for high-risk drivers who are unable to get coverage. Here’s how you can contact your states insurance department:

Learn about the Alabama Department of Insurance, its mission, services, and contact information.

01/10/2026

Congratulations! You’ve just bought your first home. Now here’s what you may need to know about insuring it:

Purchasing a home can be an exciting event that can also come with new responsibilities and questions, especially for first-time buyers. One primary challenge is having a sound financial plan to pay repair or rebuilding costs if the house becomes damaged by peril–fire, earthquake, storm, etc.

01/09/2026

Vanity plates increase your risk profile and therefore your insurance rates. Good news! This is just a popular misconception, but here’s what insurers actually look at when calculating your premiums:

The amount you will pay for auto insurance is impacted by a number of very different factors—from the type of coverage you have to your driving record to where you park your car. While not all companies use the same parameters, here's a list of what commonly determines the bottom line on your auto...

01/08/2026

When you bundle policies, many insurers will offer you a discount. Can you save money on your insurance by bundling? Reach out to us at 303-423-0162 or visit e-gia.com for a quote.

Protecting FuturesWe have years of insurance experience helping clients prepare for the unknown.Ask us about the following types of insurance:HomeAutoBusinessMedicareIndividual HealthLifeDentalGroup HealthEmployee BenefitsAs independent brokers we have the flexibility to shop different companies and...

01/07/2026

Home Insurance is as easy as A, B, C (D, E, F) … Have you been confused by the term Coverage A in your homeowners’ policy? We’re here to help! Contact your agent to learn more about Homeowners insurance, Coverage A and the ABCs of your policy.

01/06/2026

UnderInsured and UnInsured driver insurance. Liability insurance. Gap Insurance. Do you know what each of these kinds of car insurance cover? Learn the most common types of car insurance with this informative breakdown: https://bit.ly/3K7lxad

01/05/2026

You never know when you will encounter a winter driving emergency — brush up on what to keep in your car and how to manage in the event of a storm:

Before the storm strikes, make sure your home, office and vehicles are stocked with the supplies you might need. Make sure farm animals and pets also have the essentials they will need during a winter storm. Know how to dress for varying degrees of cold weather.

01/04/2026

True or False: Rolling Stones guitarist Keith Richards insured his hands for $1.6 million? True! Today is National Trivia Day. Do you know what your insurance policy covers? (Hint: Probably not Keith Richards hands.)

01/03/2026

January is Radon Awareness Month and if you’re unaware of the danger radon might pose — this post is for you! About one in 15 homes in the U.S. have radon levels at or above the EPA action level. Learn more about testing your home here:

Radon is the second-leading cause of lung cancer after cigarette smoking. It is an invisible, odorless gas that can seep into various types of structures, including but not limited to basements, slabs and crawl spaces.

01/02/2026

For those seeking ways to save on their insurance costs, “bundling” is a great solution. You may have heard the term, but what exactly is “bundling” and how can it help you save? Here’s your Bundling 101: https://bit.ly/3MqitXe