Risk Management Partners

Risk Management Partners We believe that insurance is not a product to be bought or sold, but rather a tool in the process of managing risk.

Our clients will experience the practice of discovering and managing risk before risk is ever transferred to an insurance company. At Barrett Bartels Agency, we are unlike many insurance people. We are licensed professionals in asset protection. We are going to make sure that everything you have at risk is adequately protected in the event of a loss. We will prescribe to you coverages that are equal to or better than we prescribe to our families.

September brings moments that remind us how far innovation and determination can take us. As a team focused on helping i...
09/02/2026

September brings moments that remind us how far innovation and determination can take us. As a team focused on helping individuals and businesses manage risk with confidence, we’re inspired by milestones that pushed boundaries and shaped the world we protect today.

Here are a few September events we’re celebrating:

🫀 September 2, 1952 – The University of Minnesota surgical team completed the first successful open-heart surgery using hypothermia, opening new possibilities in life-saving medical care.

🚀 September 5, 1977 – NASA launched Voyager 1, now the most distant human-made object in space and a powerful symbol of exploration and human curiosity.

🏗️ September 30, 1935 – Construction began on the Hoover Dam, a massive engineering achievement completed ahead of schedule during one of the toughest economic periods in history.

Milestones like these remind our team at Risk Management Partners why resilience, preparation, and forward thinking matter—whether in innovation or in everyday risk management.

Which of these moments stands out to you? Share your thoughts below!

Wildfire season has arrived, and now is the time to make sure you and your family are protected. Along with your go‑bag ...
08/28/2026

Wildfire season has arrived, and now is the time to make sure you and your family are protected. Along with your go‑bag and evacuation plan, reviewing your home and auto insurance is an important part of staying prepared.

It’s worth confirming that your homeowners or renters policy covers fire, smoke, and ash damage. For your vehicle, remember that wildfire protection typically comes through comprehensive auto coverage, not your home policy.

This is also a good moment to look at your additional living expenses limits. If you were displaced for several weeks, would your current coverage be enough to support you?

If you’re unsure where your policies stand or want guidance on strengthening your coverage, our team at Risk Management Partners is here to help. Reach out anytime—we’re here to help you protect what you’ve worked hard to build.

Many families start a life insurance policy and then leave it unchanged for years. But as income grows and responsibilit...
08/27/2026

Many families start a life insurance policy and then leave it unchanged for years. But as income grows and responsibilities shift—like buying a home, getting married, or raising children—coverage that once made sense may no longer be enough.

Life insurance is meant to replace your income and support the people who rely on you. When your household changes, your coverage should change with it.

We’re sharing a few simple guidelines to help you estimate your current life insurance needs and know when it’s time for a review.

If your income has increased or it’s been a while since you last looked at your policy, our team at Risk Management Partners can help make sure your coverage still fits your life. Reach out anytime with questions.

Telematics insurance can be a great way to save on your auto insurance if you’re a consistently safe driver, but there’s...
08/25/2026

Telematics insurance can be a great way to save on your auto insurance if you’re a consistently safe driver, but there’s more to consider than just your driving habits. These programs track things like braking, speed, and time of day on the road, so it’s important to understand how the data works before you enroll.

Swipe through for a simple breakdown of what telematics actually measures and what to think about before signing up.

If you’re unsure whether a telematics policy is a good fit, our team at Risk Management Partners is here to help. Give us a call anytime to talk through your auto insurance options.

With back-to-school season approaching and August marking National Traffic Awareness Month, our team at Risk Management ...
08/13/2026

With back-to-school season approaching and August marking National Traffic Awareness Month, our team at Risk Management Partners is taking a moment to spotlight a few simple but important road safety reminders.

As school routines ramp up again, traffic patterns shift quickly. More kids are walking, biking, and riding the bus, which means extra awareness goes a long way in keeping everyone safe. A quick pause, slower speed, or extra glance can make all the difference.

We put together a few traffic safety tips for both drivers and parents to revisit as the new school year gets underway. If you find them helpful, feel free to share them within your community.

Staying alert and looking out for the most vulnerable travelers helps all of us support safer roads across our Colorado, Arizona, and Utah communities.

08/10/2026

August always brings a subtle shift, reminding us that change is already underway. Summer is still here, but the softer mornings and earlier evenings hint that a new season is approaching.

For our team at Risk Management Partners, it’s a natural moment to pause and refocus. August is a chance to set fresh intentions—whether that’s strengthening a habit, tackling a new goal, or simply approaching the next chapter with more clarity and purpose.

As we move through the month, what’s something you’re ready to build, improve, or step into? Share it in the comments—we’d love to hear what you’re looking forward to.

Many people are unsure about the difference between term life and whole life insurance, and our team hears this question...
08/07/2026

Many people are unsure about the difference between term life and whole life insurance, and our team hears this question all the time. If you're exploring life insurance for the first time, understanding how these two options compare can make the process much clearer.

Term life offers coverage for a set period, while whole life provides lifelong protection and builds cash value over time. The best choice comes down to your goals, your budget, and how you want your policy to support your family.

If you're unsure which direction to go, our team at Risk Management Partners is here to help. Reach out anytime with questions — we’re happy to walk you through your options.

Running a business means juggling a lot of moving parts, and protecting your team and assets is always at the top of the...
08/04/2026

Running a business means juggling a lot of moving parts, and protecting your team and assets is always at the top of the list. That’s why our team often recommends exploring commercial umbrella insurance — it’s an extra layer of protection when the unexpected hits.

Swipe to learn how this coverage works and when it can make sense for your risk management plan.

If you’re wondering whether a commercial umbrella policy is the right fit for your business, we’re here to help. Give us a call anytime at (303) 463-9800.

Summer hosting season is here, and it’s a good time to think about how protected your home really is before friends and ...
07/28/2026

Summer hosting season is here, and it’s a good time to think about how protected your home really is before friends and family arrive. Accidents can happen, and making sure your homeowners insurance is ready to respond is an important part of risk management.

Here are a few things to keep in mind before opening your home to guests:
• Liability coverage limits
• Pool and backyard safety
• Alcohol-related liability
• Coverage for temporary structures or rentals

If you’re planning to host this summer, our team at Risk Management Partners can help you review your home insurance and address any gaps. Give us a call to make sure you’re fully prepared for a safe, enjoyable season.

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4860 Robb Street Ste 101
Wheat Ridge, CO
80033

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

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