Jennifer DePaoli at United Home Loans

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Western Springs, IL
Jennifer DePaoli at United Home Loans

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VP of Mortgage Lending NMLS #1850194 United Home Loans is an Illinois Residential Mortgage Licensee | NMLS #207546
*This is not a commitment to lend*

10/22/2026

If you have found yourself in credit card debt, you are in a no-judgment zone. But you should do something about it because with the high interest that comes with it, that balance can snowball quickly. Taking out a second mortgage on your home might be the solution. Contact me if you have questions

10/06/2026

Remember to leave a good loan officer a good review. It will make their day possibly even their week.

10/05/2026

2/1 buy are coming back along with higher interest rates. Here is how 2/1 buy downs work in a nutshell but do reach out to me if you have any questions

08/31/2026

A very common question that I’m often asked is regarding giving and receiving gifts for a down payment. It’s very common for an established couple to gift their adult children money so they can get into the housing market, but they’re often concerned if there will be a random modification on their taxes. I do my best to stay in my lane and just focus on the loan, but according to a tax strategist that I just recently met with, you would have to gift a lot of money before there was any tax penalty.

08/19/2026

A common question that clients often asked me is how much of a down payment do they really need to put down. A big misconception is that you have to put 20% down putting 20% down is great if you want to avoid PMI and you’re not completely draining your bank account to do so but did you know that as a first time homebuyer you could put as little as 3% down the key is you’re going to need to talk to your loan officer and see what makes the most sense. officer

08/18/2026

I’m starting a series of frequently asked questions in the Mortgage business. If you have any frequently, ask questions feel free to ask me them and I will make a video about it.

05/07/2026

Teachable moment - when you get a mortgage - get pre-approved from someone that specializes in mortgages - you want to make sure your loan officer does an accurate income calculation before you make an offer.

05/02/2026

Even though I live in Illinois, and that’s where most of my businesses, I’m also licensed in several other states, including Indiana, Texas, Florida, and many more. If you think you might be relocating to a different state, give me a call. I’d love to see if I could help you have a great Saturday. 🥎

05/01/2026

If you’re interest rate starts with a seven or it’s still in the high sixes, give me a call and see if it makes sense to refinance. We are running a refinance special the month of May. I would love to see if it helps you save some money

03/29/2024

If you bought a new Ford in the last few years, there’s a good chance the guy on the left helped build the automobile you’re driving. 🚘 It was an honor to help him become a homeowner
🏠 he is so excited to be moving out of his parents house and his new place shortens his commute to work. And his mom is so proud of her boy 💙

Address

1023 Burlington Avenue
Western Springs, IL
60558

Telephone

+18159223521

Website

https://www.uhloans.com/employees/jennifer-depaoli/?ref=Facebook

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