Jim Walls - United Home Loans, VP of Mortgage Lending

01/10/2024

On the shores of Lake Michigan wide,
Chicago stands with winter pride.
Snowflakes fall, a gentle grace,
A dance upon the city's face.

Skyscrapers pierce the snowy scene,
Lake winds whisper, cold and keen.
Boats away, the harbor sleeps,
Winter's hush, a secret it keeps.

Lake Michigan, a vast expanse,
Ice-kissed waves in a frozen dance.
Ships find haven, snug and tight,
As winter veils the city's might.

Amidst the snow, a quiet reprieve,
Chicago's heart in winter weave.
Lake and city, intertwined,
In winter's grasp, beauty defined.
❄️
Who is ready for the next week of character building Chicago weather?

12/31/2023

Wishing you joy, success, cherished moments, and unforgettable memories in 2024! Cheers!

10/18/2023

How much farther can down payment assistance and below-market rates take a buyer's home search? Call me for IHDA Loan pre-approvals.

Looking for down payment assistance in Illinois? The Illinois Housing Development Authority (IHDA) offers a great program!

10/12/2023

Mortgages aren't one-size-fits-all. If you're self employed, reach out to me to learn about the best-fit options for you.

10/06/2023

It's important to educate buyers before their home search gets going because, while the mortgage process may be complex, following the do's and don'ts make it effortless. Check out this easy-to-follow list.

Following these key pieces of advice for first time home buyers will ensure you get to the closing table without a hitch.

10/01/2023

Announcing the return of United Home Loans' HOME program! We're helping more borrowers than ever.

09/22/2023

Equity is strong, providing homeowners lots of opportunity to take advantage of the benefits of a 2nd mortgage.

09/14/2023

Trying to open up more inventory in the home search? IHDA Loans can help increase the budget for qualifying borrowers.

09/06/2023

Interest rate solutions are out there. Now, let's find the one right for each buyer's unique scenario.

UHL has the rate solution for your situation. Let's talk about if Adjustable Rate Mortgages (ARM loans) are the solution for you.

08/29/2023

Mortgage rates may be higher than they were but interest rates on other types of debt could be even higher, making any time potentially a good time for a cash-out refi.

08/21/2023

In today's market- and depending on your personal situation- points can be the interest rate solution to get you what you want for the right monthly payment.

08/15/2023

Here's a quick read on two paths entrepreneurs can take to get more out of their mortgages.

There are alternatives to conventional loans, designed as mortgages for self-employed borrowers, such as P&L and Bank Statement Loans.