Ramona Harris, Mortgage Agent L2, TMG The Mortgage Group

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Ramona Harris, Mortgage Agent L2, TMG The Mortgage Group "When the bank says NO, there's usually an alternative." Making a difference when it matters most - Let's talk! 647.550.9839

Senior's Finance Specialist & Full Mortgage Service provider for Residential Real Estate in Urban & Rural Ontario.

I am very pleased to announce that I have acquired the accreditation of CCRMC - Certified Canadian Reverse Mortgage Cons...
13/06/2026

I am very pleased to announce that I have acquired the accreditation of CCRMC - Certified Canadian Reverse Mortgage Consultant designation.

The clients that I serve are trusting me to provide accurate information on a financial option in retirement that will best suit their individual needs, while preserving their biggest asset - their home.

As a specialist, I believe ongoing training is vitally important with Reverse Mortgages. This is a complex financial option designed for the retiree 55+ that holds long-term implications for their retirement income, home equity, and even cognitive vulnerabilities. It's paramount that a heightened standard of care will always be applied and this course delivers on all fronts. I know my clients will be the happy benefactors.

As always, if you think this is a financial option you would like to explore and learn more about for yourself, a loved one, or even a client you work with; I'm always available to hop on a call to begin a preliminary assessment and then schedule a consultation from there.

Feel free to reach out when you're ready. No pressure, just free and accurate guidance.

📞 647.550.9839
📧 [email protected]
🌐 ramonaharris.ca

I am very pleased to announce that I have acquired the accreditation of CCRMC - Certified Canadian Reverse Mortgage Cons...
13/06/2026

I am very pleased to announce that I have acquired the accreditation of CCRMC - Certified Canadian Reverse Mortgage Consultant designation.

The clients that I serve are trusting me to provide them accurate information on a financial option in retirement that will best suit their individual needs, while preserving their biggest asset - their home.

I believe ongoing training is vitally important in every profession, but especially with Reverse Mortgages. They are a complex financial option designed for the retiree 55+ demographic and this holds long-term implications for retirement income, home equity, and even cognitive vulnerabilities. Therefore, it's paramount that a heightened standard of care always be applied with every client and this course delivered.

If you think this is a financial option you would like to explore for yourself, a loved one, or a client, I'm always available to hop on a call to begin a preliminary assessment.

Let's schedule some time together today.

📞 647.550.9839
📧 [email protected]
🌐 ramonaharris.ca

A Reverse Mortgage is not a product, it's a resource. A viable resource for retired Canadian homeowners 55+.Let that sin...
11/06/2026

A Reverse Mortgage is not a product, it's a resource. A viable resource for retired Canadian homeowners 55+.

Let that sink in.

Whether a retired homeowner is seeking financial flexibility and breathing room, or strategic investment optimization; a Reverse Mortgage is a viable solution when suitability exists, no matter the desired requirement.

Here are many examples of how a Reverse Mortgage can be resourceful:

✅ Assist a grandchild with tuition
✅ Assist an adult child with a gifted downpayment for a home of their own
✅ Purchase an investment property, increasing estate and overall portfolio wealth
✅ Home renovations, or simple modifications
✅ Increase monthly income for more financial flexibility and lifestyle affordability
✅ Retain personal homecare services with affordable ease and dignity

A Reverse Mortgage is not a product, it's a homeowner's resource. Now, wouldn't you agree?

I offer free consultations and provide a report specific to your property, age and situation. The report, along with my Reverse Mortgage Info Guide, act as an excellent summary and reference, long after our time together ends. I always encourage family members to attend; this way all questions and/or concerns, can be comfortably satisfied with everyone present.

Let's talk and schedule time together today!

No matter how you decide to move forward, you'll be very well informed. Let's talk!

📞 647.550.9839

Summer is one of the most popular times for home renovations. Exploring financing options early can help you stay organi...
05/06/2026

Summer is one of the most popular times for home renovations.

Exploring financing options early can help you stay organized and on budget throughout the process.

Renovations can range from large intricate design changes to simplistic modifications. It really depends on what you have in mind.

Are you planning an extensive renovation?

Are you retired and simply want to remove the bathtub and have a walk-in shower installed?

There are a number of financial options available to homeowners and that's why connecting with the right mortgage professional in advance, really matters.

If you are seriously considering a reno project with your home this summer - small or large, we should talk. Once I understand the plan, I'll crunch the numbers and provide the best financial option that suits your needs and your budget.

Renovations can be exciting, but without your financial ducks in a row, it can become stressful fast.

📞 647.550.9839 Let's talk!

04/06/2026
In lieu of June being Senior's Month, this is an important reminder for you and your loved ones to keep top of mind 🙂   ...
03/06/2026

In lieu of June being Senior's Month, this is an important reminder for you and your loved ones to keep top of mind 🙂

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Opening Hours

Monday 09:00 - 21:00
Tuesday 09:00 - 21:00
Wednesday 09:00 - 21:00
Thursday 09:00 - 21:00
Friday 09:00 - 21:00

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