Rebecca Franklin - Mortgage Agent

01/03/2025

If you are following the Bank of Canada interest rate announcements then mark your calendars!

01/01/2025

Grateful for 2024. More lessons learned and love shared.

Wishing everyone a healthy and prosperous 2025🎉

09/04/2024

Love you to bits 💜
SK for this big girl

12/25/2023

Moment in time 2023. Kids are still here ❤️😁

🎄

11/30/2023

"While the uptick in troubled loans is a concern, the figures are a drop in the bucket when viewed against the backdrop of the overall financial picture at all three lenders

At Royal Bank, the bank posted a quarterly profit of $4.13 billion, up from $3.88 billion a year earlier, and raised

its dividend to $1.38 per share — up from $1.35 previously.

At TD, profit fell from $6.67 billion to $2.89 billion but it, too, felt confident enough to increase its payout to shareholders to 1.02 per share, up from 96 cents previously.

CIBC also raised its dividend to 90 cents per share, up from 87, as its profits increased from $1.19 billion to $1.48 billion."

Three of Canada's biggest lenders posted quarterly earnings on Thursday, and as was the case at Scotiabank earlier in the week, they're all putting a lot more money aside to cover loans that potentially might go bad.

11/23/2023

What’s the change?

The update will remove the stress test requirement for all mortgage renewals, including in cases where someone is switching lenders.

This makes it easier to shop around for better rates and not be forced to stay with the same lender if their rates aren't competitive..

Under new rules, borrowers who passed the higher-rate stress test when getting their mortgage won't have to do it again when they renew.

10/28/2023

Jim Thorne, chief market strategist at Wellington-Altus Private Wealth, Earl Davis, head of fixed income and money markets at BMO Global Asset Management and...

10/20/2023

https://www.mpamag.com/ca/mortgage-industry/market-updates/bank-of-canada-likely-to-begin-cutting-rates-in-mid-2024-cibcs-tal/463556

09/06/2023

Start of JK and the second day of his new daycare for the fella ❤️😭

05/14/2023

Literally, the greatest gift 🎁

Happy Mother's Day ❤️