Hawkins Home Loans, Inc. DRE: 02110728 NMLS: 2043294 CFL: 60dbo-125151

02/14/2026

The Inaugural Mosaic Banquet is just around the corner! 🎉

15 years ago, we began as an emergency response. Today, Mosaic West Sac is a movement focused on belonging, dignity, and restoration—creating "family that cares," as Lavonne puts it.

Join us for this signature evening to:
Reflect on our journey.
Celebrate stories of hope.
Invest in the next chapter of restorative community.

Hear from our partner, the Yolo Food Bank, enjoy signature mocktails, and enter a great raffle!

TICKETS: Early bird pricing ends 2/12/26! Don't miss out.

Thursday, March 19, 2026
Center for Spiritual Awareness
5:00 PM

GET YOUR TICKETS NOW: https://mosaicwestsac.ejoinme.org/mosaicbanquet2026

05/24/2025

Fresh graduates from Foster Kitten Mitten Academy are ready to find their new jobs as your best fur-iend today! They majored in muffin making with a minor in Purr Studies.
🐱🎓

sspca.org/cats

05/24/2025

12/18/2024

📣📣TONIGHT📣📣

🌧️☃️ Rain or shine, we’re still bringing the holiday cheer!
Join us tonight at Kick N Mule in West Sacramento for the ultimate Ugly Sweater Party! Come warm up with good vibes, great drinks, and the ugliest sweaters you can find. 🧣🎉
Let’s make it a night to remember—rain boots and all! 👢🍻
Prizes for the most extra sweater! 😜🎁
See you tonight!

9pm -close

10/16/2024

Worried about a housing market crash? Here's why supply and demand show you don't need to be. In a balanced market, we see about a 6 months’ supply of homes for sale – meaning supply and demand is about equal. Back in the 2008 crash, that jumped way up to 13 because there were too many homes for sale. And today, we have only a 4.2 months’ supply. This shows we're not even back to normal – and we’re really far off of what happened in 2008. That’s why a housing crash is not expected.

05/23/2024

Holding a pre-approval letter? Here’s what NOT to do next

Got your mortgage pre-approval? That’s fantastic news, but hold off on celebrating with a spending spree—it’s like enjoying your victory cake before the race is over! Here’s why:
Securing a pre-approval is a crucial step in the home buying process, but it’s just the beginning. It might be tempting to splash out on a new car or book that luxurious vacation, but increasing your debt or using up your savings can impact your final loan approval. Lenders will recheck your financials before closing, and any major purchases could derail your mortgage.
🏠 Keep your financial profile stable and your spending in check to ensure nothing gets in the way of moving into your dream home. Think of it this way: the real celebration comes when you get the keys!

03/29/2024

02/28/2024

We know how much you love your furry friends. But if you're tired of pet fees and no access to a yard, it may be time to say goodbye to renting. Owning a home not only creates an oasis for you, but also for your best friend. Message me today!

02/28/2024

Boosting credit

Ready to elevate your credit score and secure that dream home? 🏠💳 Here’s your game plan made easy!

1️⃣ Become an Authorized User: Attach your credit profile to a trusted family member’s credit card account to benefit from their positive history.
2️⃣ Negotiate with Creditors: Settle any old debts or dispute inaccuracies to clean up your credit report.
3️⃣ Rapid Rescoring: Consult your lender about this fast-track method to update your credit score within days, not months.
4️⃣ Credit Limit Increase: A higher limit can improve your credit utilization ratio, but only if you maintain low balances.
Follow these advanced tips and get closer to clinching that ideal mortgage rate!
Follow these advanced tips and get closer to clinching that ideal mortgage rate! 🌟🔑

02/26/2024

Pre Approval vs Pre Qualification

02/17/2024

Is now the right time to buy in 2024?