Beth Prigelmeier, NMLS # 504056 VP of Mortgage Lending, Rate

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Beth Prigelmeier, NMLS # 504056 VP of Mortgage Lending, Rate I am VP of Mortgage Lending NMLS 504056 at Rate NMLS 2611. I'm an experienced mortgage lending expert with over 20 years in the finance industry.

I have a passion for helping people navigate the home buying process.

11/06/2026

With Veterans Day approaching, honoring those who served is deeply personal to me. With my dad and other family members having served in the military, supporting our service members is a lifelong commitment. That is why we proudly waive for eligible veterans all year long to help you achieve your homeownership goals. Navigating your home financing options should be transparent and rewarding for those who gave so much. If you are a veteran thinking about buying a home or refinancing, send me a message today. 🇺🇸 I would be honored to walk you through the details and help you take the next step.
https://myoc.io/ckOPA8aCMs4

NMLS # 504056

11/05/2026

VA and conventional loans can both open the door to homeownership, but the details could look very different. If you’re eligible for VA financing, I can help you understand what that benefit could mean for you and compare it with your conventional loan options.

Let’s work together to find the financing that makes sense for you.
https://myoc.io/ckOPA8aCMs4/UU4lf



NMLS # 504056

11/04/2026

When you’re thinking about buying a home and applying for a mortgage, credit prep doesn’t have to mean making changes. Sometimes, the smartest first step is simply knowing what’s on your report and asking questions before making a move that could affect it.

Save this for when homebuying is right around the corner, and reach out with questions so we can talk it through.
https://myoc.io/ckOPA8aCMs4/C3PgW



NMLS # 504056

11/03/2026

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/ckOPA8aCMs4/RTVpb



NMLS # 504056

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the ave...
10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/ckOPA8aCMs4/v9nHw



NMLS # 504056

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/ckOPA8aCMs4/oyGop



NMLS # 504056

10/28/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/ckOPA8aCMs4/o1NG4



NMLS # 504056

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/ckOPA8aCMs4/Q0Mo8



NMLS # 504056

10/26/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/ckOPA8aCMs4



NMLS # 504056

Address

3523 45th Street S 100, Ste 170
West Fargo, ND
58104

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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