Guadalupe "Lupita" Cano Broker

09/25/2026

How Medicare Builds Long-Term Professional Value
Working with Medicare isn’t just about policies—it’s about creating long-term value for both clients and professionals. As someone licensed across Life, Health, Accident, HMO, Property and Casualty, Medicare Advantage, and Final Expense, I’ve seen how Medicare’s steady demand and complex options turn expertise into a real asset. By navigating enrollment, understanding plan details, and staying on top of compliance, I’ve been able to build strong, lasting relationships with clients—while also growing my own skills and career. The aging population only makes this specialty more relevant year after year.


http://www.insurancebylupitacano.com/agent-news/lupita-cano/1427965-How-Medicare-Builds-Long-Term-Professional-Value

09/25/2026

Connect with your inner lumberjack by hosting a flannel party!

Facebook Twitter LinkedIn Get Fall Festive with a Flannel Party! Cooking Tips | 2 Likes SHARE Facebook Twitter LinkedIn More Because flannel is so comfortable, it also makes for a great theme for an autumn party! Invite your guests to come casual in flannel, because the name of the game with this pa...

09/24/2026

US Retirement Withdrawals Shape Future Taxes
When it comes to retirement, the way you structure withdrawals can have a big impact on your future taxes and Medicare costs. Even with two retirees holding identical $2.1 million portfolios, the choices they make—like whether to pull from taxable savings or a traditional IRA—can lead to very different tax outcomes and Medicare surcharges down the road. For example, a portfolio split between taxable accounts and an IRA can generate $117,400 each year, but where you keep your assets affects both current efficiency and future tax pressure. For joint filers in 2026, keeping your Modified Adjusted Gross Income (MAGI) at or below $218,000 means you’ll stick with standard Medicare premiums, but go just one dollar over, and you could see Part B jump by nearly $284, plus additional Part D surcharges. Draining taxable accounts first may let your IRA grow, but this often results in larger required minimum distributions (RMDs) later on. Alternatively, making planned IRA withdrawals or conversions before you reach RMD age can help ease future tax and Medicare pressures. It's wise to model your RMD strategy before year’s end, avoid crossing into higher IRMAA brackets with conversions, and regularly review your IRA holdings for risks like floating rates, leverage, or high concentration. As someone licensed to help with Medicare and retirement planning, I know these decisions can feel overwhelming—but a thoughtful approach today can make a big difference for your peace of mind tomorrow.

09/24/2026

How 'bout them apples?! Did you know there are so many different varieties of this popular fruit? What's your favorite way to eat them?

Facebook Twitter LinkedIn How ‘Bout Them Apples? Health | 4 Likes SHARE Facebook Twitter LinkedIn More Though they weren’t always native to the US, apples have become one of the country’s most popular fruits, if not the most popular. Varieties are seemingly endless, with grocery store shelves ...

09/23/2026

Replace the carbs of pasta with this flavorful squash recipe.

Less carbs doesn't have to mean less flavor. Give this veggie spaghetti a chance!

09/23/2026

Medicare Advantage Plan Switching Is Rising
I've been following recent trends in Medicare Advantage and wanted to share some key insights. Between 2016 and 2022, there was a significant increase in voluntary plan switching among dual-eligible enrollees within Medicare Advantage. Fully dual-eligible individuals saw switching rates rise from about 12% to 22%, while partial dual-eligibles moved from 17% up to 30%. Other beneficiaries also switched more, but less dramatically, going from 10% to 13%. Throughout this period, very few beneficiaries moved from Medicare Advantage back to traditional Medicare—about 4% for fully dual-eligible, 2% for partial, and less than 1% for others. Patterns of switching often depended on age, risk level, and race or ethnicity. Typically, older folks tended to switch less, while those with the highest health risks were more likely to opt for traditional Medicare. These shifts suggest that more people are fine-tuning their coverage, possibly to better match their provider networks and plan features. Interestingly, those with dual special needs plans were less likely to make a change. As someone licensed in Medicare Advantage and deeply familiar with these dynamics, I know how important it is for clients to understand their options and ensure their plan fits just right.

09/22/2026

Medicare impulsa la asequibilidad en la atención médica
Let’s connect and talk about the latest insights in the industry!

09/22/2026

🍂 Embrace the cozy vibes of fall: crisp air, warm hues, and pumpkin-spiced everything! 🎃✨ May you have a season filled with joy, laughter, and endless cups of hot cider. 🧡🍃 Bundle up as the leaves fall, and make the most of this magical time of year. 🍁

What do you have planned for this autumn? Share in the comments!

09/21/2026

Use this tailgating checklist to enhance your pregame festivities.

The excitement of a sporting event isn't confined to the stadium, so use this tailgating checklist to spice up the pregame festivities.