10/26/2026
TRUST IS NOT GIVEN. IT IS EARNED. 💚
Some clients do more than business with you. They continue to trust you with their personal investments, return when they need guidance, and refer others because of the experience they’ve had with you. That kind of loyalty is never taken for granted.
And when a client comes back and says, *“Just fix it… I trust you!”* — that means everything. Those words represent a relationship built on consistency, integrity, and results. For that, I am truly grateful.
We are proud to share another **REFINANCE CLOSED & FUNDED** in the Thousand Oaks community! 🏡
Our client was able to:
✅ Convert from an adjustable-rate mortgage to a fixed-rate mortgage
✅ Secure a lower interest rate
✅ Receive cash out at closing
✅ Get approved the same day the loan was submitted
✅ Receive clear-to-close in just **4 days**
✅ Complete the closing virtually, from the comfort of home
✅ Close and receive funds before the end of the month
✅ Have no mortgage payment due for November
✅ Receive an additional refund check from the prior lender, providing even more financial flexibility
That extra money can help with upcoming mortgage payments, holiday expenses, or other financial goals.
This is what it means to look beyond the transaction and focus on the person, the property, and the bigger financial picture.
To our client, thank you for trusting us again, for continuing to invest with us, and for referring others to Pivot Mortgage. Your confidence in our team means more than you know!
**Keisha A. Brown, MBA | MLO**
**Marc Coy-Rosser | Senior MLOA**
Pivot Mortgage Inc. | NMLS 2350328
📞 561.319.5801
📧 [[email protected]](mailto:[email protected])
🌐 [www.pivotmortgage.net](http://www.pivotmortgage.net)
**Your goals. Our mission. The Pivot Difference.**
