Phillip Panici, Financial Professional

05/25/2026

Today, and everyday, we remember those who gave their lives for our country. Take a moment to reflect as you enjoy the day. Happy Memorial Day!

05/06/2026

You don't have to choose between saving for retirement and paying down your student loans. With a good financial plan, it’s possible to do both. Start here for strategies and tips to balance saving with managing debt. Next, reach out if you’re ready for professional help with your financial plan. https://eqtble.co/3OROxSe

04/28/2026

Opportunities arise. Families grow. Priorities shift.

A well-structured financial plan gives you the flexibility to access funds when you need them — without creating unnecessary tax consequences. That’s the power of asset location: building in flexibility from the start. See how it works at https://portal.equitable.com/appentry/EDoxRedirect?node_id=A2026030900002.

03/27/2026

Budgeting and saving start with a few smart habits:
✔️ Track spending
✔️ Aim to cut unnecessary expenses
✔️ Set clear goals

Small steps today can help build a financial foundation for tomorrow.

Interested in more tips? Reach out by commenting below ✍️

03/25/2026

Did you know that engaging your children in conversations about family wealth and finances can have a profound impact on their financial literacy and future success? It's time to break the silence and start these important discussions! Read more to learn why it matters. Follow me for more insights and strategies to achieve financial well-being.

03/13/2026

By optimizing tax efficiency across tax-deferred, taxable and tax-free accounts, you can help reduce your tax burdens and support your financial goals. Reach out and visit https://assetlocation.com?utm_medium=social-media&utm_source=MarketingSuite&utm_campaign=MS_0326_Asset_Location&utm_content=optimize-your-investment-placement

02/13/2026

Did you know that 1 in 5 Americans have inactive 401(k)s worth thousands of dollars? Don't let your hard-earned money go to waste! Here's how to reclaim yours.

How to find a lost 401(k):
1. Contact your old employer's HR department
2. Check old 401(k) statements for account details
3. Use look-up databases like the National Registry of Unclaimed Retirement Benefits or the National Association of Unclaimed Property Administrators
4. Check the Department of Labor's abandoned plan database

Once you've located your plan, you can:
🔁 Request a direct rollover to your new employer's plan
💼 Transfer the funds into an existing IRA
🤔Cash it out (but beware of taxes and penalties)


Reach out to me for any assistance!

Source:

Rolling over an old 401(k) into a new plan can be a pain, but it's typically worth the hassle.

02/12/2026

Are you looking for ways to navigate today's financial landscape with confidence? This article is a great resource you can use to help strengthen your financial foundation in this challenging environment. If you're ready to work with a professional, I can help by providing tailored guidance for your current situation. Reach out today so we can set up time to review your financial plan and explore your options.
https://eqtble.co/4c9xrJ3