Dom DiNofa, Financial Adviser with Karalius & Associates, LLC

06/09/2026

For many business owners, the company is the estate plan. But will there be enough liquidity to:
—Cover estate costs?
—Keep the business running?
—Treat your heirs fairly?
If you’re not sure, reach out to me and let’s talk about some proven ways to protect what you’ve built.

06/02/2026

A handful of states don't tax your capital gains, but housing, groceries, and other everyday essentials can change how much those tax savings are actually worth.

05/26/2026

Retirement is sometimes reduced to the question: “Do I have enough?” And while this is indeed important, it’s only a part of the story.

Review cash flow, withdrawals, debt and taxes before you retire. This guide shows how to strengthen your plan and avoid gaps that can strain your savings.

05/19/2026

Registrations are nearly closed for the New York Life Golden Futures Scholarships. Your high school junior or senior has a chance to earn up to $20,000 in scholarships to help them take their next big step. To apply, visit https://bit.ly/43jQhdU

05/05/2026

Many of the most common sources of retirement income are taxable. Diversifying with sources of tax-free income may help lessen your tax hit in retirement. https://bit.ly/4n7xAmQ

04/28/2026

The new senior tax deduction ushered in by the 'Big, Beautiful Bill' is worth up to $6,000 per qualified filer.

04/23/2026

Money questions every couple should ask. Learn how honest financial conversations can reduce stress, prevent conflict and build shared goals.

Honest financial conversations can reduce stress, strengthen trust and help couples align long-term goals.

04/21/2026

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here's how even a small increase can affect your retirement costs.

Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here’s how a small increase can affect your retirement costs.

04/16/2026

Quick story from this past tax season 👇

I was helping a business owner get their documents organized for their accountant, and we were going through everything together.

One 1099 caught my attention.

The number looked off—higher than what I understood they had actually received. Based on prior conversations throughout the year, I suggested they double check it before filing.

After looking into it further, it appeared the form may have been incorrect—by close to $50,000.

If it had been submitted without a second look, it could have led to a much higher tax bill on income that may not have been received.

Moments like this are a good reminder—sometimes the value in planning isn’t just big decisions, but having someone help you slow down and take a closer look.

If you’re busy running a business or managing a lot of moving pieces, having another perspective on financial details can make a difference.

This is one example and not representative of all situations. Be sure to work with your tax professional for advice specific to you.

04/14/2026

Whether it's finances or freedom, here's why being divorced can potentially be a positive life change once the dust settles.

Having gone through a divorce myself, I know my friend is having a hard time. Still, it can be positive in the long run.