Frances Chan, Financial Services Professional with Nylife Securities LLC

11/24/2025

While whole life insurance is best known for offering lifetime protection and cash value growth,
New York Life has paid dividends to participating eligible policy owners since 1854. What’s more, our 2026 dividend will be the largest ever declared by our company.

Reach out to me today, and let’s talk about the power of dividends.

11/24/2025

This Thanksgiving, we're thankful for the opportunity to protect the ones you cherish most. Wishing you a safe and joyful holiday filled with gratitude, love, and peace of mind.

05/29/2025

When it comes to your retirement, experience matters. For over 180 years, New York Life has been helping individuals and families build more secure financial futures—with strength*, stability, and solutions that stand the test of time. Our annuity solutions are backed by personalized guidance and first-class customer service, making it easier for you to move forward with confidence. Let’s talk about your retirement goals.
*Highest ratings for financial strength currently awarded to any U.S. life insurer by the four major rating agencies. Individual independent rating agency commentaries, as of 10/4/24.

05/22/2025

Tony Malloy, New York Life’s Chief Investment Officer with 35+ years of financial experience, calls whole life insurance “an incredibly versatile and valuable financial product.” From tax-deferred cash value accumulation to stability through market cycles, his insights are a must-read. Read the Q&A with Tony Malloy here.
https://nyl.co/4ktKAR4

05/19/2025

Rules for Required Minimum Distributions (RMDs) just got friendlier. Based on new changes to SECURE 2.0 Act some clients can now use annuity income to offset other RMDs distributions from other non-annuitized qualified retirement accounts. New York Life is here to help make annuity conversations easier. Let’s connect to see if this strategy makes sense for you.

05/19/2025

Here are some valuable tips for first-time Medicare enrollees.

Enrolling in Medicare is notoriously complicated and can result in penalties if you get the timing wrong. Here are some valuable tips for first-timers.

05/15/2025

Caring for an aging parent is never easy, especially for LGBTQ+ individuals facing their own unique obstacles. But there are steps you can take to ease the financial burden. As someone who understands the emotional and financial toll firsthand, reach out, and let's navigate the complexities of long-term care planning together.

Are you part of the "Sandwich Generation," caring for aging relatives and raising children? Balancing these responsibilities can be financially challenging.

05/08/2025

You can use trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes. Learn about the different kinds of trusts.

You can use trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes.

10/08/2024

From your savings account to your investment portfolio, discover 5 ways interest rates can impact your finances.
https://bit.ly/3Niku53

10/05/2024

When it comes to big life events, there's a difference between expectations and reality. In fact, 76% of adults surveyed were surprised by something when going through a significant event. Make sure you're not caught off guard. Reach out and I'll help you come up with a strategy that covers all the bases.

New York Life’s latest Wealth Watch survey finds that American adults overwhelmingly report they are not financially preparing for major life events like purchasing a home, starting a family, changing careers, or retirement.

10/02/2024

The majority of adults report groceries and dining out being the largest cost increase in the recent year.

New York Life’s latest Wealth Watch survey finds that inflation and credit card debt continue to present challenges for everyday Americans, despite some progress.

09/30/2024

According to the latest Wealth Watch survey, 76% of pre-retirees who work with a financial professional are more likely to know how much money they need to save to be comfortable in retirement, compared with those who don't (55%). If you're approaching retirement, reach out. I can help add more certainty to your financial future.

New York Life’s latest Wealth Watch survey finds that American adults overwhelmingly report they are not financially preparing for major life events like purchasing a home, starting a family, changing careers, or retirement.