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Monday 8:30am - 4pm Tuesday 8:30am - 4pm Wednesday 8:30am - 4pm Thursday 8:30am - 4pm Friday 8:30am - 4pm

Amanda Jensen - The Mortgage Lady

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United States
Wasilla, AK
Amanda Jensen - The Mortgage Lady

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***Equal Housing Opportunity***

🎖️ Military, Wife, Mom, First Mate
VA Loan Specialist Helping Heroes Own Homes 🇺🇸
Alaskan adventurer 🛥️
Mortgage Broker in AK
NMLS #1251279 | Nexa Lending NMLS # 1660690
Equal Housing Opportunity

10/30/2026

Another office update, and things are coming together!!

You guys know I've been sharing this journey with you, and I LOVE seeing everything slowly come to life!

But this update comes with something even more exciting... a NEW face on our team!** 🎉

Everyone, meet Victoria! ❤️ She's my new Loan Officer Assistant, and I am SO excited to have her joining us! She's going to be doing some amazing things, and I can't wait to see her grow in this role.

And of course, we still have our trusty Daisy keeping things going!

There's still work happening around the office, a few things to finish, and plenty more to come. But every time I walk through these doors, I get a little more excited about what we're building.

It's not just about creating a beautiful office. It's about building a team, creating opportunities, and having a space where we can continue doing what we love, helping people!

So here's another little peek behind the scenes!

What do you guys think of the progress so far? 😍

10/29/2026

“Is now a good time to buy a home?” depends a lot more on your life and finances than the latest mortgage rate headline.

Can you comfortably handle the monthly payment?
Are you prepared for the upfront costs?
Do you expect to stay in the home for several years?
Are you finding homes that fit what you actually need?

Those questions can tell you more than trying to predict exactly where rates or home prices go next.

Rates may change, and refinancing may be an option later if it makes financial sense. The purchase price and terms you negotiate today are a different story.

Before deciding whether to buy or wait, we help you run the numbers and understand what makes sense for your situation.

10/28/2026

Two buyers can have the same credit score and still have different mortgage profiles.

Why? Because mortgage lending involves more than the number at the top of a credit report. Credit utilization, payment history, recent inquiries, newly opened accounts, and other details can all be part of the picture.

There’s another piece buyers are often surprised by: the score you see through a consumer credit app may not be the same scoring model used for a mortgage.

If buying a home is on your radar, we can review the mortgage side of your financial picture early so you have time to prepare before you’re making offers.

10/27/2026

🎄📸 Christmas photos are on US!!

The holidays are right around the corner, and we want to celebrate with YOU! ❤️

The Amandas are hosting a FREE Family Christmas Photo Event, and we would LOVE for you to join us!

Bring the kiddos, your significant other, or the whole family! Let's capture some sweet Christmas memories together. And yes, the photos are completely FREE! 🎁

✨ Here's the scoop!

📅 Saturday, November 14
⏰ 12:00 PM – 2:00 PM
📍 1301 Mystery Ave., Wasilla, AK

We'll have complimentary family photos by Ambience Photography, light refreshments, and a little holiday cheer waiting for you!

This is our way of saying THANK YOU to our amazing community. We are so grateful for the people who support us, cheer us on, and make what we do so special. ❤️

🎅 Spots are limited, so make sure you reserve yours on Eventbrite!

We can't wait to see your smiling faces and make some Christmas memories together!

Love,
The Amandas ❤️🎄

10/26/2026

Can you buy a home if you have student loans?

Potentially, yes. Having student loan debt by itself does not automatically take homeownership off the table.

When you apply for a mortgage, one of the things a lender looks at is your debt-to-income ratio. Your qualifying student loan payment may be included alongside obligations such as car payments, credit cards, and other debts.

Where it gets confusing is when your student loan statement shows a very low payment, a $0 payment, or the loans are deferred. Depending on the mortgage program and your circumstances, the payment used for qualification may be different from what you see on your statement.

That is why we would not recommend assuming you need to pay off student loans before you can buy.

Before moving money around or changing a repayment plan specifically to prepare for a mortgage, we can look at how the debt may be treated, what the rest of your financial picture looks like, and what buying power that could support.

The useful question is not just, “How much student debt do I have?”

It is, “How does my student debt affect my mortgage options?”

10/23/2026

Buying a home doesn’t start with feeling 100% ready.

It usually starts with figuring out what your finances can realistically support.

Maybe your income has grown. You’ve built some savings. You’re paying closer attention to credit and debt. Or you’ve caught yourself looking at homes and wondering what a monthly payment might look like.

Those are good reasons to get informed, not reasons to rush into buying.

A mortgage conversation can help you look at the full picture: income, savings, debt, credit, cash needed, monthly budget, and your longer-term plans.

You may find out you’re closer than expected. Or you may leave with a clear plan for what needs to happen first.

10/22/2026

Buying a home isn’t just about what you can qualify for.

It’s also about what you want your life to look like after the mortgage payment is made.

Maybe you want room in the budget for travel. Dinner with friends. Kids’ activities. Investing. Or simply having enough breathing room that an unexpected expense doesn’t throw everything off.

That’s why we talk about comfortable payments and overall financial positioning before focusing on a purchase price.

The goal isn’t to buy the most house possible.

It’s to buy a home that works with the rest of your life.

10/22/2026

The ghosts can stay. But giving up that 3% mortgage rate? Now THAT’S scary. 👻🏡

You’ve got a haunted house and a 3% interest rate. What’s your next move?

👻 A. STAY:
Learn to live with the ghosts. That mortgage rate is hard to leave behind.

🏡 B. RENT IT OUT:
Let the tenants deal with the paranormal activity while you keep the property. (Full disclosure to the tenants, of course. 😂)

🔑 C. SELL:
The ghosts have won. You’re buying something else.

Here’s where we come in. A low mortgage rate can be a great reason to keep a home, but it doesn’t automatically make staying or renting the best financial decision.

We help you actually see the numbers. What would keeping the home cost you over time? What could renting it look like after expenses? What happens financially if you sell and buy something else?

We can put those scenarios side by side, including cash flow, equity, and long-term costs, in a way that’s surprisingly easy to understand.

Because making a big financial decision shouldn’t feel like walking into a haunted house blindfolded.

Now vote: 🗳️
A, B, or C? And how haunted would it have to be before you’d finally give up that 3% rate? 😂

10/21/2026

Not every renovation adds value when it is time to sell.

Some upgrades can narrow the pool of future buyers, remove features people expect, or cost far more than they are likely to return.

Before converting a garage, removing a bathtub, replacing closets with living space, or choosing highly customized finishes, think about how the change affects both your life today and the home's future marketability.

Even popular projects like pools or solar panels can depend heavily on the property, neighborhood, ownership or financing terms, and local buyer preferences.

Your home should work for you, but if resale matters, it is worth looking at the bigger financial picture before committing to a major project.

10/20/2026

❤️ This is more than a donation. It's personal.

Growing up, there were times when I was just a little girl who didn't know where her next meal was coming from.

I share it because I know firsthand what it feels like to struggle, and I know how much a helping hand can mean when you need it most.

Those experiences are part of what shaped me into the person I am today. And being in a position where I can now GIVE BACK is something I will never take for granted. ❤️

This Friday, October 23rd, Frontline Mission is hosting their Bringing Hope Radiothon, supporting individuals and families right here in our Mat-Su Valley who need a little extra help.

I've committed $2,000, and I would LOVE to challenge my fellow business owners, friends, and community members to join me!

Maybe you can give $20, maybe $200, or maybe $2,000.

It doesn't matter how much. What matters is that we show up for each other.

Because here's the thing. You never know what someone is going through behind closed doors.

You never know when life might change, and suddenly you're the one who needs a helping hand.

So come on, Mat-Su Valley! Let's come together and show what an amazing community we have! ❤️

Who's joining me?

👉 Donate or learn more: https://www.givefrontline.org/

Address

1301 W Mystery Unit A
Wasilla, AK
99654

Opening Hours

Monday	8:30am - 4pm
Tuesday	8:30am - 4pm
Wednesday	8:30am - 4pm
Thursday	8:30am - 4pm
Friday	8:30am - 4pm

Telephone

+19074416223

Website

http://mortgageladyak.com/

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