Todd Bajor FSCP, Registered Representative with Nylife Securities LLC

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United States
Waltham, MA
Todd Bajor FSCP, Registered Representative with Nylife Securities LLC

Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.
201 Jones Road Waltham MA 02451
My California License number is 4208521
Office:781-398-9815

11/02/2026

Succession isn't a document. It's a conversation most owners keep postponing.

11/02/2026

It's Long-Term Care Awareness Month. Do you know if you're prepared to handle the financial burden of long-term care? Check out the latest Survey from New York Life

Use New York Life's tool to access long term care insurance cost information by state and region. Learn more about long term care costs and what they include.

11/01/2026

Nobody likes talking about this stuff. That's exactly why most owners never get it done.

10/31/2026

Halloween Saturday. Coffee first, that part has not changed. Then costumes, candy duty, and football on in the background, all of it gloriously hectic. Honestly, I am grateful for the hectic schedule. A full house and a full calendar mean a life full of people worth showing up for. Happy Halloween.

10/31/2026

Inflation isn't always dramatic, but its effects can add up over time. Even modest inflation may gradually reduce the purchasing power of your retirement income, making it more important to plan for both today's needs and tomorrow's expenses
A strategy that balances income needs and growth potential may help support financial security throughout retirement. Let's talk about how inflation could affect your plan and what steps may help preserve purchasing power over the long term.

10/30/2026

Investing trends can change over time. After a period of strong AI-driven market leadership, some sectors have cooled while others have gained momentum. Market rotation is a normal part of investing and can create both opportunities and challenges for investors.

A diversified approach that aligns with your goals, risk tolerance, and time horizon can help you stay focused through changing market conditions. If you'd like to discuss how recent market shifts could affect your portfolio, I'd be happy to help.

10/30/2026

Open enrollment season. If you offer benefits, when's the last time someone reviewed them with fresh eyes? Most owners set it and forget it. Your team deserves better than autopilot. https://calendly.com/toddbajor/introappointment

10/29/2026

Future tax rates are impossible to predict, but even modest changes can affect how much retirement income you actually keep. Looking beyond account balances and considering after-tax income can provide a more complete view of retirement readiness.

If you'd like to discuss how changing tax rates could affect your retirement income and explore strategies that may help improve your long-term financial flexibility, let's connect.

10/29/2026

Every business has one. The person who, if they walked out tomorrow, would take a piece of the company with them. Sometimes it's a partner. Sometimes it's the person answering the phones. Who's yours?

10/28/2026

People ask why I do this work. Short version: I've watched what happens to families and businesses when there's no plan. I'd rather have the awkward conversation now than watch someone live the hard version later.

Address

201 Jones Road
Waltham, MA
02451

Website

https://www.newyorklife.com/agent/tnbajor

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