Sandra Smith, Senior Loan Officer

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United States
Walnut Creek, CA
Sandra Smith, Senior Loan Officer

Serving CALIFORNIA with Home Loans, Refinances, Reverse Mortgages, 203K Rehab Loans (Conventional an

10/08/2026

5.0 star review received on Experience.com for Sandra Smith by Lynda V - Sandra was amazing to work with. She went above and beyond to assist my client in her first home purchase. She was always available, amazing at trouble shooting, and took initiative to get things done.
Sandra is the person you want on your side when things matter.

Click to see all 238 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

10/08/2026

5.0 star review received on Experience.com for Sandra Smith by Marcie R - I am an absolute first-time homebuyer. Sandra Smith always held that novice space for me. She was patient with me, and she educated/informed me at every point & milestone. The quality of service, support and loyalty she provided over the entire homebuying process (almost three years) ..completely met my needs.

Click to see all 238 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

09/05/2026

5.0 star review received on Experience.com for Sandra Smith by Tiffany S - Buying a home was such a big and emotional journey for me, and I’m truly grateful to have had such an amazing lender by my side. There were moments when I felt overwhelmed and stressed, but Sandra were always patient, reassuring, and willing to answer my questions and guide me through each step. Sandra's support meant more to me than she probably realize. I’m so thankful for everything she did to help make my dream of becoming a homeowner a reality. I would wholeheartedly recommend them to anyone beginning their own home-buying journey.

Click to see all 235 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

07/09/2026

5.0 star review received on Experience.com for Sandra Smith by Dominay L - Sandra Smith is a literal angel. She was kind, patient, answered 1000 questions, extremely responsive, I just don't know how I would've gone through this process without her.

Click to see all 234 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

07/08/2026

5.0 star review received on Experience.com for Sandra Smith by Paul H - Great communication and meeting deadlines

Click to see all 234 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

07/07/2026

5.0 star review received on Experience.com for Sandra Smith by Laron K - Sandra was belpful helpful and joyous throughout the whole process very supportive and kind

Click to see all 234 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

06/30/2026

5.0 star review received on Experience.com for Sandra Smith by Gina W - Sandra is a seasoned, highly experienced and professional loan officer. I feel confident that she will manage the loan process efficiently through to the Close of Escrow.

Click to see all 228 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

06/18/2026

5.0 star review received on Experience.com for Sandra Smith by Laketha P - I felt heard as I was going through the process. Sandra went above and beyond to help me get approved for the home of my choosing. I never felt pressured or ignored and she helped me avoid the stress of it all. Sandra was respectful of my time as she diligently worked to meet my closing date. I am very well pleased with my experience and will recommend Sandra to anyone I know looking to buy a home.

Click to see all 226 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

06/10/2026

5.0 star review received on Experience.com for Sandra Smith by Kim H - My purchase was very complicated, but Sandra was patient and helped me every step of the way.

Click to see all 225 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

06/03/2026

5.0 star review received on Experience.com for Sandra Smith by Dalys B - I am writing to share my feedback regarding my recent home purchase. Working with Sandra made the entire process of buying my first home manageable, as she consistently followed through and ensured I received and provide all necessary documentation on time. This achievement was also possible because of the coordinated efforts between the lender and the referring real estate agent.

Key highlights of my experience included:
- Program Qualification: Sandra successfully helped me qualify for the CalHome DPA program.
- Loan Security: Her expertise in securing the loan was instrumental; I do not believe I could have completed this purchase with another lender.
It was truly a fantastic experience, and I appreciate the support provided throughout the process.
Best regards,

Click to see all 223 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

Address

2815 Mitchell Drive, Suite #112
Walnut Creek, CA
94598

Website

https://branches.guildmortgage.com/ca/walnutcreek/sandra-smith-141-rass.html

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