Sandra Smith, Senior Loan Officer

Sandra Smith, Senior Loan Officer Serving CALIFORNIA with Home Loans, Refinances, Reverse Mortgages, 203K Rehab Loans (Conventional an

5.0 star review received on Experience.com for Sandra Smith by Tiffany S - Buying a home was such a big and emotional jo...
09/05/2026

5.0 star review received on Experience.com for Sandra Smith by Tiffany S - Buying a home was such a big and emotional journey for me, and I’m truly grateful to have had such an amazing lender by my side. There were moments when I felt overwhelmed and stressed, but Sandra were always patient, reassuring, and willing to answer my questions and guide me through each step. Sandra's support meant more to me than she probably realize. I’m so thankful for everything she did to help make my dream of becoming a homeowner a reality. I would wholeheartedly recommend them to anyone beginning their own home-buying journey.

Click to see all 235 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Dominay L - Sandra Smith  is  a  literal  angel.  She  wa...
07/09/2026

5.0 star review received on Experience.com for Sandra Smith by Dominay L - Sandra Smith is a literal angel. She was kind, patient, answered 1000 questions, extremely responsive, I just don't know how I would've gone through this process without her.

Click to see all 234 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Paul H - Great  communication and  meeting  deadlines
07/08/2026

5.0 star review received on Experience.com for Sandra Smith by Paul H - Great communication and meeting deadlines

Click to see all 234 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Laron K - Sandra  was  belpful helpful and  joyous  throu...
07/07/2026

5.0 star review received on Experience.com for Sandra Smith by Laron K - Sandra was belpful helpful and joyous throughout the whole process very supportive and kind

Click to see all 234 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Gina W - Sandra is a seasoned, highly experienced and pro...
06/30/2026

5.0 star review received on Experience.com for Sandra Smith by Gina W - Sandra is a seasoned, highly experienced and professional loan officer. I feel confident that she will manage the loan process efficiently through to the Close of Escrow.

Click to see all 228 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Laketha P - I felt heard as I was going through the proce...
06/18/2026

5.0 star review received on Experience.com for Sandra Smith by Laketha P - I felt heard as I was going through the process. Sandra went above and beyond to help me get approved for the home of my choosing. I never felt pressured or ignored and she helped me avoid the stress of it all. Sandra was respectful of my time as she diligently worked to meet my closing date. I am very well pleased with my experience and will recommend Sandra to anyone I know looking to buy a home.

Click to see all 226 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Kim H - My purchase was very complicated, but Sandra was ...
06/10/2026

5.0 star review received on Experience.com for Sandra Smith by Kim H - My purchase was very complicated, but Sandra was patient and helped me every step of the way.

Click to see all 225 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Dalys B - I am writing to share my feedback regarding my ...
06/03/2026

5.0 star review received on Experience.com for Sandra Smith by Dalys B - I am writing to share my feedback regarding my recent home purchase. Working with Sandra made the entire process of buying my first home manageable, as she consistently followed through and ensured I received and provide all necessary documentation on time. This achievement was also possible because of the coordinated efforts between the lender and the referring real estate agent.

Key highlights of my experience included:
- Program Qualification: Sandra successfully helped me qualify for the CalHome DPA program.
- Loan Security: Her expertise in securing the loan was instrumental; I do not believe I could have completed this purchase with another lender.
It was truly a fantastic experience, and I appreciate the support provided throughout the process.
Best regards,

Click to see all 223 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Jesus V - Working with Sandra was a pleasure. She went ab...
04/02/2026

5.0 star review received on Experience.com for Sandra Smith by Jesus V - Working with Sandra was a pleasure. She went above and beyond and very professional. I had a great experience with her i would highly recommend. Great experience with Guild. Thank you!

Click to see all 222 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Kenneth R - I would like Guild Mortgage to know what an o...
03/14/2026

5.0 star review received on Experience.com for Sandra Smith by Kenneth R - I would like Guild Mortgage to know what an outstanding loan officer you have in Sandra Smith. My family and I have now worked with Sandra twice, and both experiences have been exceptional.

From the beginning of the process to the final closing, Sandra demonstrated a high level of professionalism, knowledge, and attention to detail. She made sure we understood each step, kept us informed throughout the process, and was always available to answer our questions. Her communication was clear, timely, and very reassuring during what can often be a complicated financial process.

Sandra’s organization and dedication really stand out. She stays on top of every detail and ensures that everything moves forward smoothly. It is clear that she takes great pride in her work and truly cares about the people she helps.

Because of the positive experience we had the first time, there was never any question about who we wanted to work with again. Sandra once again delivered the same level of care, guidance, and reliability that made our first experience so successful.

Guild Mortgage should be proud to have someone like Sandra representing your company. She reflects professionalism, integrity, and excellent customer service. We are very grateful for the work she did for our family and would gladly recommend Sandra Smith to anyone looking for a knowledgeable and trustworthy loan officer.

Click to see all 228 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

Address

2815 Mitchell Drive, Suite #112
Walnut Creek, CA
94598

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