Sandra Smith, Senior Loan Officer

Sandra Smith, Senior Loan Officer Serving CALIFORNIA with Home Loans, Refinances, Reverse Mortgages, 203K Rehab Loans (Conventional an

5.0 star review received on Experience.com for Sandra Smith by Jesus V - Working with Sandra was a pleasure. She went ab...
04/02/2026

5.0 star review received on Experience.com for Sandra Smith by Jesus V - Working with Sandra was a pleasure. She went above and beyond and very professional. I had a great experience with her i would highly recommend. Great experience with Guild. Thank you!

Click to see all 222 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Kenneth R - I would like Guild Mortgage to know what an o...
03/14/2026

5.0 star review received on Experience.com for Sandra Smith by Kenneth R - I would like Guild Mortgage to know what an outstanding loan officer you have in Sandra Smith. My family and I have now worked with Sandra twice, and both experiences have been exceptional.

From the beginning of the process to the final closing, Sandra demonstrated a high level of professionalism, knowledge, and attention to detail. She made sure we understood each step, kept us informed throughout the process, and was always available to answer our questions. Her communication was clear, timely, and very reassuring during what can often be a complicated financial process.

Sandra’s organization and dedication really stand out. She stays on top of every detail and ensures that everything moves forward smoothly. It is clear that she takes great pride in her work and truly cares about the people she helps.

Because of the positive experience we had the first time, there was never any question about who we wanted to work with again. Sandra once again delivered the same level of care, guidance, and reliability that made our first experience so successful.

Guild Mortgage should be proud to have someone like Sandra representing your company. She reflects professionalism, integrity, and excellent customer service. We are very grateful for the work she did for our family and would gladly recommend Sandra Smith to anyone looking for a knowledgeable and trustworthy loan officer.

Click to see all 228 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Guild Mortgage - Sandra Smith by Madelyn G - We had a great experience wo...
03/10/2026

5.0 star review received on Experience.com for Guild Mortgage - Sandra Smith by Madelyn G - We had a great experience working with Sandra Smith! She was patient, knowledgeable, and always available when we needed help. She made the loan process simple and straightforward. Highly recommend!

Click to see all 227 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Guild Mortgage - Sandra Smith by Carlos R - Great experience! Sandra Smit...
03/07/2026

5.0 star review received on Experience.com for Guild Mortgage - Sandra Smith by Carlos R - Great experience! Sandra Smith made the home loan process so much easier. They were always responsive, explained every detail, and worked hard to get the best option for me. I’m very grateful for their help.

Click to see all 225 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Guild Mortgage - Sandra Smith by Cat M - Being a first-time homebuyer can...
01/21/2026

5.0 star review received on Experience.com for Guild Mortgage - Sandra Smith by Cat M - Being a first-time homebuyer can be incredibly stressful, but Sandra made the entire experience feel seamless and manageable. Her step-by-step guidance, constant encouragement, and patience in answering every question gave me so much confidence throughout the process. She truly went above and beyond to make sure I felt supported and informed at every stage. I would recommend Sandra to anyone purchasing their first home — and honestly, even their second or third. She’s AMAZING.

Click to see all 222 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Alfa M - whole experience was pleasant working with Sandr...
12/30/2025

5.0 star review received on Experience.com for Sandra Smith by Alfa M - whole experience was pleasant working with Sandra Smith! I appreciate her knowledge and guidance with the process, made it less stressful.

Click to see all 220 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Katherine A - Sandra  is  simply  amazing    She  is  kno...
12/29/2025

5.0 star review received on Experience.com for Sandra Smith by Katherine A - Sandra is simply amazing She is knowledgeable, professional and exceptional in her knowledge of the whole loan process

Click to see all 218 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Aiyana B - Sandra Smith was amazing to work with througho...
12/22/2025

5.0 star review received on Experience.com for Sandra Smith by Aiyana B - Sandra Smith was amazing to work with throughout the entire mortgage process. She was kind, responsive, informative, and very thorough, and she made navigating everything much easier for my wife and me. She always took the time to explain our options and answer our questions, which gave us a lot of confidence. I would absolutely recommend Sandra to friends or family looking to get a mortgage.

Click to see all 217 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Chelsea B - Sandra is amazing! She is kind, patient and h...
12/18/2025

5.0 star review received on Experience.com for Sandra Smith by Chelsea B - Sandra is amazing! She is kind, patient and helpful. She is genuinely happy for her clients and she worked around the clock to get our loan finished in time for an expedited closing date. We appreciate all her hard work and enthusiasm. She is very knowledgeable and has a great personality that will put you at ease during a stressful process.

Click to see all 216 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Charles G - No  matter how  much  I complained or  was  f...
11/11/2025

5.0 star review received on Experience.com for Sandra Smith by Charles G - No matter how much I complained or was frustrated Sandra continued to encourage and support me throughout the whole process.

Click to see all 213 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Danielle G - Every thing  was  a  smooth process
11/10/2025

5.0 star review received on Experience.com for Sandra Smith by Danielle G - Every thing was a smooth process

Click to see all 212 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

5.0 star review received on Experience.com for Sandra Smith by Monique C - I had such a great experience! She literally ...
10/20/2025

5.0 star review received on Experience.com for Sandra Smith by Monique C - I had such a great experience! She literally held my hand through the entire process and made everything feel so easy and stress-free. What I thought would take forever was actually finished in just 21 days, I’m honestly so impressed! She was supportive, patient, and kept me updated every step of the way. I couldn’t have asked for a better experience!

Click to see all 209 reviews of Guild Mortgage - Sandra Smith, Senior Loan Officer | NMLS # 255924

Address

2815 Mitchell Drive, Suite #112
Walnut Creek, CA
94598

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