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tonza_christian_ceo

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Walnut Creek, CA
tonza_christian_ceo

💰Licensed Financial Professional 🖤Bridging Wealth Gap 🤎Helping obtain Financial Licensing

05/08/2026

Client reviews like this remind me why I’m so passionate about what I do.

Retirement planning isn’t just about policies, annuities, or numbers…
It’s about helping people feel:
✔ Secure
✔ Confident
✔ Protected
✔ Prepared for the future

One of the greatest compliments I can receive is when a client says they feel truly cared for and guided through the process.

Because let’s be honest…
Most people know they need a retirement plan — they just don’t know where to start.

That’s where I come in. 💼

Whether it’s:
• Long-term financial planning
• Life insurance
• Retirement strategies
• Building generational wealth

My goal is always the same:
✨ Help you create peace of mind for your future.

Thank you to every client who trusts me with something so important. It never goes unnoticed. 🙏🏽

📩 Ready to build a retirement plan that works for YOU?
DM me “RETIRE READY” to schedule your strategy session.

SecureYourFuture GenerationalWealth LifeInsurance Annuities FinancialConfidence

05/01/2026

It is great to have someone that you can total trust with your financial future.

This right here… is why I do what I do.

Helping my clients feel seen, heard, and secure isn’t just part of the process — it is the process.

We work hard.
We show up for everyone else.
We carry responsibilities most people will never understand.

But let me ask you this…

👉 Is your retirement plan working just as hard for YOU?

Because retirement isn’t about an age…
It’s about having a strategy that gives you freedom, peace, and options.

💼 Whether it’s:
• Retirement planning
• Personal/private pensions
• Building long-term income

You deserve a plan you can trust.

⸻

📩 DM me “RETIRE READY” or click the link to book your consultation.

Let’s build the future you deserve.

04/24/2026

Let’s talk about the part of retirement most people avoid… long-term care. 👇🏽

70% of adults over 65 will need some form of long-term care.
And with costs exceeding $100,000 per year, this isn’t just a health issue… it’s a financial one.

Here’s the reality:
👉 Medicare does NOT cover most long-term care
👉 Many families end up self-funding care out of pocket
👉 Others are forced to spend down assets just to qualify for Medicaid

And that can mean:
❌ Draining your retirement savings
❌ Losing control of your financial legacy
❌ Putting pressure on your family to step in

Sis… this is why planning matters.

There are strategies that can help you prepare smarter:
✔️ Self-funding with a structured plan (not guesswork)
✔️ Leveraging annuities designed to help cover long-term care needs
✔️ Protecting your income streams—including Social Security benefits
✔️ Exploring solutions from trusted companies like Protective Life

This isn’t about fear… it’s about control, dignity, and options.

Your retirement plan should include a care plan. Period.

📩 If you’re ready to protect your future (and your family), let’s talk.
📅 Book your consultation today

04/22/2026

🚨 BIG NEWS 🚨

XIII Collective Sports Group is proud to officially announce the addition of Tonza Christian, Licensed Financial Professional, to our team.

At XIII Collective, our mission is rooted in protecting athletes on and off the court. As NIL opportunities continue to grow, so does the responsibility to ensure athletes are equipped with the knowledge and strategy to manage and sustain their income.

NIL income is real money—and it requires real financial education.

Through this partnership, our athletes will now have direct access to guidance in:
✔️ Financial literacy & education
✔️ Cash flow and income management
✔️ Long-term wealth building strategies
✔️ Structured financial planning support

This integration strengthens our commitment to providing full-spectrum representation, where protection extends beyond contracts and into long-term financial success.

Tonza brings a strategic, education-first approach that aligns with our standard of excellence and athlete-first philosophy.

Protection doesn’t stop at the contract—it’s about building, keeping, and growing what you earn.

Welcome to the team, Tonza.

04/22/2026

💡 Let’s talk about REAL retirement income…

One of my clients contributed $913,000 over the last 3 years
Today, her account has grown to $502,000

And here’s the powerful part…
She’s now set up to receive $72,000 a year
That’s $6,000/month in guaranteed income 💼✨

This is the power of a Fixed Index Annuity

📌 And most people don’t even know:

✔️ If you’re over 59½, you may qualify for an in-service transfer
→ Meaning you can move money from your 401(k) WITHOUT waiting to retire

✔️ If you have a pension + 401(k)
→ You may be able to go independent and create MORE flexible income options

✔️ If you’re single
→ Default pension options are often single-life only
→ Which means leftover money can go back to the company—not your family

These are the conversations people WISH they had earlier.

This isn’t about luck…
💡 It’s about strategy

If you’re ready to understand your options:

👇 Comment “RETIREMENT”
or
🔗 Click the link in my bio to book your consultation

Let’s build YOUR plan 💼✨

04/21/2026

#1 in my Retirement planing and helping my clients win too 💼✨

While the market had its ups and downs, one of my clients’ annuities delivered over $104,000 in growth in just 5 years—thanks to indexed performance and a strategy built for protection and opportunity.

That’s the power of positioning your retirement the right way.

If you’ve got an old annuity collecting dust—or you’re relying only on a 401(k)—it might be time to explore how to create your own pension-style income for retirement.

Because retirement shouldn’t feel like a gamble… it should feel like a plan.

Ready to review your options? Let’s talk. 💬
FinancialFreedom

04/20/2026

Not me buying golf shoes and suddenly feeling like I belong in the Masters 😏⛳️

We’ll see if the skills catch up, but for now… I look the part 😂

04/14/2026

Imagine retiring without stress…

Knowing your bills are covered every single month.

No guessing.
No worrying.
Just peace of mind.

That’s not luck…
💡 That’s a plan.

And the truth is—most people were never taught how to create that kind of financial security.

But you don’t have to figure it out alone.

I help women build simple, strategic retirement plans that create:
✔️ Consistent income
✔️ Financial security
✔️ Confidence in their future

It’s your time to stop hoping—and start planning.

💬 Comment “READY” or send me a message
🔗 Link below to book your consultation https://calendly.com/tonza-christian/skills-check-off

Let’s build YOURS. 💼

04/09/2026

Let’s clear this up… because a lot of people are confused 👇🏽

Retirement is NOT the same as a pension.

A pension is money paid to you (typically from an employer) after you retire.
But here’s the reality… pensions are becoming less common.

So what does that mean for YOU?

It means you are responsible for creating your own retirement income.

💡 That’s where strategy comes in.

Let’s break it down:

✔️ Retirement = Your plan for financial freedom later in life
✔️ Pension = One possible income source (if you have one)
✔️ Annuity = A tool that can help create guaranteed income

The real question is:
👉🏽 How are YOU replacing your income when you stop working?

Because retirement isn’t about saving money…
It’s about creating income that lasts.

📊 Most people focus on accumulation… but not enough focus on distribution (income).

That’s where people fall short.

💼 As a Licensed Financial Professional, I help individuals:
✨ Build retirement income strategies
✨ Understand options like annuities
✨ Protect what they’ve worked hard for

📩 DM “RETIREMENT” if you want to learn how to create income you can’t outlive.

TheRetirementRN FinancialFreedom MoneyEducation LegacyPlanning

12/10/2025

I’ve worn many hats in my life, but being ‘Mom’ is unmatched. Watching my kids love on each other and take care of one another… that’s the real blessing.

Address

1225 Treat Boulevard
Walnut Creek, CA
94583

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	1pm - 5pm

Website

http://linktr.ee/tonzachristian, https://agents.worldfinancialgroup.com/tonza-christian-

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