Mortgage Broker to the Busy Business Owner - Jay Briggs

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Mortgage Broker to the Busy Business Owner - Jay Briggs

Jay Briggs Mortgage Professional ★ American Pacific is an independent mortgage brokerage with an office Walnut Creek, California.

10/02/2026

The Federal Reserve (Fed) wrapped up its September meeting by increasing interest rates a quarter point to 3.75%–4.00%. Several developments from this meeting provided additional insight into how the Fed is thinking about inflation, economic growth, and the path of monetary policy. Swipe for more information.

As always, we will continue monitoring economic data, Fed policy, and market reactions as they unfold. If you're considering a purchase, refinance, or review of your current mortgage options, please don't hesitate to contact us.

09/30/2026

With September being National Preparedness Month, it is a timely reminder that financial readiness matters for your mortgage, especially as natural disasters affect more communities across the country.

Natural disasters can create unexpected challenges for homeowners, and understanding your mortgage relief options before you need them can make a difficult situation feel more manageable. From forbearance to disaster relief programs, knowing what may be available can help you feel more prepared if the unexpected happens. Swipe for more information.

If you have questions about how your mortgage fits into your preparedness plan, our team is here to help you understand your options and take the next step.

09/16/2026

A commercial real estate deal may look strong on paper, but the contract can tell a much more complicated story. Before moving forward with a purchase, lease, or investment opportunity, it is important to understand the terms, obligations, deadlines, and risks built into the agreement.

Swipe through for a few contract red flags to watch for.

Commercial real estate contracts can be complex, and small details can have a major impact. That’s why, before moving forward, it is worth having the contract reviewed so you understand the risks, deadlines, and obligations involved.

So, if you’re looking for help reviewing a commercial real estate contract, our team is happy to recommend skilled local legal counsel. Otherwise, if you’re considering a piece of commercial property and would like to talk through the numbers, don’t hesitate to reach out. We are here to help.

09/04/2026

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

08/31/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

08/28/2026

The Federal Reserve (Fed) wrapped up its July meeting by holding interest rates steady, keeping the federal funds target range at 3.50%–3.75%. Although the Fed ultimately left rates unchanged, this meeting carried more uncertainty than June's as markets increasingly considered the possibility of another rate hike. Several developments from this meeting provided additional insight into how the Fed is thinking about inflation, economic growth, and the path of monetary policy.

Swipe for more information.

As always, we will continue monitoring economic data, Fed policy, and market reactions as they unfold. If you're considering a purchase, refinance, or review of your current mortgage options, please don't hesitate to contact us.

07/10/2026

Summer is typically one of the busiest and most competitive times to buy a home, especially for families hoping to move before the school year begins. The buyers who feel confident in this market are the ones who start early and have the right financing plan in place.

Swipe for tips to help you move forward with clarity and confidence.

Our team is here to guide and support you from application to closing with a personalized mortgage strategy and rate review. Reach out anytime — we are here to help.

07/06/2026

Summer renovation season is here, and many homeowners are planning projects designed to improve comfort, functionality, and long-term property value. However, how those improvements are financed is just as important as the upgrades themselves.

With that in mind, we wanted to share a few key financing strategies that homeowners can consider for any home renovation projects. Swipe for more information.

It’s important to remember that before choosing a financing method, homeowners should evaluate the total borrowing cost, the repayment horizon, and the expected return on investment.

That’s where our team comes in. As experienced lenders, we are here to help you ensure your renovation financing decisions support your equity growth and financial stability. If you’d like to review your equity position or discuss renovation financing options, don’t hesitate to reach out.

07/03/2026

Cue the fireworks, fire up the grill, and get ready for what might be the most ambitious birthday cake of all time. 🎂

America turns 250 this year, which means 250 candles on the cake … so someone should probably alert the fire department.

However you’re celebrating the Fourth of July, we hope it’s filled with great food, good company, and a sky full of fireworks.

Our office will be closed on Friday, July 3rd, in observance of the holiday. We’ll be back and ready to help on Monday. Wishing you a safe and happy Fourth!

06/29/2026

The mid-point of the year is a great time to revisit any goals you may have had at the start of this year.

If you’ve been thinking about buying a property, refinancing, or just have questions about your mortgage options this summer, we are here to help.

Reach out anytime, and we can get started.

Address

Walnut Creek, CA
94596

Website

http://www.jaybriggs.com/

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