Scalzo, Zogby & Wittig, Inc.

09/04/2026

09/02/2026

Summer Is Ending. Is Your Insurance Ready for Fall?

Before the cooler weather arrives, take a few minutes to review your home, auto, recreational vehicle, and liability coverage.

Our End-of-Summer Insurance Checklist covers 7 things worth checking now to help you head into fall with confidence.

As summer here in the Utica/Rome area winds down and cooler weather approaches, most homeowners start thinking about putting away patio furniture, closing the pool, and preparing the house for fall. But there’s another seasonal task worth adding to your list: reviewing your insurance. Summer activ...

08/31/2026

Even an office workspace can cause injuries to employees. Here's what to do about it.

Learn how ergonomics can help create a safer, more comfortable workplace. Discover simple steps to reduce injuries and support employee well-being.

08/28/2026

If you're a landlord, here's what you need to know about the insurance.

Let us answer your questions: https://szwinsurance.com/insurance/property/landlord/

How much does landlord insurance cost this year? Learn how the average cost of landlord insurance is calculated and confirm you have the right coverage.

08/26/2026

Face to face service for businesses and nonprofits from people you trust. Find out more: https://szwinsurance.com/insurance/business/

08/24/2026

What factors affect car insurance premiums...and which are the least and most expensive cars to insure.

CR lists the cheapest car brands to insure based on extensive data from Insurify.

08/21/2026

Your homeowners insurance may provide coverage for your college student’s belongings while they’re living in a dorm—but there can be important limits and exceptions. And if your student is moving into an off-campus apartment, renters insurance may be needed.

Before move-in day, find out how your policy handles laptops, electronics, clothing, sports equipment, and other belongings your student is taking to school.

👉 Read our latest article to learn what parents should know about protecting a college student’s belongings:

Sending a child off to college comes with a long checklist: tuition, textbooks, a laptop, clothes, furniture, and enough dorm-room supplies to fill the family car. But there’s one question parents may overlook: Are all those belongings covered by our homeowners insurance once they leave home? The ...

08/17/2026

If your driving is good, our rates are better. https://szwinsurance.com/insurance/vehicle/auto/

08/14/2026

Special insurance for high-value items such as jewelry, fine art, musical instruments and more includes worldwide coverage and closes coverage gaps in your homeowners policy. Find out more in this post then give us a call with your questions and for a quote.

Homeowners and renters policies include coverage for personal property, but many people are surprised to learn that their standard insurance has strict limits when it comes to high-value items. Jewelry, fine art, antiques, collectibles, furs, silverware, and even certain musical instruments often ex...

08/12/2026

Home improvements add value and can increase risk.Here's what to think about when it comes to your insurance...

What home renovations can change the amount of coverage you need? We cover six common scenarios that could affect your insurance so you can plan ahead.