08/07/2026
When you file a claim, it will be part of your insurance history for 5 years or more, depending on the carrier and the type of claim.
That means filing a claim is a decision worth thinking through.
So, we encourage you to call us before filing a claim whenever possible.
Sometimes it absolutely makes sense to file. Other times, the damage may be close to your deductible, or the situation may not be covered at all. We can help by having that conversation with you first!