The Frigault Agency, Inc.

The Frigault Agency, Inc. We are devoted to making it as easy as possible to protect the things you love. Our agents have over 50 years of combined experience in the insurance industry.

We are an Independent Insurance Agency that offers personalized, professional service to our clients, serving Central New York, Utica, Rome and surrounding areas. Whether you are looking for Auto, Home, Life, Business or Recreational Vehicle Insurance, we take the time to listen to your needs and find the best policy for you. We represent a carefully selected group of financially sound, reputable

insurance companies; therefore, we are able to offer you excellent coverage at a very competitive price. Most importantly, we live and work right here in Central New York. Finding the right policy is only the beginning. We will assist you in securing the proper policy; and in the event of a claim we help you throughout the claims process. We look forward to hearing from you, let's start the conversation.

When you file a claim, it will be part of your insurance history for 5 years or more, depending on the carrier and the t...
08/07/2026

When you file a claim, it will be part of your insurance history for 5 years or more, depending on the carrier and the type of claim.
That means filing a claim is a decision worth thinking through.
So, we encourage you to call us before filing a claim whenever possible.
Sometimes it absolutely makes sense to file. Other times, the damage may be close to your deductible, or the situation may not be covered at all. We can help by having that conversation with you first!

Stovetops can remain hot even long after they appear to be turned off! This is a definite hazard if someone places items...
07/31/2026

Stovetops can remain hot even long after they appear to be turned off! This is a definite hazard if someone places items on a recently used stovetop. Think about what floats around your kitchen surfaces: towels, mail, dishes...
Always double-check that surfaces have cooled completely before setting anything down.

The rain continues... (We do NEED it!) If you have a Sump Pump or drainage system in place (this includes yard drains an...
07/29/2026

The rain continues... (We do NEED it!) If you have a Sump Pump or drainage system in place (this includes yard drains and tiles), and you have not already checked on it, do so NOW to avoid water backup issues.

On beautiful days like today, and every day, stay mindful of intersections and crosswalks. Stop well before the crosswal...
07/23/2026

On beautiful days like today, and every day, stay mindful of intersections and crosswalks. Stop well before the crosswalk, keeping it clear for pedestrians. Remember, pedestrians have the right of way!

Loving your ATV / UTV / Gator / Side by Side? If you own one, then you KNOW how much they cost! But you may NOT know tha...
07/15/2026

Loving your ATV / UTV / Gator / Side by Side?
If you own one, then you KNOW how much they cost! But you may NOT know that the accessories aren't always automatically covered.
What counts as an accessory? Start from the factory-issued frame and go from there: windshield, doors, winches, heat, plow... When insuring your toy, be sure to calculate the total value, with the accessories listed as a category.
Questions? WE can help!

07/10/2026

We're taking you way back to the days of DMV gone by with a roundup of license plates through the years.

Which vintage license plate is your favorite?



Comment below 👇

07/10/2026

You can ignore this post...

You can’t ignore a vehicle you never saw coming.

🚲 Ride with traffic.
🚶 Walk facing traffic.

Drivers aren’t expecting a bicycle coming toward them. And if you’re walking with your back to traffic, you can’t react to a vehicle you never saw coming.

It’s a simple choice that can make all the difference.

We wish the best of luck to all Boilermaker participants. And thank you to the team that makes it all happen!
07/10/2026

We wish the best of luck to all Boilermaker participants. And thank you to the team that makes it all happen!

It's pretty common to think that your insurance is there to fix YOUR car.  But some of the most important coverage is fo...
07/08/2026

It's pretty common to think that your insurance is there to fix YOUR car.
But some of the most important coverage is for the damage you could cause to someone else’s property, like:
• Another driver’s vehicle
• A fence or garage
• A storefront
• A light pole, mailbox, or guardrail
A newer vehicle with cameras and sensors or damage to a building can really add up repair costs.
If the damage is greater than your coverage, you could be responsible for the difference.
• What are your current limits?
• Would they realistically cover a serious accident?
• Am you comfortable with that level of risk?
Insurance isn’t just about meeting the minimum requirement. It’s about protecting your financial future when life doesn’t go according to plan.

07/02/2026

Please NOTE that our office will be CLOSED Fri. July 3 in observance of the July 4th holiday. Thanks and have happy and safe celebrations!

Address

136 Clinton Road (Rt. 12B)
New Hartford, NY
13413

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13157978080

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