Gary Schwary at Guaranteed Rate NMLS # 258980

Gary Schwary at Guaranteed Rate NMLS # 258980 I am a Branch Manager / VP of Mortgage Lending at Guaranteed Rate. Personal NMLS # 283957. Guaranteed NMLS 2611
1223 W.

Bringing over 42 years of experience to the mortgage business I am blessed that I LOVE the business that I am in. When I am not working, I love to golf, go to sporting events or attend live theater or spend time with my wife, two sons and my daughter. My REALTORS partners and their clients are my main professional focus. I work hard to make sure that my REALTORS know that there is not a lender in

the business that is more focused on their success than I am. I strive with every transaction to make sure that my Realtors and their clients are so completely satisfied with the process that I have EARNED the right to have them refer me to every friend, co-worker and family member that they know. Success with my clients starts with having a “CLIENT FIRST” mentality and making sure that it’s prescience is felt throughout the entire transaction and beyond. In addition to this, it is important to keep my Realtors educated and updated on the constant changes that occur day in and day out in our industry. Also, providing them with ideas and helping them build successful systems to help their businesses run smoother is a top priority as well. If you are a Realtor who would like to have a lending partner working hard to help you increase your market share or if you are a borrower that wants honest, informative mortgage advice and information regarding your next mortgage, please call me at 909-816-1141 at anytime. Specialties

Help in growing my Realtor's business/ Providing Dependable Mortgage Advice/ Informative Mortgage Consultation/Quick Hassle-Free Processing of my clients loans./Systems to help Realtors create a "Client for Life" cleintele

Guaranteed Rate, Inc. Foothill Blvd., Upland, CA. 91786
909-946-0897
[email protected]
Equal Housing Lender
For licensing information, go to www.nmlsconsumeraccess.org
www.rate.com/licensing
www.rate.com/privacy

09/09/2026

When planning to enter the housing market, prioritize your personal situation, not a calendar. While spring is a popular time to shop for homes, you may be overlooking some major advantages that fall brings.

Let’s discuss a plan that makes sense for you based on your unique situation.
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NMLS # 258980

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/hlCFkh0xOzw/VF3Aq



NMLS # 258980

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/hlCFkh0xOzw



NMLS # 258980

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
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NMLS # 258980

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/hlCFkh0xOzw/6U9Kh



NMLS # 258980

08/31/2026

Do you know everything your monthly payment covers? Most people are surprised it's more than just principal and interest. Taxes and insurance are in there too, and that's the part most people miss.

If you've got questions about what makes up your payment, reach out to me today, I'm happy to walk you through it.
https://myoc.io/hlCFkh0xOzw/Af7sC



NMLS # 258980

08/27/2026

You've spent years building equity in your home. The question a lot of homeowners ask next is what they can actually do with it. A HELOC is one option that may let eligible homeowners access a portion of that equity, up to an approved limit, for things like home improvements or other financial goals.

If you're wondering how your equity fits your bigger picture, let's talk it through.
https://myoc.io/hlCFkh0xOzw/bUSno



NMLS # 258980

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/hlCFkh0xOzw/K2isN



NMLS # 258980

08/24/2026

Preparation is the part of homebuying many people skip, yet it’s the part that pays off the most. The early steps are simpler than you think, and each one makes what follows easier.

Reach out anytime and I’ll help you find your starting line.
https://myoc.io/hlCFkh0xOzw/APknj



NMLS # 258980

08/20/2026

Refinancing isn't a now-or-never decision, it's a when-it-fits one. As your goals shift and life changes, it can be worth a fresh look at whether your current mortgage still matches where you are headed. No pressure and no rush, just a conversation when you are ready.

Save this for when the timing feels right, and reach out anytime you want to talk it through.
https://myoc.io/hlCFkh0xOzw/0RKnj



NMLS # 258980

Address

1223 W. Foothill Boulevard
Upland, CA
91786

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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