Anthony Odom, Sr. Mortgage Loan Officer, NMLS 1446970

25/05/2026

06/05/2026

***** Review

24/04/2026

Home buyers may be finding a window of opportunity with lower rates this spring.

23/04/2026

Great news!

The current administration has just implemented the use of the Vantage credit 4.0 model. Now, consumers can qualify for a mortgage loan with either the Fico score or the more lenient Vantage credit scoring mode. With the Vantage 4.0, rental history is used in consideration for approval more than ever. Also, the weight on accounts being older than 6 months is eased. I look forward to more new home owners with this big announcement! Will update more later

In a joint announcement, HUD Secretary Scott Turner and FHFA Director William J. Pulte announced that the Federal Housing Administration and Fannie Mae and Freddie Mac are implementing their first new credit score models for mortgages in decades. This historic move is intended to lower costs for the...

23/03/2026

Did you know it's possible to purchase a home with a section 8 voucher.

The Section 8 Homeownership Program allows eligible Housing Choice Voucher (HCV) holders to use their subsidy for monthly mortgage payments instead of rent. Participants must be first-time homebuyers, meet minimum income/employment requirements, and complete housing counseling. The program is managed locally by Public Housing Agencies (PHAs)

23/03/2026

More sellers than buyers, simply means more homes than buyers which can equate to what is called a buyers market. With this type of market the buyers have the upper hand in negotiations. Sellers are more willing to meet your demands which includes more closing cost assistance. Buyer's on the fence, this is the type of market that can benefit you on saving the most money and having the options at more homes to choose from.

SEATTLE, March 23, 2026--There were an estimated 46.3% more home sellers than buyers in the U.S. housing market in February (or 629,808 more, in numerical terms), according to a new report from Redfin, the real estate brokerage powered by Rocket. That’s the largest gap in records dating back to 20...

13/03/2026

I witnessed it occur several times. This new bipartisan bill is needed!

After being outbid by investors 20 times during a two-year search, Houston mother Raysall Wiggins calls Trump's crackdown on institutional homebuyers a personal victory. "I had to go through hell and high water," she tells Realtor.com. While new Realtor.com data shows corporate buyers account for just 1% of single-family home purchases nationwide, their presence can feel overwhelming in specific neighborhoods where they compete directly with first-time buyers.

11/03/2026

There was a time after a consumer credit was pulled, hundreds of mortgage lenders would blow up your telephone via text or ring. Over the years, mortgage professionals have challenged political leaders in Washington to ban this practice. This wish was finally voted and passed in the house and Senate and sent to the presidents desk. So, as of March 5th 2026, trigger leads are now banned and is law. No more unwanted calls while having your credit pulled in the mortgage process.

New legislation prevents home buyers from being inundated with unsolicited calls, texts and emails from competing lenders offering loans.

06/03/2026

There were many Hey Mr. Anthonys during this process.😀 A very sweet lady throughout even when things seemed to never end. This was a unique lease to own program offered only by selected lenders. The program is perfect for many issues which would prevent a normal loan approval, recent chapter 7 discharge being one. ​Without further ado, congrats Ms. Wyche

27/02/2026

TGIF

Guess What!

The average home loan rate has dropped below 6% for the first time since 2022. Will that help thaw the frozen housing market?