Mortgages by Cody Castagno CrossCountry Mortgage NMLS# 266839

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Mortgages by Cody Castagno CrossCountry Mortgage NMLS# 266839 NMLS 266839
Branch NMLS 2643240
Company NMLS 3029 Branch Manager and Loan Officer in the East Texas Area! Dedicated to serving Texas! NMLS # 266839

Nearly 4 out of 5 metro markets saw home price growth during Q3. Take a look at the 10 metros with the largest year-over...
11/04/2026

Nearly 4 out of 5 metro markets saw home price growth during Q3. Take a look at the 10 metros with the largest year-over-year gains, then let’s turn the latest market insights into smart conversations with your clients. 🏡

Tired of your tax returns telling the wrong story about your true income? 📉💼If you’re self-employed, a 1099 contractor, ...
11/03/2026

Tired of your tax returns telling the wrong story about your true income? 📉💼
If you’re self-employed, a 1099 contractor, or a real estate investor, you already know the frustration. You write off business expenses to save on taxes, but those same write-offs make it look like you "don't make enough" to buy a home.
The good news? You don't need traditional W-2s or tax returns to qualify anymore. Here are three game-changing loan programs built specifically for how you actually earn:
✨ 1. 1099 Income Loans
Who it’s for: Independent contractors, freelancers, and gig workers.
How it works: Qualify using just 1 or 2 years of 1099 forms (no tax returns or bank statements needed). We look at your gross earnings, not your net taxable income.
📊 2. Bank Statement Loans
Who it’s for: Small business owners and entrepreneurs.
How it works: We use 12 to 24 months of personal or business bank statements to calculate your true cash flow instead of relying on your tax schedule.
🏢 3. DSCR (Debt Service Coverage Ratio) Loans
Who it’s for: Self-employed real estate investors.
How it works: Want to buy investment properties without submitting personal income docs? This loan qualifies purely on the property’s rental income. If the rent covers the mortgage, you're good to go!

👉 Let’s look at your options! Shoot me a DM or give me a call to schedule a quick, zero-obligation chat.
Cody Castagno / 903.316.1284/ www.applywithcodyc.com

11/03/2026

Do you know how much equity you have in your home? It might be more than you realize. If you’re curious, our home value estimator is a great place to start: http://spr.ly/6183BHXXQ5

A simple thank you can make someone’s day.
11/02/2026

A simple thank you can make someone’s day.

10/30/2026
From caring for aging parents to creating space for extended family, multi-generational homes continue to serve an impor...
10/30/2026

From caring for aging parents to creating space for extended family, multi-generational homes continue to serve an important purpose. We can help these buyers secure financing that fits the whole family.

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan...
10/29/2026

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan-to-value, providing more available funds than a conventional cash-out refinance. See what may be possible: http://spr.ly/6182BHjBoK

Own your home and your timeline. We'll help you buy when you’re ready — even if your current home isn’t. Get the Buy Now...
10/27/2026

Own your home and your timeline. We'll help you buy when you’re ready — even if your current home isn’t. Get the Buy Now, Sell Later basic: http://spr.ly/6184BHrL7O

10/26/2026

Passion brings life to every day.

Address

2326 Dueling Oaks Drive Suite A
Tyler, TX
75703

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19033161284

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