Cooperative Teachers Credit Union

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Cooperative Teachers Credit Union Official page of Cooperative Teachers Credit Union. Equal Housing Lender. Federally insured Welcome to Ownership! You own your credit union.

CTCU is a financial cooperative, owned by its members. Based on the simple principle that ordinary people could pool their money and make loans to each other, CTCU was chartered in 1953 by a group of Smith County educators determined to help educators, their families and all other school personnel improve their lives by providing valuable financial services with the benefits of ownership. Through the years, we have grown in assets, in members, in offerings…and have even extended our banking services to seven surrounding counties. Yet one thing has remained unchanged – our devotion to our neighbors, friends, family – and the community we call home. How is a credit union different from a traditional bank? Credit unions are member-owned nonprofit financial cooperatives. Every member is an owner with an equal vote in the election of the credit union’s volunteer board of directors. Credit unions return earnings to their members in the form of lower rates on loans, higher dividends on savings, and fewer and lower service fees. As with other financial institutions, credit unions are regulated by state and federal agencies. The funds credit union members deposit are insured by the National Credit Union Administration (NCUA) up to $250,000.

Happy National Internet Day! 🌐 At CTCU, we’re proud to offer secure, convenient online banking so you can manage your fi...
10/29/2026

Happy National Internet Day! 🌐 At CTCU, we’re proud to offer secure, convenient online banking so you can manage your finances anytime, anywhere. Have you tried our mobile app yet? Tell us your favorite digital feature below!

🎃👻 IT'S TIME TO VOTE! 👻🎃Our employees brought their creativity to the pumpkin patch, and now we need YOUR help choosing ...
10/26/2026

🎃👻 IT'S TIME TO VOTE! 👻🎃
Our employees brought their creativity to the pumpkin patch, and now we need YOUR help choosing the winner! 🧡🎃
🧡 Like your favorite pumpkin photo to cast your vote!
🏆 Here's what's up for grabs! 🎃
🥇 1st Place: 8 hours of PTO or a $50 gift card
🥈 2nd Place: Receives whichever prize the 1st-place winner doesn't choose!
🥉 3rd Place: A $25 gift card
And, of course, bragging rights! 👻🎃
🗓️ Voting ends October 29th at 11:59 PM!
Let the pumpkin showdown begin! 🎃✨

Ever wonder what the difference is between a bank and a credit union? Check out our blog to learn more about the perks o...
09/15/2026

Ever wonder what the difference is between a bank and a credit union? Check out our blog to learn more about the perks of being a member!

Unlike banks, which are owned by their stockholders, credit unions are owned by the members! Every member is an owner with an equal vote in the election of the credit union’s volunteer board of directors. Credit unions return earnings to their members in the form of lower rates on loans, higher di...

At CTCU, our Mastercard® debit and credit cards give you the freedom to spend confidently—backed by fraud protection, wo...
09/11/2026

At CTCU, our Mastercard® debit and credit cards give you the freedom to spend confidently—backed by fraud protection, worldwide acceptance, and friendly service.

Plus, every time you use your CTCU debit or credit card, a portion supports local schools, so your everyday purchases help invest in our community.

We are closed today, 09/07, in observance of Labor Day. We will reopen tomorrow during regular business hours.
09/07/2026

We are closed today, 09/07, in observance of Labor Day. We will reopen tomorrow during regular business hours.

Our youth savings and teen checking accounts are designed to give kids the tools they need to save wisely, spend respons...
08/31/2026

Our youth savings and teen checking accounts are designed to give kids the tools they need to save wisely, spend responsibly, and understand how banking works—all with parental guidance and the support of a local credit union right here in Tyler, TX.

08/25/2026

When you bank at CTCU, you are supporting our local East Texas Schools! Learn more about what it means to be a member here: https://www.coopteachers.com/

Earn cash for your classroom with CTCU!1️⃣ Teachers, retired teachers, and school employees can earn $100 for themselves...
08/17/2026

Earn cash for your classroom with CTCU!

1️⃣ Teachers, retired teachers, and school employees can earn $100 for themselves and $100 for their school when they open a checking or savings account.

2️⃣ Open a youth account for your child and they’ll receive $25 — plus $25 for their school.

Learn more at https://www.coopteachers.com/membership/teachers-school-employees/
Conditions apply.

The first week of school is in the books! To our teachers, staff, students, and families—thank you for all you do to mak...
08/14/2026

The first week of school is in the books! To our teachers, staff, students, and families—thank you for all you do to make our schools such special places. We hope you have a great Friday and a well-deserved weekend!

Lindale Branch Early ClosureOur Lindale location will close at 4:00 p.m. today due to a planned power outage by Oncor at...
08/12/2026

Lindale Branch Early Closure

Our Lindale location will close at 4:00 p.m. today due to a planned power outage by Oncor at The Cannery.

We apologize for the inconvenience and appreciate your understanding. Please plan any in-person visits accordingly.

Thank you for being a CTCU member!

Address

1424 W Southwest Loop 323
Tyler, TX
75701

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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