Chris Hatton - NMLS ID 580832 - PNC Mortgage Loan Officer

08/14/2026

5 things that are worth the money:
🏡 A home inspection
🏡 Emergency savings
🏡 Quality moving boxes
🏡 Preventative home maintenance
🏡 A mortgage strategy that fits your goals

08/13/2026

🏡 Real Estate Term of the Day: Active Under Contract

A home with this status isn't sold yet. It means there's a contract in place, but contingencies like financing, appraisal, or inspection are still being worked through.

The more you understand the process, the more confident you'll be when the right home comes along.

📩 Reach out if you're thinking about buying and want to be prepared.

pncmortgage.com/christopherhatton

What does active under contract mean in real estate? Discover its significance for buyers and sellers, including differences from pending status.

08/13/2026

What's one thing you wish you knew before buying your first home?

08/11/2026

🎄 Turns out Christmas in July came a month early this year.

While Prime Day pulled some spending into June, the bigger story for real estate may be that consumers still hold substantially more cash in checking and savings accounts than before the pandemic. Strong household finances could continue supporting homebuyers and the housing market ahead. 🏠

Read the latest Consumer Health Check:https://www.pnc.com/content/dam/pnc-com/pdf/aboutpnc/EconomicReports/EconomicUpdates/2026/PNC-Consumer_Health_Check-August_2026.pdf

08/10/2026

📉 A low appraisal doesn't always mean the deal is dead.

If a home appraises below the purchase price, buyers and sellers may:
✔ Renegotiate the price
✔ Increase the down payment
✔ Negotiate seller concessions
✔ Request a reconsideration of value
✔ Use appraisal contingencies when applicable

The good news? A low appraisal often creates a conversation, not a cancellation.

Reach out. I'm happy to help you understand your options. 248-809-4174

Discover what a home appraisal is, the steps involved, and how it impacts home transactions. Ensure you know every detail of this crucial process.

08/08/2026

Let's normalize:
🏡 Asking questions before starting your home search.
🏡 Having a plan before rates are perfect.
🏡 Exploring your options without pressure.

08/07/2026

Dreams don't have to stay dreams.

Whether you're planning for your first home, next home, or simply exploring what's possible, understanding your options is the first step.

🏡 Let's connect and talk about what homeownership could look like for you.

pncmortgage.com/christopherhatton

08/06/2026

💡 Did you know you may be able to refinance your home equity loan or line of credit?

Just like requesting a credit line increase on a credit card, an increase in your home's value could mean more equity is available to you than when you first opened your account.

Refinancing may help you:
• Access additional equity
• Improve your payment structure
• Fund home improvements, debt consolidation, or other financial goals
• Explore home equity options that may better fit your current needs

If it's been a few years since you've reviewed your home equity strategy, it may be worth taking another look. Your home's value, financial goals, and available lending options may have changed.

👉 Curious how much equity you may have access to or whether refinancing could make sense for your situation? Send me a message and let's explore your options.

[email protected]
pncmortgage.com/christopherhatton

Explore how you can refinance a home equity loan to achieve lower rates, reduce payments, or consolidate debt. Learn actionable ways to refinance today.

08/05/2026

Have questions about your escrow account? We've got you covered.

● Learn what escrow is
● Understand how payments are managed
● Watch our new educational video

Take a look: pnc.com/myescrow

As always, I'm here if you have mortgage questions.

08/03/2026

🤔 What would you do if a home inspection uncovered an unexpected issue?

That's exactly why inspections are such an important part of the homebuying journey. Understanding the condition of a home can help buyers make informed decisions before moving forward.

📩 Thinking about buying a home or have questions about the mortgage process? Send me a message. I'd be happy to help guide you every step of the way.

pncmortgage.com/christopherhatton

Thinking of buying or selling? Find out how a home inspection helps you understand property conditions, negotiate better, and protect your investment.