Chris Hatton - NMLS ID 580832 - PNC Mortgage Loan Officer

11/02/2026

As we move into Thanksgiving season, I'm taking a moment to reflect on the families and individuals who have trusted me with their home financing journey this year.

Whether you purchased your first home, moved into your next home, explored refinancing, or simply asked questions about your options, thank you for allowing me to be part of the process.

Helping people achieve their homeownership goals is something I never take for granted.

11/02/2026

Doing a little Sunday scrolling of home listings? Here's something many buyers don't realize:

A home under contract doesn't always mean you've missed your chance.

In some situations, buyers can submit a backup offer and be next in line if the current deal falls through.

Want to discuss strategies for today's market? Give me a call! 248-809-4174

If you're shopping for a home, you'll likely encounter the terms "contingent" and "pending." Find out what they mean and how they impact your buying journey.

10/30/2026

Good news for homeowners.

The limited-time introductory rate offer for eligible new HELOCs has been extended through November 30, 2026.

If you meant to explore your options but haven't had the chance, there's still time to see how a home equity line of credit could help support your financial goals. Message me!

Learn more: pnc.com/homelendingoffers

10/30/2026

👻 Trick: Remembering to change your clocks.

🎃 Treat: An extra hour of sleep.

Don't forget to turn your clocks back before bed Saturday night. Happy Halloween weekend!

10/29/2026

Preapproval vs. prequalification... do you know the difference?

It's one of the most common questions I hear from prospective homebuyers. Understanding these two steps can help you prepare for your home search and avoid surprises along the way.

This quick read does a great job explaining the difference:

Have questions about buying a home or what you may qualify for? Reach out anytime. I'm here to help.

pncmortgage.com/christopherhatton

Understanding preapproval vs prequalification is essential for first-time homebuyers. Explore how these mortgage steps impact your buying power and decisions.

10/27/2026

Nobody can predict the unexpected, but you can prepare for it.

A roof repair. A furnace replacement. An unexpected life event.

Many homeowners establish a HELOC before they need one, giving them access to funds that can help provide flexibility when the unexpected happens.

With our current introductory rate offer available for eligible new HELOCs, now may be a great time to explore whether a HELOC fits into your financial game plan. Call me! 248-809-4174

Learn more: pnc.com/homelendingoffers

10/25/2026

Curious, what’s the biggest thing that’s stopped you from talking to someone about home lending?
• Rates
• Not knowing where you stand
• Timing
• Or just not wanting a sales conversation

Most of the conversations I have aren’t about decisions, they’re about understanding options. That’s what I’m here for if you ever need it. 248-809-4174

10/23/2026

🤔 If an extra property could generate income, would you consider becoming a landlord?

It's not for everyone, but for some people it can be part of a broader wealth-building strategy.

I'd love to hear your thoughts. Is rental property ownership something you've considered?

Discover how to buy a rental property with our comprehensive guide. Learn about investment goals, financing options, and legal tips to make informed choices.

10/22/2026

One of the biggest reminders I tell everyone during the mortgage process, is DON'T make any major purchases until after closing.

For example, a new car could change your credit score or debt ratios.

Remember, I'm here to guide you every step of the way, so DO reach out with questions! 248-809-4174

Applying for a mortgage may seem overwhelming, but there are ways to simplify the process. Follow these mortgage dos and don'ts from the experts at PNC.

10/19/2026

This is a great read to help understand how co-ops work, what makes them different, and whether they align with your lifestyle and goals so you can make an informed buying decision.

Still have questions? Call me today! 248-809-4174

Discover the ins and outs of co-op housing, from understanding its structure to exploring the shared responsibilities and benefits it offers.