Vipul Ghanshyambhai Hapani Mortgage broker NMLS 1891192

Vipul Ghanshyambhai Hapani Mortgage broker NMLS 1891192 Mortgage Loan Officer
NMLS #1891192 AZ # 1050929 , Vema Mortgage, LLC #1019911 AZ # 1050238

06/13/2026
Another successful refinance closed. Helping homeowners make smarter financial moves is why I do what I do. If you’re wo...
06/02/2026

Another successful refinance closed. Helping homeowners make smarter financial moves is why I do what I do. If you’re wondering whether a refinance makes sense for you, let’s talk.

We recently surveyed mortgage professionals on their outlook for 2026 mortgage rates, and the responses were surprisingl...
05/26/2026

We recently surveyed mortgage professionals on their outlook for 2026 mortgage rates, and the responses were surprisingly divided.

33% of respondents expect 30-year fixed mortgage rates to be in the 6.00%–6.49% range in 2026.

The variety of opinions highlights just how challenging it is to predict the direction of interest rates. Economic data, inflation, Federal Reserve policy, and housing market trends will all play a role in shaping where rates ultimately land.

Polls among successful mortgage brokers consistently point to one key trait that separates top producers: consistency in...
05/24/2026

Polls among successful mortgage brokers consistently point to one key trait that separates top producers: consistency in outreach and follow-up. It’s often a major part of their long-term success story.

Do you agree that consistent outreach is one of the biggest drivers of success in the mortgage business?

Another Happy Homeowner Success Story! 🎉There’s nothing more rewarding than helping families achieve the dream of homeow...
05/16/2026

Another Happy Homeowner Success Story! 🎉

There’s nothing more rewarding than helping families achieve the dream of homeownership. Whether you’re looking to lower your monthly payment, refinance, or purchase your next home — the right mortgage strategy can make a huge difference.

💰 You could be saving more than you think on your mortgage.
📉 Lower payments. Better options. Smarter financing.
📞 Let’s connect and explore what opportunities may be available for you!

Your dream home deserves the right loan partner. 🔑✨

Address

3250 W Big Beaver Road Suite 540
Troy, MI
48084

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

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